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INDICATIVE · SAMPLE DATA
UNIE55

United Finance PLC

Corporate Financial ServicesVerified

United Finance PLC has a fully diluted share count of 187.11 million shares, matching its basic share count, indicating no dilution from stock options or convertible securities. The company's liquidity risk could not be assessed due to missing balance-sheet inputs and lack of going-concern language in source documents. The company's profitability metrics and return ratios are not available in the valuation snapshot, preventing direct comparison to industry_config preferred metrics for corporate financial services. Without ROIC, net interest margin, or operating margin data, it is impossible to evaluate performance relative to cohort medians. United Finance PLC operates entirely within Bangladesh, with no disclosed revenue segmentation by geographic region or business line. The company's services span lease finance, term loans, working capital, and home loans, but no segment-specific revenue figures are available to assess concentration risk. Growth trajectory data is unavailable in the outlook section, with no numeric deltas provided for current or next fiscal year revenue projections. Historical revenue growth rates are also missing from the financial snapshot. The company's risk assessment indicates low dilution potential, with no adjustments applied to valuation multiples in custom_valuations. However, liquidity risk remains unassessed due to missing balance-sheet inputs. Recent events and filings are not disclosed in the input data, preventing analysis of material developments in the company's operations or financial position.

30-day price · UNIE(missing data)
No daily-bar history available from current data sources. Alternate source pending.
Profile
CompanyUnited Finance PLC
TickerUNIE.DH
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryCorporate Financial Services
AI analysis

Business. United Finance PLC provides lease finance, term loans, working capital solutions, and home loans to businesses and individuals in Bangladesh, operating through 25 offices across all 64 districts.

Classification. United Finance PLC is classified in the Financials economic sector, Banking & Investment Services business sector, and Corporate Financial Services industry with 92% confidence.

United Finance PLC has a fully diluted share count of 187.11 million shares, matching its basic share count, indicating no dilution from stock options or convertible securities. The company's liquidity risk could not be assessed due to missing balance-sheet inputs and lack of going-concern language in source documents. The company's profitability metrics and return ratios are not available in the valuation snapshot, preventing direct comparison to industry_config preferred metrics for corporate financial services. Without ROIC, net interest margin, or operating margin data, it is impossible to evaluate performance relative to cohort medians. United Finance PLC operates entirely within Bangladesh, with no disclosed revenue segmentation by geographic region or business line. The company's services span lease finance, term loans, working capital, and home loans, but no segment-specific revenue figures are available to assess concentration risk. Growth trajectory data is unavailable in the outlook section, with no numeric deltas provided for current or next fiscal year revenue projections. Historical revenue growth rates are also missing from the financial snapshot. The company's risk assessment indicates low dilution potential, with no adjustments applied to valuation multiples in custom_valuations. However, liquidity risk remains unassessed due to missing balance-sheet inputs. Recent events and filings are not disclosed in the input data, preventing analysis of material developments in the company's operations or financial position.
Key takeaways
  • United Finance PLC operates as a full-service financial institution in Bangladesh with no disclosed revenue segmentation.
  • The company shows no share dilution in its current capital structure.
  • Liquidity risk assessment is incomplete due to missing balance-sheet data.
  • No growth metrics or profitability ratios are available for analysis.
  • The company's geographic and segment concentration risk cannot be quantified.
  • --
  • # RATIONALES
  • ```json
Financial snapshot
PeriodHA-latest
CurrencyUSD
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY0
FY-1
FY-2
FY-3
FY-4
PeriodGross %Op %Net %FCF %
FY0
FY-1
FY-2
FY-3
FY-4
PeriodAssetsEquityCashDebt
FY0
FY-1
FY-2
FY-3
FY-4
PeriodOCFCapExFCFSBC
FY0
FY-1
FY-2
FY-3
FY-4
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodGross %Op %Net %FCF %
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodAssetsEquityCashDebt
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodOCFCapExFCFSBC
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banking · cohort 1 companies
MetricUNIEActivity
Op margin27.8% medp25 11.0% · p75 56.0%
Net margin30.4% medp25 30.4% · p75 30.4%
Gross margin63.4% medp25 42.7% · p75 94.6%
CapEx / revenue19.6% medp25 19.6% · p75 19.6%
Debt / equity590.5% medp25 317.2% · p75 863.7%
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-04 08:16 UTC#e52616f0
Source: analysis-pipeline (hybrid)Generated: 2026-05-04 08:17 UTCJob: d692e85a