Companies ›Financials ›VLL.CN

VLL.CN — — Banks

Banco Comercial AV Villas SA

$1 910,00

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Mcap

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P/E

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EV / Rev

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Div yield

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Op margin

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ROE

-8,0 %

Net margin

-16,4 %

Debt / equity

0,63

Beta

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52w range

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Volume

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Day range

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Prev close

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Open

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Next earnings

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Ex-dividend

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TR 1Y

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About

Banco Comercial AV Villas SA is a financial services provider operating in the banking industry, offering a range of services including deposits, loans, and investment products to generate revenue.

Business. Banco Comercial AV Villas SA (VLL.CN) is a bank operating within the Banking & Investment Services industry. The company generates revenue primarily through interest income, consistent with standard banking operations. Specific details regarding its operating segments, headquarters location, and primary stock exchange listing are not available in the provided data.

Classification92 %

SectorFinancials

Business sectorBanking & Investment Services

IndustryBanks

Generated · model-assisted

Sell-side consensus

—consensus pending

— buy— hold— sell

Avg 12m price target—

Upcoming events

— missing data

See all catalysts →

At a glance

Score

—

not yet scored

Valuation

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valuation pending

Analysts

—

not yet wired

Ownership

—

not yet wired

Profitability→

-8,0 %

return on equity

Quality

—

not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

No recent newsroom coverage mentioning VLL.

Sector rotation

Sector1D1Mvs mkt

Materials+2,3 %+6,6 %+1,7 %

Communication Services+2,2 %−5,5 %+1,6 %

Energy+0,6 %+3,3 %+0,0 %

Health Care+0,6 %−0,8 %+0,0 %

Information Technology+0,6 %+6,7 %+0,0 %

Consumer Discretionary+0,4 %+7,6 %−0,2 %

Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %

Consumer Staples−0,4 %+2,5 %−1,0 %

Real Estate−0,7 %+10,9 %−1,3 %

Industrials−1,9 %−3,1 %−2,5 %

Utilities−1,9 %+28,2 %−2,5 %

Developing storylines

No tracked sagas currently linked to VLL.CN. Browse all sagas →

Analysis

AI analysis

Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

Opportunity

— missing data

Upcoming catalysts

Scheduled public events. Informational only — not investment advice.

Peers
DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
Macro
Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
Macro & political
ElectionSE Swedish Election2026-09-14 · SE
ElectionUS U.S. Midterms2026-11-03 · US
ElectionFR French Legislative2027-06-01 · FR

Pre-earnings brief

— missing data

Signals & dispatch

peak dispatch · —

Composite-score breakdown

Synthesis

Business

Banco Comercial AV Villas SA (VLL.CN) is a bank operating within the Banking & Investment Services industry. The company generates revenue primarily through interest income, consistent with standard banking operations. Specific details regarding its operating segments, headquarters location, and primary stock exchange listing are not available in the provided data.

Classification92 %

SectorFinancials

Business sectorBanking & Investment Services

IndustryBanks

AI synthesis

GENERATED

Banco Comercial AV Villas SA has a total equity of COP 1.68 trillion and a debt-to-equity ratio of 0.63, indicating a relatively conservative capital structure. However, the company's liquidity is assessed as medium, with a negative net cash position after subtracting total debt. The return on equity is -8.01%, and the return on assets is -0.7%, both significantly below the industry norms for profitability.

The company's profitability is underperforming, with a net loss of COP 134.66 billion and a negative operating cash flow of COP 772.33 billion. These figures suggest that the company is struggling to generate positive returns, which is a concern given the industry's focus on maintaining strong margins and asset utilization.

The company's revenue is concentrated in a single geographic region, as no specific segments or geographic breakdowns are disclosed in the available data. This lack of diversification could expose the company to regional economic downturns or regulatory changes that may impact its operations.

Looking ahead, the company's growth trajectory is uncertain, with no specific outlook provided for the current or next fiscal year. The negative net income and operating cash flow suggest that the company may need to implement cost-cutting measures or seek additional capital to stabilize its financial position.

