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Companies Industrials PAYP.O
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PAYP.O NASDAQ Business Support Services

PayPay Corp

$16,19
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1D5D1M3M6MYTD1Y5YMax
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Mcap
P/E
EV / Rev
Div yield
Op margin
11,7 %
ROE
36,2 %
Net margin
12,2 %
Debt / equity
26,58
Beta
52w range
Volume
7,6k
Day range
$19,10–$20,00
Prev close
$19,32
Open
$19,19
Next earnings
Ex-dividend
TR 1Y
About

PayPay Corp provides digital payment solutions and operates in the business support services industry, generating revenue primarily through transaction fees and service charges.

Business. PayPay Corp (PAYP.O) is a business support services company operating within the Industrial & Commercial Services sector. The firm generates service revenue and is headquartered in Japan, with its primary listing on the NASDAQ exchange. Specific details regarding operating segments and geographic revenue mix are not disclosed in the available data.

Classification92 %
SectorIndustrials
Business sectorIndustrial & Commercial Services
IndustryBusiness Support Services
Generated · model-assisted
Sell-side consensus
BUY11 analysts
8 buy3 hold0 sell
Avg 12m price target25,80

Analyst recommendations

11 analysts · consensus Buy
Buy8
Hold3
Sell0
12-month price target
25,80
Consensus of sell-side coverage.
Upcoming events
— missing data
See all catalysts →

At a glance

Score
not yet scored
Valuation
valuation pending
Analysts
Buy
11 analysts · indicative
Ownership
UBS Financial Services, Inc.
largest disclosed fund holder
Profitability
36,2 %
return on equity
Quality
not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning PAYP.
  • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,6 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Information Technology+0,6 %+6,7 %+0,0 %
    Consumer Discretionary+0,4 %+7,6 %−0,2 %
    Financials−0,3 %−2,8 %−0,9 %
    Consumer Staples−0,4 %+2,5 %−1,0 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Industrials · THIS SECTOR−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    No tracked sagas currently linked to PAYP.O. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Synthesis

    Business

    PayPay Corp (PAYP.O) is a business support services company operating within the Industrial & Commercial Services sector. The firm generates service revenue and is headquartered in Japan, with its primary listing on the NASDAQ exchange. Specific details regarding operating segments and geographic revenue mix are not disclosed in the available data.

    Classification92 %
    SectorIndustrials
    Business sectorIndustrial & Commercial Services
    IndustryBusiness Support Services
    AI synthesis
    GENERATED

    PayPay Corp maintains a capital structure with a debt-to-equity ratio of 26.58, indicating a high reliance on debt financing. The company's liquidity position is characterized as medium, with cash and equivalents amounting to 369.81 billion JPY, which is insufficient to cover its long-term debt of 265.54 billion JPY. The return on assets of 0.89% suggests that the company is not efficiently utilizing its assets to generate profit, which is below the typical performance expected in the business support services industry.

    In terms of profitability, PayPay Corp's return on equity of 36.21% is significantly higher than the industry median, indicating strong profitability relative to its equity base. The company's operating income of 34.96 billion JPY and net income of 36.17 billion JPY reflect a healthy margin, which is a positive sign for its financial health. However, the company's operating cash flow of 155.85 billion JPY and free cash flow of 24.19 billion JPY suggest that while the company is generating positive cash flow, it is not substantial enough to cover its capital expenditures of -22.09 billion JPY.

    PayPay Corp's revenue is concentrated in a single segment, with no disclosed geographic diversification, which may pose a risk if the primary market experiences economic downturns. The company's growth trajectory is expected to remain stable, with no significant changes in revenue forecasted for the current fiscal year. The company's capital expenditures are negative, indicating that it is not investing heavily in new projects or infrastructure, which may affect its long-term growth potential.

    The risk assessment for PayPay Corp indicates a medium liquidity risk, primarily due to the company's high debt levels and insufficient cash reserves to cover its long-term obligations. The dilution risk is assessed as low, with no significant dilution potential identified in the basic shares outstanding. The company's recent financial filings and transcripts do not indicate any major events that would significantly impact its financial position or strategic direction.

