Handelsavisen
prelaunch
Companies ›Financials ›ULUFA.IS
UL
ULUFA.IS — Borsa Istanbul Corporate Financial Services

Ulufa.Is

$4,12
Open in Charts → Attach watcher ⌖
— —
USD
Set alert
Last 30 days
1D5D1M3M6MYTD1Y5YMax
Live price chart loads from the market-data widget.
Mcap
—
P/E
—
EV / Rev
—
Div yield
6,01 %
Op margin
12,1 %
ROE
37,0 %
Net margin
9,0 %
Debt / equity
6,28
Beta
—
52w range
—
Volume
—
Day range
—
Prev close
—
Open
—
Next earnings
—
Ex-dividend
—
TR 1Y
—
About

ULUFA.IS operates in the banking sector, providing corporate financial services and generating revenue primarily through interest income and financial intermediation.

Business. ULUFA.IS operates in the banking sector, providing corporate financial services and generating revenue primarily through interest income and financial intermediation.

Classification92 %
SectorFinancials
Business sectorBanking & Investment Services
IndustryCorporate Financial Services
ActivityBanking
Generated · model-assisted
Sell-side consensus
—consensus pending
— buy— hold— sell
Avg 12m price target—
Upcoming events
— missing data
See all catalysts →

At a glance

Score
—
not yet scored
Valuation
—
valuation pending
Analysts
—
not yet wired
Ownership
—
not yet wired
Profitability→
37,0 %
return on equity
Quality
—
not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning ULUFA.

    • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,6 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Information Technology+0,6 %+6,7 %+0,0 %
    Consumer Discretionary+0,4 %+7,6 %−0,2 %
    Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %
    Consumer Staples−0,4 %+2,5 %−1,0 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Industrials−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    No tracked sagas currently linked to ULUFA.IS. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Synthesis

    Business

    ULUFA.IS operates in the banking sector, providing corporate financial services and generating revenue primarily through interest income and financial intermediation.

    Classification92 %
    SectorFinancials
    Business sectorBanking & Investment Services
    IndustryCorporate Financial Services
    ActivityBanking
    AI synthesis
    GENERATED

    ULUFA.IS has a debt-to-equity ratio of 6.28, indicating a capital structure heavily reliant on debt financing. The company's liquidity position is assessed as medium, with negative net cash after subtracting total debt, suggesting potential short-term liquidity constraints.

    The company's return on equity (ROE) is 36.96%, significantly higher than the median for its industry, reflecting strong profitability relative to its equity base. However, its return on assets (ROA) of 4.47% is in line with the industry median, indicating that asset utilization is not a key differentiator in its performance.

    ULUFA.IS's revenue is concentrated in a single business segment, with no disclosed geographic diversification. This lack of segment or geographic diversification increases exposure to sector-specific and regional economic risks.

    The company's growth trajectory is modest, with no disclosed revenue growth in the current fiscal year. Historical revenue data shows a stable but non-expanding revenue base, suggesting limited organic growth opportunities.

    Risk factors include a high debt load and negative net cash position, which could constrain operational flexibility. The company's dilution risk is assessed as low, with no recent or disclosed share issuance activity. No adjustments have been applied to valuation metrics, indicating that the current financial snapshot is representative of the company's true position.

    Recent filings and transcripts do not disclose any material events or strategic shifts. The company's financial performance appears to be consistent with its historical operations, with no significant changes in business strategy or capital allocation.

    Key takeaways
    • ULUFA.IS has a high debt-to-equity ratio, indicating a capital structure heavily reliant on debt financing.
    • The company's ROE is significantly higher than the industry median, suggesting strong profitability relative to its equity base.
    • Revenue is concentrated in a single business segment, with no geographic diversification disclosed.
    • Growth appears to be modest, with no recent revenue expansion.
    • The company's liquidity position is medium, with a negative net cash position after subtracting total debt.
    • Dilution risk is low, with no recent or disclosed share issuance activity.

    Bull / Bear case

    analysis pipeline
    — missing data

    In focus — financials by report

    Valuation

    Market price
    $4,12
    Market cap
    —
    Enterprise valueⓘ
    —
    P/Eⓘ
    —
    Non-GAAP P/Eⓘ
    —
    EV / Revenueⓘ
    —
    EV / Op incomeⓘ
    —
    EV / OCFⓘ
    —
    P / Bⓘ
    —
    P / Tangible bookⓘ
    —
    Tangible book
    $2.03B
    Net cashⓘ
    -$12.61B
    Current ratioⓘ
    —
    Debt / equityⓘ
    6.3
    ROAⓘ
    4.5%
    ROEⓘ
    37.0%
    Cash conversionⓘ
    -103.0%
    CapEx / revenueⓘ
    —
    SBC / revenueⓘ
    —
    Dilution ratioⓘ
    0.0%

    Revenue by segment

    Market share

    — missing data

    Business relationships

    — missing data

    Supply chain

    — missing data

    Peer comparison

    — missing data

    Market position

    Stress test

    — missing data

    Predictor forecast

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    — missing data

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskMedium
    Filing-based flags
    • Net cash is negative after subtracting total debt.

    Benchmarks vs cohort

    Op Margin12,1 %Below median
    Net Margin8,9 %Below median
    ROE37,0 %Best in class
    D/E6,28Bottom quartile
    Cash Conv-1,03Below median

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    — missing data

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    How metrics are computed
    • Dilution Ratio
      (shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
    • Net Cash
      cash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
    • Return On Equity
      net_income / total_equity
    • Debt To Equity
      (short_term_debt + long_term_debt) / total_equity
    • Cash Conversion Ratio
      operating_cash_flow / net_income
    • Return On Assets
      net_income / total_assets
    Source documents
    • ULUFA.IS Market data — financials · 2026-05-29

    Ownership & reference

    Insider activity

    — missing data

    Short positioning

    — missing data

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    ULUFA.ISCanonical
    Borsa Istanbul · USD

    Intel & risk

    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskMedium
    Net cash is negative after subtracting total debt.

    Evidence & claims

    From filings & derived data
    — missing data

    The Thread

    Everything we know, in order
    — missing data
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage