Utkarsh Small Finance Bank Ltd
Utkarsh Small Finance Bank Ltd has a liquidity profile that is currently rated as medium, with a debt-to-equity ratio of 0.84, indicating a moderate level of leverage. The company's free cash flow is negative at -1137150000.0 INR, which suggests that it is not generating sufficient cash from operations to cover capital expenditures. The operating cash flow is positive at 8755782000.0 INR, which is a positive sign for the company's ability to fund its operations. The profitability of Utkarsh Small Finance Bank Ltd is reflected in its return on equity of 0.008 and return on assets of 0.0008, which are metrics that are typically used to assess the efficiency and profitability of banks. These figures suggest that the company is generating a modest return on its equity and assets, which is in line with the industry's preferred metrics. The company's revenue is concentrated in a single economic sector, Financials, and it operates within the Banking & Investment Services business sector. There is no detailed breakdown of revenue by geographic region or business segment provided in the available data. The growth trajectory of Utkarsh Small Finance Bank Ltd is not explicitly detailed in the available data, but the company's net income of 237005000.0 INR and revenue of 20228636000.0 INR indicate a stable financial position. Analysts have provided a mean price target of 20.00 INR, with a strong buy recommendation from two analysts. The risk assessment for Utkarsh Small Finance Bank Ltd indicates a medium liquidity risk and a low dilution risk. The company's capital structure includes a long-term debt of 24844225000.0 INR and total equity of 29745042000.0 INR. The company has not made any recent public filings or transcripts that would indicate significant changes in its business operations or financial strategy.
Business. Utkarsh Small Finance Bank Ltd provides banking and financial services to underserved segments of the Indian population, primarily through a network of branches and digital channels.
Classification. Utkarsh Small Finance Bank Ltd is classified under the industry "Banks" within the "Banking & Investment Services" business sector, with a confidence level of 0.92.
- Utkarsh Small Finance Bank Ltd has a moderate level of leverage with a debt-to-equity ratio of 0.84.
- The company's return on equity and return on assets are modest, indicating a need for improvement in profitability.
- The company's liquidity is rated as medium, with a negative free cash flow.
- Analysts have provided a strong buy recommendation, with a mean price target of 20.00 INR.
- The company's risk assessment indicates a low dilution risk and a medium liquidity risk.
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- Net cash is negative after subtracting total debt.