The company's risk profile is marked by medium liquidity risk and low dilution potential. The negative net cash position after subtracting total debt is a key flag, indicating potential challenges in meeting short-term obligations. The company has not disclosed any recent events or filings that would provide insight into its strategic direction or operational changes.

Key takeaways

The company is experiencing a net loss and negative operating cash flow, indicating financial distress.
The debt-to-equity ratio is relatively low, suggesting a conservative capital structure.
The company's profitability metrics are significantly below industry norms.
The company's revenue is not diversified across segments or geographies, increasing exposure to regional risks.
The company's liquidity is assessed as medium, with a negative net cash position after subtracting total debt.

Bull / Bear case

Generated · model-assisted

— missing data

In focus — financials by report

Valuation

Market price

$1 910,00

Market cap

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Enterprise valueⓘ

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P/Eⓘ

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Non-GAAP P/Eⓘ

—

EV / Revenueⓘ

—

EV / Op incomeⓘ

—

EV / OCFⓘ

—

P / Bⓘ

—

P / Tangible bookⓘ

—

Tangible book

$1.68T

Net cashⓘ

-$1.07T

Current ratioⓘ

—

Debt / equityⓘ

0.6

ROAⓘ

-0.7%

ROEⓘ

-8.0%

Cash conversionⓘ

574.0%

CapEx / revenueⓘ

-11.8%

SBC / revenueⓘ

—

Dilution ratioⓘ

0.0%

Revenue by segment

Business relationships

— missing data

Supply chain

— missing data

Peer comparison

— missing data

Market position

Stress test

— missing data

Predictor forecast

Options

— missing data

Short squeeze

— missing data

Earnings-call key lines

— missing data

Estimate revisions

consensus EPS · 26-week trend

— missing data

Sell-side observations

— missing data

Themes

— missing data

ESG

— missing data

Risk factors

Dilution riskLow

Liquidity riskMedium

Filing-based flags

Net cash is negative after subtracting total debt.

Benchmarks vs cohort

Net Margin-16,4 %Bottom quartile

ROE-8,0 %Bottom quartile

Capex / Rev-11,8 %Bottom quartile

D/E0,63Below median

Cash Conv5,74Best in class

Corporate actions / M&A

— missing data

FX exposure

— missing data

Comparable transactions

— missing data

Derivatives & instruments

— missing data

Actions

Set alert Open in charts

Ask Handelsavisen

— missing data

Data sources

Market data
Market data cache
Issuer disclosures
Public news
Earnings transcripts
Consensus estimates
ESG data

How metrics are computed

Dilution Ratio
(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
Net Cash
cash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
Capex To Revenue
capital_expenditure / revenue
Return On Equity
net_income / total_equity
Debt To Equity
(short_term_debt + long_term_debt) / total_equity
Cash Conversion Ratio
operating_cash_flow / net_income

Source documents

Banco Comercial AV Villas SA Market data — financials · 2026-05-29

Ownership & reference

Insider activity

— missing data

Short positioning

— missing data

Geographic breakdown

— missing data

Listings · one canonical issuer all listings resolve to the canonical

VLL.CNCanonical

— · USD

Intel & risk

peak dispatch · —

OSINT findings

Dilution riskLow

Liquidity riskMedium

Net cash is negative after subtracting total debt.

Relationship graph

This companyPeerSector

Evidence & claims

From filings & derived data

— missing data

The Thread

Everything we know, in order

— missing data

Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage

At a glance

What drives this business

News & coverage

Sector rotation

Developing storylines

Analysis

Opportunity

Upcoming catalysts

Pre-earnings brief

Signals & dispatch

Composite-score breakdown

Synthesis

Bull / Bear case

In focus — financials by report

Valuation

Revenue by segment

Market share

Business relationships

Supply chain

Peer comparison

Market position

Stress test

Predictor forecast

Options

Short squeeze

Earnings-call key lines

Estimate revisions

Sell-side observations

Themes

ESG

Risk factors

Benchmarks vs cohort

Corporate actions / M&A

FX exposure

Comparable transactions

Derivatives & instruments

Actions

Ask Handelsavisen

Ownership & reference

Insider activity

Short positioning

Geographic breakdown

Intel & risk

Evidence & claims

The Thread