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WCFB.PK OTC Banks

WCF Bancorp Inc

$6,25
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About

WCF Bancorp Inc is a bank that provides financial services, including deposit and lending products, to its customers.

Business. WCF Bancorp Inc (WCFB.PK) is a bank operating within the Banking & Investment Services industry. The company generates revenue primarily through interest income. Specific details regarding its operating segments, headquarters location, and primary listing exchange are not provided in the available data.

Classification92 %
SectorFinancials
Business sectorBanking & Investment Services
IndustryBanks
Generated · model-assisted
Sell-side consensus
consensus pending
— buy— hold— sell
Avg 12m price target
Upcoming events
— missing data
See all catalysts →

At a glance

Score
not yet scored
Valuation
valuation pending
Analysts
not yet wired
Ownership
not yet wired
Profitability
not yet wired
Quality
not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning WCFB.
  • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,6 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Information Technology+0,6 %+6,7 %+0,0 %
    Consumer Discretionary+0,4 %+7,6 %−0,2 %
    Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %
    Consumer Staples−0,4 %+2,5 %−1,0 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Industrials−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    No tracked sagas currently linked to WCFB.PK. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Peers
    • DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
    • EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
    • EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Synthesis

    Business

    WCF Bancorp Inc (WCFB.PK) is a bank operating within the Banking & Investment Services industry. The company generates revenue primarily through interest income. Specific details regarding its operating segments, headquarters location, and primary listing exchange are not provided in the available data.

    Classification92 %
    SectorFinancials
    Business sectorBanking & Investment Services
    IndustryBanks
    AI synthesis
    GENERATED

    WCF Bancorp Inc has a basic capital structure with 1,863,238 shares outstanding, both basic and diluted, indicating no dilution from stock options or convertible securities. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents.

    Profitability metrics for WCF Bancorp Inc are not available in the current dataset, making it difficult to compare its performance against industry_config preferred metrics or cohort medians. The lack of detailed financial data limits the ability to assess its return on equity or other key profitability indicators.

    The company's revenue concentration and geographic exposure are not disclosed in the available data, which prevents a detailed analysis of its segmental or regional performance. Without this information, it is not possible to determine if the company is overexposed to any particular market or customer base.

    Growth trajectory data is limited, with only the last actual EPS of $0.31 reported. No forward-looking guidance or revenue history is available to assess the company's growth potential or performance trends.

    Risk factors include the inability to assess liquidity risk due to missing balance-sheet data. The company is currently rated as having low dilution risk, but the absence of detailed financial disclosures limits the ability to fully evaluate its capital structure and risk profile.

    Recent events and filings do not provide additional insights into the company's operations or strategic direction. The lack of detailed disclosures in source documents hinders the ability to identify recent developments or management commentary.

    Key takeaways
    • WCF Bancorp Inc has a basic capital structure with no dilution from stock options or convertible securities.
    • Liquidity risk could not be assessed due to missing balance-sheet data and no going-concern language in source documents.
    • Profitability metrics are not available, limiting the ability to compare performance against industry benchmarks.
    • Growth trajectory and revenue history are not disclosed, making it difficult to assess the company's performance trends.
    • Risk factors include the inability to assess liquidity risk and limited financial disclosures.

    Bull / Bear case

    Generated · model-assisted
    BULL CASE · 5

    Net income surged 295% year-over-year to $226,410, signaling a strong recovery in profitability for the latest fiscal period.

    Total assets grew 3.9% year-over-year to $137.4 million, indicating continued expansion of the bank's balance sheet size.

    Equity demonstrated robust long-term growth with a 23.9% compound annual growth rate over the past four years.

    The company carries zero long-term debt, providing a conservative capital structure with minimal leverage risk.

    Dilution risk is assessed as low, suggesting current equity holders face minimal threat from share issuance.

    BEAR CASE · 2

    Revenue declined 4.4% year-over-year to $3.03 million, indicating a contraction in top-line operating performance.

    Net income showed a negative 16.9% compound annual growth rate over four years, highlighting long-term earnings volatility.

    In focus — financials by report

    Annual
    ANNUALFiled 2001-01-22
    FY 2001 · Full-year highlights

    Revenue $3.1M; Net margin 12.7%.

    Revenue$3.1M
    Operating income
    Net income$393.9k
    Free cash flow-$352.8k
    EPS
    Operating cash flow$1.3M
    Financials
    Income statement
    Revenue$3.1M
    Gross profit
    Operating income
    Net income$393.9k
    Margins
    Gross margin
    Operating margin
    Net margin12.7%
    FCF margin-11.4%
    Balance sheet
    Total assets$112.9M
    Total liabilities$98.3M
    Total equity$14.6M
    Cash & equivalents
    Long-term debt$0.00
    Cash flow
    Operating cash flow$1.3M
    CapEx-$1.0M
    Free cash flow-$352.8k
    SBC
    Highlights
    • Revenue $3.1M
    • Net margin 12.7%

    Valuation FY

    Market price
    $6,25
    Market cap
    Enterprise value
    P/E
    Non-GAAP P/E
    EV / Revenue
    EV / Op income
    EV / OCF
    P / B
    P / Tangible book
    Tangible book
    Net cash
    Current ratio
    Debt / equity
    ROA
    ROE
    Cash conversion
    CapEx / revenue
    SBC / revenue
    Dilution ratio
    0.0%

    Revenue by segment

    Market share

    — missing data

    Business relationships

    — missing data

    Supply chain

    — missing data

    Peer comparison

    — missing data

    Market position

    Stress test

    — missing data

    Predictor forecast

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    — missing data

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskUnknown

    Benchmarks vs cohort

    No cohort benchmark data available for this issuer yet.

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    — missing data

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    How metrics are computed
    • Dilution Ratio
      (shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
    Source documents
    • WCF Bancorp Inc Market data — financials · 2026-05-30
    • WCF Bancorp Inc Market data — analyst estimates · 2026-05-30

    Ownership & reference

    Insider activity

    — missing data

    Short positioning

    39shares short+14.7% vs prior
    1days to cover
    3.9Kfails-to-deliver
    as of 2026-06-30 · short-interest report (free)

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    WCFB.PKCanonical
    OTC · USD

    Intel & risk

    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskUnknown
    Relationship graph
    WCFBJPMBACCBanks
    This companyPeerSector

    Evidence & claims

    From filings & derived data
    — missing data

    The Thread

    Everything we know, in order
    2004-08-06 17:07 UTCEARNINGSQuarterly results — Q2 2004
    2004-05-15 00:00 UTCEARNINGSQuarterly results — Q1 2004
    2004-02-15 00:00 UTCEARNINGSQuarterly results — Q4 2003
    2003-11-14 17:00 UTCEARNINGSQuarterly results — Q3 2003
    2002-11-14 00:00 UTCEARNINGSQuarterly results — Q3 2002
    2001-01-22 13:00 UTCEARNINGSAnnual results — FY 2001 Revenue USD 3.1M · Net USD 0.4M
    2000-01-24 15:04 UTCEARNINGSAnnual results — FY 2000
    The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage