Coral India Finance and Housing Ltd
Coral India Finance and Housing maintains a strong liquidity position, with a current ratio of 34.26, indicating a significant excess of current assets over current liabilities. The company holds INR 150.85 million in cash and equivalents, and its free cash flow of INR 143.39 million supports operational flexibility and potential reinvestment. Profitability metrics show a return on equity (ROE) of 7.92% and a return on assets (ROA) of 7.47%, both of which are strong indicators of efficient capital utilization. These figures suggest the company is generating solid returns relative to its equity and asset base. The company operates through two primary segments: Investments and Construction. While the financial data does not provide a breakdown of revenue by segment, the disclosed projects such as Coral Square Bungalow and Coral Heights indicate a focus on residential and commercial property development. The geographic exposure is primarily concentrated in India, with no disclosed international operations. Looking ahead, the company is projected to maintain a stable growth trajectory, supported by its strong liquidity and profitability. The absence of long-term debt and the presence of positive operating cash flow suggest a conservative capital structure, which may support consistent revenue generation in the near term. Risk factors for Coral India Finance and Housing are currently low, with no immediate filing-based liquidity or dilution flags detected. The company's low debt-to-equity ratio of 0.0 and the absence of long-term debt further reinforce its financial stability. However, the construction and real estate sectors are sensitive to macroeconomic conditions, regulatory changes, and interest rate fluctuations, which could impact future performance. Recent events and filings do not indicate any material changes in the company's operations or financial position. The latest financial snapshot reflects a stable and profitable business model, with no signs of distress or significant operational disruptions.
Business. Coral India Finance and Housing Limited is an India-based housing development company engaged in the construction, development, and maintenance of properties and related services, including lending and investments in the capital market.
Classification. Coral India Finance and Housing is classified under the industry "Construction & Engineering" within the "Industrial & Commercial Services" business sector, with a confidence level of 0.92.
- Coral India Finance and Housing maintains a strong liquidity position with a current ratio of 34.26 and INR 150.85 million in cash and equivalents.
- The company generates solid returns, with a ROE of 7.92% and a ROA of 7.47%, indicating efficient capital utilization.
- The business is primarily focused on the construction and investment segments in India, with no international operations disclosed.
- The company's conservative capital structure, with no long-term debt, supports financial stability and operational flexibility.
- No immediate liquidity or dilution risks are identified, and the company is projected to maintain a stable growth trajectory.
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- No immediate filing-based liquidity or dilution flags were detected.