    Key takeaways
    • PayPay Corp has a high debt-to-equity ratio, indicating a significant reliance on debt financing.
    • The company's return on equity is significantly higher than the industry median, suggesting strong profitability.
    • PayPay Corp's liquidity position is medium, with cash and equivalents insufficient to cover long-term debt.
    • The company's revenue is concentrated in a single segment, which may pose a risk if the primary market experiences economic downturns.
    • The company's growth trajectory is expected to remain stable, with no significant changes in revenue forecasted for the current fiscal year.
    • margin_outlook_rationale: The company's margin is expected to remain stable due to consistent transaction fees and service charges.
    • rd_outlook_rationale: Research and development expenditures are not disclosed, but the company's focus on digital payment solutions suggests ongoing investment in technology.

    Bull / Bear case

    Generated · model-assisted
    — missing data

    In focus — financials by report

    Valuation

    Market price
    $16,19
    Market cap
    Enterprise value
    P/E
    Non-GAAP P/E
    EV / Revenue
    EV / Op income
    EV / OCF
    P / B
    P / Tangible book
    Tangible book
    $99.89B
    Net cash
    -$2.29T
    Current ratio
    Debt / equity
    26.6
    ROA
    0.9%
    ROE
    36.2%
    Cash conversion
    431.0%
    CapEx / revenue
    -7.4%
    SBC / revenue
    Dilution ratio
    0.0%

    Revenue by segment

    Market share

    — missing data

    Business relationships

    — missing data

    Supply chain

    — missing data

    Peer comparison

    — missing data

    Market position

    Stress test

    — missing data

    Predictor forecast

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Consensus distribution

    sell-side coverage
    Recommendation distribution11 analysts
    Strong buy3
    Buy5
    Hold3
    Sell0
    Strong sell0
    12-month price target$25,80 · Median $25,50
    Low $20,00High $31,00
    Operating income · consensus115,8B JPY
    EPS surprise
    +55,6 %
    reported vs consensus · beat
    Revenue surprise
    −21,6 %
    reported vs consensus · miss

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    Low$20,00
    Mean$25,80
    Median$26,00
    High$31,00
    Spot$16,19
    +59.4 %implied to mean12-month sell-side price targets · ▲ spot

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskMedium
    Filing-based flags
    • Net cash is negative after subtracting total debt.

    Benchmarks vs cohort

    Op Margin11,8 %Above median
    Net Margin12,2 %Above median
    ROE36,2 %Best in class
    Capex / Rev-7,4 %Below median
    D/E26,58Bottom quartile
    Cash Conv4,31Best in class

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    Derivative transactions

    Net disposed 80 400 sh6 exercises4 insiders
    • Kagechika WataruSee Remarks · Stock Options (Right to Buy) → Common SharesDisposed 3 400 @ $8,11exercise · 2026-06-10
    • Yasuda MasamichiSee Remarks · Stock Options (Right to Buy) → Common SharesDisposed 4 800 @ $8,11exercise · 2026-06-09
    • Nakayama IchiroDirector, See Remarks · Stock Options (Right to Buy) → Common SharesDisposed 2 600 @ $8,11exercise · 2026-06-09
    • Nakayama IchiroDirector · Stock Options (Right to Buy) → Common SharesDisposed 54 400 @ $8,11exercise · 2026-06-08
    • Sode MasanoriSee Remarks · Stock Options (Right to Buy) → Common SharesDisposed 5 000 @ $8,30exercise · 2026-05-12
    • Sode MasanoriSee Remarks · Stock Options (Right to Buy) → Common SharesDisposed 10 200 @ $8,14exercise · 2026-04-07

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    How metrics are computed
    • Dilution Ratio
      (shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
    • Net Cash
      cash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
    • Capex To Revenue
      capital_expenditure / revenue
    • Return On Equity
      net_income / total_equity
    • Debt To Equity
      (short_term_debt + long_term_debt) / total_equity
    • Cash Conversion Ratio
      operating_cash_flow / net_income
    Source documents
    • PayPay Corp Market data — financials · 2026-05-28
    • PayPay Corp Market data — analyst estimates · 2026-05-28

    Ownership & reference

    Top holders

    • UBS Financial Services, Inc.Investment Managers · as of 2026-03-310,01 %$56M
    • Wellington Management Company, LLPInvestment Managers · as of 2026-03-310,00 %$9M
    • First Trust Advisors L.P.Investment Managers · as of 2026-03-310,00 %$2M
    • FMR LLCInstitutional Investor · as of 2026-03-310,00 %$11M
    • Morgan Stanley Smith Barney LLCInvestment Managers · as of 2026-03-310,00 %$3M
    • Geode Capital Management, L.L.C.Investment Managers · as of 2026-03-310,00 %$1M

    Insider activity

    Mixed / flat0 buys · 0 sellsnet $04 insiders · last 365d
    • Kagechika WataruSee Remarks · Common SharesOther 3 400 @ $8,11$28K · 2026-06-10
    • Yasuda MasamichiSee Remarks · Common SharesOther 4 800 @ $8,11$39K · 2026-06-09
    • Nakayama IchiroDirector, See Remarks · Common SharesOther 2 600 @ $8,11$21K · 2026-06-09
    • Nakayama IchiroDirector · Common SharesOther 54 400 @ $8,11$441K · 2026-06-08
    • Sode MasanoriSee Remarks · Common SharesOther 5 000 @ $8,30$42K · 2026-05-12
    • Sode MasanoriSee Remarks · Common SharesOther 10 200 @ $8,14$83K · 2026-04-07

    Short positioning

    3.5Mshares short+11.9% vs prior
    3.8days to cover
    41.2%short of daily vol
    106.8Kfails-to-deliver
    as of 2026-07-15 · short-interest report (free)

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    PAYP.OCanonical
    NASDAQ · USD

    Intel & risk

    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskMedium
    Net cash is negative after subtracting total debt.

    Evidence & claims

    From filings & derived data
    — missing data

    The Thread

    Everything we know, in order
    2026-07-31 00:00 UTCTRANSCRIPTEarnings call — Q3 2026
    2026-06-10 00:00 UTCINSIDER8 insider transactions — 2026-06 · net buy $529k 4 derivative
    2026-06-10INSIDERKagechika Wataru transacted 3.4k sh Common Shares — See Remarks ~$28k
    2026-06-10INSIDERKagechika Wataru disposed of 17 sh Stock Options (Right to Buy) — See Remarks
    2026-06-09INSIDERYasuda Masamichi transacted 4.8k sh Common Shares — See Remarks ~$39k
    2026-06-09INSIDERNakayama Ichiro transacted 2.6k sh Common Shares — Director, See Remarks ~$21k
    2026-06-09INSIDERYasuda Masamichi disposed of 24 sh Stock Options (Right to Buy) — See Remarks
    2026-06-09INSIDERNakayama Ichiro disposed of 13 sh Stock Options (Right to Buy) — Director, See Remarks
    2026-06-08INSIDERNakayama Ichiro transacted 54.4k sh Common Shares — Director ~$441k
    2026-06-08INSIDERNakayama Ichiro disposed of 272 sh Stock Options (Right to Buy) — Director
    2026-06-04FILING6-K filing →
    2026-05-29FILING6-K filing →
    2026-05-12 00:00 UTCINSIDER2 insider transactions — 2026-05 1 derivative
    2026-05-12INSIDERSode Masanori transacted 5.0k sh Common Shares — See Remarks ~$42k
    2026-05-12INSIDERSode Masanori disposed of 25 sh Stock Options (Right to Buy) — See Remarks
    2026-05-06FILING6-K filing →
    2026-04-07 00:00 UTCINSIDER2 insider transactions — 2026-04 1 derivative
    2026-04-07INSIDERSode Masanori transacted 10.2k sh Common Shares — See Remarks ~$83k
    2026-04-07INSIDERSode Masanori disposed of 51 sh Stock Options (Right to Buy) — See Remarks
    2026-03-30FILINGFORM 6-K →
    2026-03-12FILING424B4 filing →
    The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage