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PENSUM.BU — — Employment Services

Pensum.Bu

$1 860,00
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Mcap
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P/E
—
EV / Rev
—
Div yield
1,75 %
Op margin
2,6 %
ROE
13,8 %
Net margin
0,8 %
Debt / equity
1,99
Beta
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52w range
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Volume
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Day range
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Prev close
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Open
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Next earnings
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Ex-dividend
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TR 1Y
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About

PENSUM.BU provides employment services, primarily generating revenue through staffing and human resource solutions.

Business. PENSUM.BU provides employment services, primarily generating revenue through staffing and human resource solutions.

Classification92 %
SectorIndustrials
Business sectorIndustrial & Commercial Services
IndustryEmployment Services
Generated · model-assisted
Sell-side consensus
—consensus pending
— buy— hold— sell
Avg 12m price target—
Upcoming events
— missing data
See all catalysts →

At a glance

Score→
50
composite score
Valuation
—
valuation pending
Analysts
—
not yet wired
Ownership
—
not yet wired
Profitability→
13,8 %
return on equity
Quality→
55
quality score (0-100)

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning PENSUM.

    • Sector rotation

    Sector1D1Mvs mkt
    Communication Services+2,2 %−5,5 %+1,5 %
    Materials+2,2 %+3,2 %+1,4 %
    Energy+0,9 %+5,2 %+0,1 %
    Health Care+0,7 %−1,3 %+0,0 %
    Consumer Discretionary+0,3 %+9,2 %−0,4 %
    Information Technology+0,2 %+8,1 %−0,6 %
    Financials−0,5 %−3,0 %−1,2 %
    Consumer Staples−0,6 %+3,3 %−1,4 %
    Real Estate−0,7 %+10,9 %−1,4 %
    Industrials · THIS SECTOR−1,1 %−0,3 %−1,8 %
    Utilities−1,9 %+28,2 %−2,6 %

    Developing storylines

    No tracked sagas currently linked to PENSUM.BU. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-07-24 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Macro
    • Rate decisionFederal Reserve rate decision (press conf.)2026-07-29 · US
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Composite score50 / 100
    Composite score 0-100 · Data quality 0,55
    Data quality0,55 / 1.00

    Synthesis

    Business

    PENSUM.BU provides employment services, primarily generating revenue through staffing and human resource solutions.

    Classification92 %
    SectorIndustrials
    Business sectorIndustrial & Commercial Services
    IndustryEmployment Services
    AI synthesis
    GENERATED

    PENSUM.BU has a liquidity profile that is relatively constrained, with a current ratio of 1.16 and a debt-to-equity ratio of 1.99, indicating a high level of leverage. The company's free cash flow of 75.98 million HUF suggests some capacity to service debt, but its operating cash flow is negative at -230.38 million HUF, signaling potential short-term liquidity challenges.

    In terms of profitability, PENSUM.BU's return on equity of 13.81% is strong, but its return on assets of 2.57% is relatively low, suggesting that the company is not efficiently utilizing its asset base to generate returns. This performance is typical for the Employment Services industry, where asset-light operations often result in high ROE but lower ROA.

    The company's revenue is concentrated in a single business segment, as disclosed in its financial statements, with no geographic diversification provided in the available data. This lack of diversification could expose the company to regional economic downturns or regulatory changes affecting the employment services sector.

    PENSUM.BU's growth trajectory is not clearly defined in the available data, as there are no specific revenue growth projections or historical growth rates provided. However, the company's capital expenditure of -1.48 million HUF suggests minimal investment in new assets, which may limit future growth potential.

    The company faces moderate liquidity risk, as indicated by its negative net cash position after subtracting total debt. While dilution risk is currently low, the company's high debt-to-equity ratio could increase the likelihood of future equity issuance to refinance debt, which would dilute existing shareholders.

    Recent financial filings and transcripts do not provide specific details on strategic initiatives or major events affecting the company. However, the negative operating cash flow and high leverage suggest that the company may be focusing on cost management and debt restructuring efforts.

    Key takeaways
    • PENSUM.BU has a strong return on equity but a weak return on assets, indicating inefficiencies in asset utilization.
    • The company's liquidity position is constrained, with a current ratio of 1.16 and a negative operating cash flow.
    • PENSUM.BU's business is concentrated in a single segment and geographic area, increasing exposure to regional risks.
    • The company's capital expenditure is minimal, which may limit future growth and operational expansion.
    • The high debt-to-equity ratio suggests a potential need for future equity issuance, which could dilute existing shareholders.

    Bull / Bear case

    analysis pipeline
    — missing data

    In focus — financials by report

    Valuation

    Market price
    $1 860,00
    Market cap
    —
    Enterprise valueⓘ
    —
    P/Eⓘ
    —
    Non-GAAP P/Eⓘ
    —
    EV / Revenueⓘ
    —
    EV / Op incomeⓘ
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    EV / OCFⓘ
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    P / Bⓘ
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    P / Tangible bookⓘ
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    Tangible book
    $491.1M
    Net cashⓘ
    -$827.2M
    Current ratioⓘ
    1.2
    Debt / equityⓘ
    2.0
    ROAⓘ
    2.6%
    ROEⓘ
    13.8%
    Cash conversionⓘ
    -340.0%
    CapEx / revenueⓘ
    -0.0%
    SBC / revenueⓘ
    —
    Dilution ratioⓘ
    0.0%

    Revenue by segment

    Market share

    — missing data

    Business relationships

    — missing data

    Supply chain

    — missing data

    Peer comparison

    — missing data

    Market position

    Stress test

    — missing data

    Predictor forecast

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    — missing data

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskMedium
    Filing-based flags
    • Net cash is negative after subtracting total debt.

    Benchmarks vs cohort

    Op Margin2,6 %Below median
    Net Margin0,8 %Bottom quartile
    ROE13,8 %Above median
    Capex / Rev-0,0 %Above P75
    D/E1,99Bottom quartile
    Cash Conv-3,40Bottom quartile

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    — missing data

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    How metrics are computed
    • Dilution Ratio
      (shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
    • Net Cash
      cash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
    • Capex To Revenue
      capital_expenditure / revenue
    • Return On Equity
      net_income / total_equity
    • Debt To Equity
      (short_term_debt + long_term_debt) / total_equity
    • Cash Conversion Ratio
      operating_cash_flow / net_income
    Source documents
    • PENSUM.BU Market data — financials · 2026-05-28

    Ownership & reference

    Insider activity

    — missing data

    Short positioning

    — missing data

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    PENSUM.BUCanonical
    — · USD

    Intel & risk

    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskMedium
    Net cash is negative after subtracting total debt.

    Evidence & claims

    From filings & derived data
    — missing data

    The Thread

    Everything we know, in order
    — missing data
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-07-24 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage