Voss Veksel og Landmandsbank ASA
Voss Veksel og Landmandsbank ASA provides banking and investment services, primarily generating revenue through net interest income and fee-based services.
Business. Voss Veksel og Landmandsbank ASA (VVL.OL) is a bank operating within the Banking & Investment Services industry. The company is headquartered in Norway and is primarily listed on the Oslo Børs. Specific details regarding its operating segments and geographic mix are not available.
Analyst recommendations
1 analysts · consensus BuyAt a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
0Sector rotation
Developing storylines
Analysis
AI analysisOpportunity
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Peers
- DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
Voss Veksel og Landmandsbank ASA (VVL.OL) is a bank operating within the Banking & Investment Services industry. The company is headquartered in Norway and is primarily listed on the Oslo Børs. Specific details regarding its operating segments and geographic mix are not available.
Voss Veksel og Landmandsbank ASA maintains a liquidity position with a price-to-book ratio of 1.23 and a debt-to-equity ratio of 1.29, indicating moderate leverage. The company's free cash flow of 48,077,000 NOK supports operational flexibility, though its net cash position is negative after subtracting total debt.
Profitability metrics show a return on equity of 10.55% and a return on assets of 1.26%, which are key indicators of the company's efficiency in generating returns from equity and total assets. These figures suggest a relatively strong return on equity but a modest return on assets.
The company's revenue is primarily concentrated in its core banking operations, with no disclosed geographic diversification. This concentration may expose the company to regional economic fluctuations, though specific geographic breakdowns are not provided in the available data.
Growth trajectory is not explicitly detailed in the available data, but the company's revenue of 137,862,000 NOK and net income of 88,640,000 NOK indicate a stable financial performance. Analysts have provided a mean price target of 438.00 NOK, suggesting a potential for moderate growth.
Risk factors include a medium liquidity risk and a low dilution risk. The company's net cash position is negative after subtracting total debt, which could impact its ability to meet short-term obligations. No significant dilution sources are identified in the available data.
Recent events and filings do not show any significant changes in the company's operations or financial strategy. The company's capital expenditure of -6,719,000 NOK indicates a reduction in capital spending, which may reflect a strategic shift or cost-cutting measures.
- Voss Veksel og Landmandsbank ASA has a moderate leverage position with a debt-to-equity ratio of 1.29.
- The company's return on equity of 10.55% is relatively strong, but its return on assets of 1.26% is modest.
- Revenue is primarily concentrated in core banking operations, with no disclosed geographic diversification.
- Analysts have provided a mean price target of 438.00 NOK, indicating potential for moderate growth.
- The company faces medium liquidity risk and a negative net cash position after subtracting total debt.
Bull / Bear case
Generated · model-assistedIn focus — financials by report
Valuation
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | 39,29 |
| Revenue | —no estimate | —no estimate | 184,2M NOK |
| Operating income | —no estimate | —no estimate | 98,9M NOK |
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- Net cash is negative after subtracting total debt.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Actions
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- Market data
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- Consensus estimates
- ESG data
- Ev To Operating Cash Flowenterprise_value / operating_cash_flow
- Return On Equitynet_income / total_equity
- Price To Earningsmarket_price / (net_income / shares_outstanding_diluted)
- Price To Bookmarket_price / (adjusted_book_value / shares_outstanding_diluted)
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Market Priceinput from market-data provider (delayed close or quote-shim mid)
- Voss Veksel og Landmandsbank ASA Market data — financials · 2026-05-29
- Voss Veksel og Landmandsbank ASA Market data — analyst estimates · 2026-05-29
Ownership & reference
Leadership
- Stig Gunnar RøtheCEO