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INDICATIVE · SAMPLE DATA
WRIV.PK56

White River Bancshares Co

BanksVerified

White River Bancshares Co has a fully diluted share count of 2,436,754 shares, with no difference between basic and diluted shares outstanding, indicating no dilution risk from stock options or convertible securities. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. Profitability and return metrics are not available for White River Bancshares Co, as no valuation snapshot data is provided. Without access to key metrics such as ROIC, net interest margin, or return on equity, it is not possible to compare the company's performance to industry benchmarks or cohort medians. The company's segment and geographic exposure are not disclosed in the available data. No information is provided on revenue concentration by product line, region, or customer, making it difficult to assess diversification risk or growth opportunities. Growth trajectory is also unclear, as no outlook data is available for the current or next fiscal year. Historical revenue data is not provided, and no numeric deltas or directional guidance is available to assess the company's growth potential. Risk factors include the inability to assess liquidity risk, as no balance-sheet inputs are available. The company is flagged for liquidity risk due to missing data, and no other material risk factors are disclosed in the available source documents. Recent events, including filings and transcripts, are not disclosed in the available data. No material developments, earnings calls, or regulatory updates are available to inform the company's current status or strategic direction.

30-day price · WRIV.PK+0.75 (+1.4%)
Low$52.00High$53.94Close$53.75As of13 May, 00:00 UTC
Profile
CompanyWhite River Bancshares Co
TickerWRIV.PK
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. White River Bancshares Co operates as a bank, providing financial services to customers, primarily generating revenue through interest income from loans and fees from banking services.

Classification. White River Bancshares Co is classified under the Financials economic sector, Banking & Investment Services business sector, and Banks industry with a confidence level of 0.92.

White River Bancshares Co has a fully diluted share count of 2,436,754 shares, with no difference between basic and diluted shares outstanding, indicating no dilution risk from stock options or convertible securities. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. Profitability and return metrics are not available for White River Bancshares Co, as no valuation snapshot data is provided. Without access to key metrics such as ROIC, net interest margin, or return on equity, it is not possible to compare the company's performance to industry benchmarks or cohort medians. The company's segment and geographic exposure are not disclosed in the available data. No information is provided on revenue concentration by product line, region, or customer, making it difficult to assess diversification risk or growth opportunities. Growth trajectory is also unclear, as no outlook data is available for the current or next fiscal year. Historical revenue data is not provided, and no numeric deltas or directional guidance is available to assess the company's growth potential. Risk factors include the inability to assess liquidity risk, as no balance-sheet inputs are available. The company is flagged for liquidity risk due to missing data, and no other material risk factors are disclosed in the available source documents. Recent events, including filings and transcripts, are not disclosed in the available data. No material developments, earnings calls, or regulatory updates are available to inform the company's current status or strategic direction.
Key takeaways
  • White River Bancshares Co has no dilution risk from stock options or convertible securities.
  • Liquidity risk could not be assessed due to missing balance-sheet data.
  • No profitability or return metrics are available for comparison to industry benchmarks.
  • Growth trajectory and revenue history are not disclosed in the available data.
  • No recent events or filings are available to inform the company's strategic direction.
  • --
  • ## RATIONALES
  • ```json
Financial snapshot
PeriodHA-latest
CurrencyUSD
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4
FY-3
FY-2
FY-1
FY0
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4
FY-3
FY-2
FY-1
FY0
PeriodOCFCapExFCFSBC
FY-4
FY-3
FY-2
FY-1
FY0
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodOCFCapExFCFSBC
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banks · cohort 670 companies
MetricWRIV.PKActivity
Op margin36.8% medp25 22.9% · p75 60.0%
Net margin33.6% medp25 19.4% · p75 51.1%
Gross margin55.0% medp25 42.9% · p75 88.7%
CapEx / revenue-4.6% medp25 -10.4% · p75 -2.1%
Debt / equity56.1% medp25 13.2% · p75 161.2%
Observations
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-11 00:05 UTC#a52d29f0
Source: analysis-pipeline (hybrid)Generated: 2026-05-30 01:23 UTCJob: 8fb9fa02