Companies ›Financials ›UNTN.PK

UNTN.PK — OTC Banks

Untn.Pk

$29,10

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Mcap

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P/E

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EV / Rev

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Div yield

2,42 %

Op margin

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ROE

8,9 %

Net margin

31,5 %

Debt / equity

0,00

Beta

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52w range

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Volume

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Day range

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Prev close

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Open

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Next earnings

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Ex-dividend

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TR 1Y

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About

UNTN.PK operates as a bank, providing financial services to customers and generating revenue primarily through interest income and fee-based services.

Business. UNTN.PK operates as a bank, providing financial services to customers and generating revenue primarily through interest income and fee-based services.

Classification92 %

SectorFinancials

Business sectorBanking & Investment Services

IndustryBanks

Generated · model-assisted

Sell-side consensus

—consensus pending

— buy— hold— sell

Avg 12m price target—

Upcoming events

— missing data

See all catalysts →

At a glance

Score

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not yet scored

Valuation

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valuation pending

Analysts

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not yet wired

Ownership

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not yet wired

Profitability→

8,9 %

return on equity

Quality

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not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

No recent newsroom coverage mentioning UNTN.

Sector rotation

Sector1D1Mvs mkt

Materials+2,3 %+6,6 %+1,7 %

Communication Services+2,2 %−5,5 %+1,6 %

Energy+0,6 %+3,3 %+0,0 %

Health Care+0,6 %−0,8 %+0,0 %

Information Technology+0,6 %+6,7 %+0,0 %

Consumer Discretionary+0,4 %+7,6 %−0,2 %

Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %

Consumer Staples−0,4 %+2,5 %−1,0 %

Real Estate−0,7 %+10,9 %−1,3 %

Industrials−1,9 %−3,1 %−2,5 %

Utilities−1,9 %+28,2 %−2,5 %

Developing storylines

No tracked sagas currently linked to UNTN.PK. Browse all sagas →

Analysis

AI analysis

Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

Opportunity

— missing data

Upcoming catalysts

Scheduled public events. Informational only — not investment advice.

Peers
DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
Macro
Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
Macro & political
ElectionSE Swedish Election2026-09-14 · SE
ElectionUS U.S. Midterms2026-11-03 · US
ElectionFR French Legislative2027-06-01 · FR

Pre-earnings brief

— missing data

Signals & dispatch

peak dispatch · —

Composite-score breakdown

Synthesis

Business

UNTN.PK operates as a bank, providing financial services to customers and generating revenue primarily through interest income and fee-based services.

Classification92 %

SectorFinancials

Business sectorBanking & Investment Services

IndustryBanks

AI synthesis

GENERATED

UNTN.PK maintains a strong liquidity position with a debt-to-equity ratio of 0.0, indicating no long-term debt obligations. The company's total equity of $18.42 million supports its balance sheet, and its operating cash flow of $2.20 million suggests sufficient cash generation to meet operational needs.

The company's profitability is reflected in a return on equity (ROE) of 8.91%, which is a key metric for evaluating the efficiency of equity usage in generating profits. This ROE is in line with the industry's preferred metrics, though a direct comparison to cohort medians is not available in the provided data.

UNTN.PK's revenue is concentrated in a single business segment, as disclosed in its financials, with no geographic breakdown provided in the available data. This lack of diversification may expose the company to specific market risks, though the exact nature of these risks is not quantified in the input data.

The company's growth trajectory is supported by a net income of $1.64 million and a revenue of $5.21 million. While no explicit forward-looking guidance is provided, the positive operating cash flow and absence of long-term debt suggest a stable financial position that could support future growth.

Risk factors for UNTN.PK are currently assessed as low for both liquidity and dilution. The company has no immediate filing-based liquidity or dilution flags, and its capital structure does not indicate a high risk of equity dilution in the near term.

Recent events and filings do not show any material changes in the company's financial position or strategic direction. The absence of recent capital raising or significant operational changes suggests a stable and conservative approach to business management.

Key takeaways

UNTN.PK has a strong liquidity position with no long-term debt obligations.
The company's return on equity of 8.91% indicates efficient use of equity capital.
Revenue is concentrated in a single business segment, with no geographic diversification disclosed.
The company's financial position is stable, with positive operating cash flow and no immediate liquidity or dilution risks.
No recent material events or filings have been reported that would suggest a change in strategic direction.

Bull / Bear case

analysis pipeline

— missing data

In focus — financials by report

Valuation

Market price

$29,10

Market cap

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Enterprise valueⓘ

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P/Eⓘ

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Non-GAAP P/Eⓘ

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EV / Revenueⓘ

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EV / Op incomeⓘ

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EV / OCFⓘ

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P / Bⓘ

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P / Tangible bookⓘ

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Tangible book

—

Net cashⓘ

—

Current ratioⓘ

—

Debt / equityⓘ

0.0

ROAⓘ

—

ROEⓘ

8.9%

Cash conversionⓘ

134.0%

CapEx / revenueⓘ

-15.4%

SBC / revenueⓘ

—

Dilution ratioⓘ

0.0%

Revenue by segment

Business relationships

— missing data

Supply chain

— missing data

Peer comparison

— missing data

Market position

Stress test

— missing data

Predictor forecast

Options

— missing data

Short squeeze

— missing data

Earnings-call key lines

— missing data

Estimate revisions

consensus EPS · 26-week trend

— missing data

Sell-side observations

— missing data

Themes

— missing data

ESG

— missing data

Risk factors

Dilution riskLow

Liquidity riskLow

Filing-based flags

No immediate filing-based liquidity or dilution flags were detected.

Benchmarks vs cohort

Net Margin31,5 %Below median

ROE8,9 %Above median

Capex / Rev-15,4 %Bottom quartile

D/E0,00Above median

Cash Conv1,34Above median

Corporate actions / M&A

— missing data

FX exposure

— missing data

Comparable transactions

— missing data

Derivatives & instruments

— missing data

Actions

Set alert Open in charts

Ask Handelsavisen

— missing data

Data sources

Market data
Market data cache
Issuer disclosures
Public news
Earnings transcripts
Consensus estimates
ESG data

How metrics are computed

Dilution Ratio
(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
Capex To Revenue
capital_expenditure / revenue
Return On Equity
net_income / total_equity
Debt To Equity
(short_term_debt + long_term_debt) / total_equity
Cash Conversion Ratio
operating_cash_flow / net_income

Source documents

UNTN.PK Market data — financials · 2026-05-29
United Tennessee Bankshares Inc Market data — analyst estimates · 2026-05-29

Ownership & reference

Insider activity

— missing data

Short positioning

12shares short-89.3% vs prior

1days to cover

99fails-to-deliver

as of 2026-07-15 · short-interest report (free)

Geographic breakdown

— missing data

Listings · one canonical issuer all listings resolve to the canonical

UNTN.PKCanonical

OTC · USD

Intel & risk

peak dispatch · —

OSINT findings

Dilution riskLow

Liquidity riskLow

No immediate filing-based liquidity or dilution flags were detected.

Relationship graph

This companyPeerSector

Evidence & claims

From filings & derived data

— missing data

The Thread

Everything we know, in order

— missing data

Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage

At a glance

What drives this business

News & coverage

Sector rotation

Developing storylines

Analysis

Opportunity

Upcoming catalysts

Pre-earnings brief

Signals & dispatch

Composite-score breakdown

Synthesis

Bull / Bear case

In focus — financials by report

Valuation

Revenue by segment

Market share

Business relationships

Supply chain

Peer comparison

Market position

Stress test

Predictor forecast

Options

Short squeeze

Earnings-call key lines

Estimate revisions

Sell-side observations

Themes

ESG

Risk factors

Benchmarks vs cohort

Corporate actions / M&A

FX exposure

Comparable transactions

Derivatives & instruments

Actions

Ask Handelsavisen

Ownership & reference

Insider activity

Short positioning

Geographic breakdown

Intel & risk

Evidence & claims

The Thread