Inderes Oyj

INDERES.HE maintains a liquidity position with a current ratio of 0.68, indicating a potential challenge in meeting short-term obligations. The company's liquidity_fpt score is moderate, supported by cash and equivalents of 1,814,880 EUR, but its operating cash flow of 1,919,020 EUR is partially offset by a negative free cash flow of -882,190 EUR. The debt-to-equity ratio of 0.27 suggests a relatively conservative capital structure, with long-term debt at 1,333,330 EUR and total equity at 5,003,660 EUR.

In terms of profitability, INDERES.HE reports a return on equity (ROE) of 4.16% and a return on assets (ROA) of 1.71%, both of which are below the industry median for Business Support Services. The company's net income of 208,230 EUR is significantly lower than its operating income of 937,820 EUR, indicating high operating expenses or non-operating losses. Gross profit of 15,696,990 EUR represents 82.1% of revenue, suggesting a strong gross margin, but this is not fully converted to net income.

The company's revenue is concentrated in a single business segment, as disclosed in its financial statements, with no geographic diversification provided in the available data. This lack of segment and geographic detail limits the ability to assess exposure to regional or sector-specific risks.

INDERES.HE's growth trajectory is modest, with a current FY revenue of 19,105,300 EUR and a mean revenue estimate of 20,000,000 EUR for the next fiscal year, representing a 4.7% growth. The company's operating income is expected to increase from 937,820 EUR to 3,000,000 EUR, a 219% growth, which is significantly higher than the revenue growth. This suggests potential cost optimization or margin expansion, but the feasibility of such a large increase in operating income requires further scrutiny.

The risk assessment for INDERES.HE indicates low liquidity and dilution risks, with no immediate filing-based flags detected. The company's low dilution risk is supported by equal basic and diluted shares outstanding, and no recent issuance or shelf registration activity is reported. However, the high price-to-earnings ratio of 136.53 and price-to-book ratio of 5.68 suggest that the stock is currently overvalued relative to its earnings and book value.

Recent events, including analyst estimates and financial filings, indicate a mixed outlook for INDERES.HE. The mean EPS estimate of 1.29 EUR is higher than the last actual EPS of 0.96 EUR, suggesting optimism among analysts. However, the company's free cash flow remains negative, and capital expenditures of -553,670 EUR indicate ongoing investment in operations. These factors may impact the company's ability to sustain growth and meet future obligations.