TI
TIC.PL
—
—
Industrial Support Services
Tic.Pl
Last 30 days
1D5D1M3M6MYTD1Y5YMax
Live price chart loads from the market-data widget.
Mcap
—
P/E
—
EV / Rev
—
Div yield
4,92 %
Op margin
—
ROE
6,7 %
Net margin
—
Debt / equity
0,24
Beta
—
52w range
—
Volume
11,8k
Day range
$9,19–$9,69
Prev close
$9,14
Open
$9,28
Next earnings
2026-10-28
Ex-dividend
—
TR 1Y
—
About
TIC.PL operates in the insurance and asset management sectors, providing multiline insurance and brokerage services.
Business. TIC.PL operates in the insurance and asset management sectors, providing multiline insurance and brokerage services.
Classification99 %
SectorIndustrials
Industry groupIndustrial Support Services
Generated · model-assisted
Sell-side consensus
—consensus pending
— buy— hold— sell
Avg 12m price target—
At a glance
Score
—
not yet scored
Valuation
—
valuation pending
Analysts
—
not yet wired
Ownership→
Bank of New York Mellon Corp
largest disclosed fund holder
Profitability→
6,7 %
return on equity
Quality
—
not yet scored
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
— missing data
News & coverage
0Sector rotation
Sector1D1Mvs mkt
Materials+2,3 %+6,6 %+1,7 %
Communication Services+2,2 %−5,5 %+1,6 %
Energy+0,6 %+3,3 %+0,0 %
Health Care+0,6 %−0,8 %+0,0 %
Information Technology+0,6 %+6,7 %+0,0 %
Consumer Discretionary+0,4 %+7,6 %−0,2 %
Financials−0,3 %−2,8 %−0,9 %
Consumer Staples−0,4 %+2,5 %−1,0 %
Real Estate−0,7 %+10,9 %−1,3 %
Industrials · THIS SECTOR−1,9 %−3,1 %−2,5 %
Utilities−1,9 %+28,2 %−2,5 %
Developing storylines
No tracked sagas currently linked to TIC.PL. Browse all sagas →
Analysis
AI analysis
Generated · analysis pipeline · tier hybrid · as of 2026-08-04
↑ At a glance
Opportunity
— missing data
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Company
- EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
— missing data
Signals & dispatch
peak dispatch · —
Composite-score breakdown
Synthesis
Business
TIC.PL operates in the insurance and asset management sectors, providing multiline insurance and brokerage services.
Classification99 %
SectorIndustrials
Industry groupIndustrial Support Services
AI synthesis
GENERATEDTIC.PL maintains a strong liquidity position with $14.87 million in cash and equivalents, representing 56.8% of total assets. The company's debt-to-equity ratio of 0.24 indicates a conservative capital structure, with long-term debt accounting for only 24.1% of total equity. This low leverage supports financial stability and flexibility.
The company's profitability metrics show a return on equity (ROE) of 6.67% and a return on assets (ROA) of 3.02%. These figures suggest moderate efficiency in generating returns from equity and assets, respectively. While the ROE is in line with industry norms for multiline insurers, the ROA indicates there is room for improvement in asset utilization.
TIC.PL's revenue is not segmented by geography or product in the available data, but the company's total assets of $57.83 million suggest a moderate scale of operations. The absence of detailed segment data limits the ability to assess geographic or product concentration risks.
Looking ahead, TIC.PL is expected to maintain its current trajectory, with no significant changes in revenue or expenses projected for the next fiscal year. The company's operating income of $1.67 million and net income of $1.75 million indicate stable earnings performance.
The risk assessment for TIC.PL indicates low liquidity and dilution risks, with no immediate filing-based flags detected. The company's low debt levels and strong cash reserves reduce the likelihood of financial distress. Additionally, the absence of dilution risks suggests that the company is not planning significant equity issuances in the near term.
Recent filings and transcripts do not highlight any major events or strategic shifts for TIC.PL. The company appears to be maintaining a steady course without significant new initiatives or challenges.
Key takeaways
- TIC.PL has a conservative capital structure with a low debt-to-equity ratio of 0.24.
- The company's ROE of 6.67% and ROA of 3.02% indicate moderate profitability.
- TIC.PL maintains a strong liquidity position with $14.87 million in cash and equivalents.
- The company faces low liquidity and dilution risks, with no immediate filing-based flags.
- TIC.PL is expected to maintain stable earnings and operations in the near term.
Bull / Bear case
analysis pipeline— missing data
In focus — financials by report
Valuation
Market price
$2,90
Market cap
—
Enterprise valueⓘ
—
P/Eⓘ
—
Non-GAAP P/Eⓘ
—
EV / Revenueⓘ
—
EV / Op incomeⓘ
—
EV / OCFⓘ
—
P / Bⓘ
—
P / Tangible bookⓘ
—
Tangible book
$26.2M
Net cashⓘ
$8.6M
Current ratioⓘ
—
Debt / equityⓘ
0.2
ROAⓘ
3.0%
ROEⓘ
6.7%
Cash conversionⓘ
179.0%
CapEx / revenueⓘ
—
SBC / revenueⓘ
—
Dilution ratioⓘ
0.0%
Revenue by segment
Engineering Consulting19,6 %
disclosed · sec_xbrl · 2025-12-31
Geospatial Services8,6 %
disclosed · sec_xbrl · 2025-12-31
Business relationships
— missing data
Supply chain
— missing data
Peer comparison
— missing data
Market position
Stress test
— missing data
Predictor forecast
Next quarternear-term
Segment revenue · next quarter
No quarterly segment estimate
Segment data is reported at full-fiscal-year granularity only — no quarterly segment split is forecast (a quarterly figure is never inferred from the annual). See the full-fiscal-year segment-revenue card below.
Full fiscal year~1 year ahead
Segment-revenue forecast · full fiscal year · native currency
- FY2026 — next full year (forecast) · projected off FY2025 close, as of 2025-12-31 · conf —1,5BFORECAST
- FY2026 — next full year (forecast) · projected off FY2025 close, as of 2025-12-31 · conf —422,0MFORECAST
- FY2026 — next full year (forecast) · projected off FY2025 close, as of 2025-12-31 · conf —184,6MFORECAST
- FY2024 — reported · conf —1,5BREPORTED
- FY2025 — reported · conf —651,8MREPORTED
- FY2024 — reported · conf —0REPORTED
- FY2025 — reported · conf —0REPORTED
- FY2024 — reported · conf —0REPORTED
- FY2025 — reported · conf —0REPORTED
Model estimate of reported / forward segment revenue in issuer-native currency. Confidence shown where the model calibrated it; "—" where not (never inferred).
Probabilistic model output — not investment advice. · generated 2026-08-04
Options
— missing data
Short squeeze
— missing data
Earnings-call key lines
— missing data
Estimate revisions
consensus EPS · 26-week trend— missing data
Sell-side observations
— missing data
Themes
— missing data
ESG
— missing data
Risk factors
Dilution riskLow
Liquidity riskLow
Filing-based flags
- No immediate filing-based liquidity or dilution flags were detected.
Benchmarks vs cohort
ROE6,7 %Above median
D/E0,24Below median
Cash Conv1,79Above median
Corporate actions / M&A
— missing data
FX exposure
— missing data
Comparable transactions
— missing data
Derivatives & instruments
Derivative transactions
Net acquired 723 397 sh2 exercises · 26 grants12 insiders
- Director · Restricted Stock Units → Common StockAcquired 12 500grant · 2026-07-01
- Director · Restricted Stock Units → Common StockAcquired 12 500grant · 2026-07-01
- Director · Restricted Stock Units → Common StockAcquired 12 500grant · 2026-07-01
- Director · Restricted Stock Units → Common StockAcquired 12 500grant · 2026-07-01
- Director · Restricted Stock Units → Common StockAcquired 12 500grant · 2026-07-01
- Director · Restricted Stock Units → Common StockAcquired 12 500grant · 2026-07-01
- Director · Restricted Stock Units → Common StockAcquired 12 500grant · 2026-07-01
- Director · Restricted Stock Units → Common StockAcquired 12 500grant · 2026-07-01
- Chief Legal Officer · Performance-Based Restricted Stock Units → Common StockAcquired 46 784grant · 2026-06-15
- Chief Legal Officer · Performance-Based Restricted Stock Units → Common StockAcquired 11 696grant · 2026-06-15
- Chief Legal Officer · Restricted Stock Units → Common StockAcquired 23 391grant · 2026-06-15
- Chief Legal Officer · Restricted Stock Units → Common StockAcquired 76 023grant · 2026-06-15
- Chief Human Resources Officer · Restricted Stock Units → Common StockAcquired 1 060grant · 2026-05-08
- Director, Chief Executive Officer · Restricted Stock Units → Common StockAcquired 1 060grant · 2026-05-08
- Director · Performance Based Restricted Stock Units → Common StockDisposed 73 334disposition · 2026-03-31
- Director · Restricted Stock Units → Common StockDisposed 73 333exercise · 2026-03-31
- President and COO · Performance Based Restricted Stock Units → Common StockAcquired 153 508grant · 2026-03-16
- President and COO · Restricted Stock Units → Common StockAcquired 76 755grant · 2026-03-16
- Chief Human Resources Officer · Performance Based Restricted Stock Units → Common StockAcquired 24 671grant · 2026-03-16
- Chief Human Resources Officer · Restricted Stock Units → Common StockAcquired 12 336grant · 2026-03-16
- Chief Financial Officer · Performance Based Restricted Stock Units → Common StockAcquired 105 263grant · 2026-03-16
- Chief Financial Officer · Restricted Stock Units → Common StockAcquired 52 632grant · 2026-03-16
- Chief Financial Officer · Restricted Stock Units → Common StockAcquired 44 408grant · 2026-03-16
- Chief Financial Officer · Restricted Stock Units → Common StockDisposed 10 000exercise · 2025-12-03
- CHIEF FINANCIAL OFFICER · Performance Based Restricted Stock Units → Common StockAcquired 60 000grant · 2025-08-21
Actions
Ask Handelsavisen
— missing data
Data sources
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
How metrics are computed
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Net Cashcash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
- Return On Equitynet_income / total_equity
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Cash Conversion Ratiooperating_cash_flow / net_income
- Return On Assetsnet_income / total_assets
Source documents
- TIC.PL Market data — financials · 2026-05-29
Ownership & reference
Top holders
- Institutional Investor · as of 2026-03-310,01 %$35M
- Investment Managers · as of 2026-03-310,00 %$24M
- Investment Managers · as of 2026-03-310,00 %$30M
- Investment Managers · as of 2026-03-310,00 %$12M
- Investment Managers · as of 2025-12-310,00 %$98M
- Investment Managers · as of 2026-03-310,00 %$11M
- Investment Managers · as of 2026-03-310,00 %$10M
- Investment Managers · as of 2026-03-310,00 %$28M
- Investment Managers · as of 2026-03-310,00 %$5M
- Investment Managers · as of 2026-03-310,00 %$2M
- Investment Managers · as of 2026-03-310,00 %$2M
- Funds · as of 2026-03-310,00 %$2M
- Institutional Investor · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$3M
- Brokerage Firms · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
- Brokerage Firms · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
- Institutional Investor · as of 2026-03-310,00 %$0M
- Institutional Investor · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
- Institutional Investor · as of 2026-03-310,00 %$0M
Insider activity
Net selling0 buys · 1 sellsnet -$503K8 insiders · last 365d
- Director · Common StockOther 73 333 · 2026-03-31
- Director · Common StockOther 40 188 @ $6,58$264K · 2026-03-31
- Director · Common StockOther 40 187 @ $6,58$264K · 2026-03-31
- Director · Common StockOther 5 410 813 · 2026-01-02
- Director · Common StockOther 1 806 291 · 2026-01-02
- Director · Common StockOther 1 117 394 · 2026-01-02
- Director · Common StockOther 19 545 847 · 2026-01-02
- Director · Common StockOther 1 952 745 · 2026-01-02
- Director · Common StockOther 4 851 977 · 2026-01-02
- Director · Common StockOther 60 122 · 2025-12-31
- Director · Common StockOther 120 244 · 2025-12-31
- Director · Common StockOther 668 347 · 2025-12-31
- Chief Financial Officer · Common StockOther 10 000 · 2025-12-03
- Chief Financial Officer · Common StockOther 3 060 @ $9,53$29K · 2025-12-03
- General Counsel · Common StockSold 52 467 @ $9,58$503K · 2025-11-18
- Director · Common StockOther 944 148 · 2025-08-04
- Director · Common StockOther 741 150 · 2025-08-04
- Director, President and COO · Common StockOther 115 465 · 2025-08-04
- Director · Common StockOther 2 301 994 · 2025-08-04
- Director · Common StockOther 683 701 · 2025-08-04
- Director · Common StockOther 480 702 · 2025-08-04
Short positioning
17.4Mshares short+7.3% vs prior
9.23days to cover
77.5%short of daily vol
283fails-to-deliver
as of 2026-07-15 · short-interest report (free)
Geographic breakdown
— missing data
Listings · one canonical issuer
all listings resolve to the canonical
TIC.PLCanonical
— · USD
Intel & risk
peak dispatch · —
OSINT findings
Dilution riskLow
Liquidity riskLow
No immediate filing-based liquidity or dilution flags were detected.
Evidence & claims
From filings & derived data- Net margin (FY 2025-12-31): -5.7%Derived (calculated)
- Gross margin (FY 2025-12-31): 29.4%Derived (calculated)
- Return on equity (FY 2025-12-31): -4.0%Derived (calculated)
- Return on assets (FY 2025-12-31): -2.0%Derived (calculated)
- Current ratio (FY 2025-12-31): 3.20xDerived (calculated)
- Debt-to-equity (FY 2025-12-31): 1.02xDerived (calculated)
- Shareholders' equity (YoY) (2025-12-31 vs 2024-12-31): 89.4%Derived (calculated)
- Total assets (YoY) (2025-12-31 vs 2024-12-31): 99.1%Derived (calculated)
- Total liabilities (YoY) (2025-12-31 vs 2024-12-31): 109.8%Derived (calculated)
- Cash & equivalents (YoY) (2025-12-31 vs 2024-12-31): 215.9%Derived (calculated)
- Cost of revenue (YoY) (2025-12-31 vs 2023-12-31): 33.4%Derived (calculated)
- Gross profit (YoY) (2025-12-31 vs 2023-12-31): 87.6%Derived (calculated)
- Long-term debt (YoY) (2025-12-31 vs 2024-12-31): 113.7%Derived (calculated)
- Revenue (YoY) (2025-12-31 vs 2023-12-31): 45.7%Derived (calculated)
- Operating income (annual): USD -17.1MSEC XBRL filing
- Net income (annual): USD -87.12MSEC XBRL filing
- Shareholders' equity (annual): USD 2.18BSEC XBRL filing
- Current assets (annual): USD 1.02BSEC XBRL filing
- Current liabilities (annual): USD 318.99MSEC XBRL filing
- Total liabilities (annual): USD 2.22BSEC XBRL filing
- Cash & equivalents (annual): USD 439.54MSEC XBRL filing
- Capex (annual): USD 33.76MSEC XBRL filing
- Long-term debt (annual): USD 1.61BSEC XBRL filing
- Total assets (annual): USD 4.4BSEC XBRL filing
Showing 24 of 44 surfaced claims.
Atomic claims from regulatory filings and derived calculations. Provenance shown as source kind only.
The Thread
Everything we know, in order2026-10-28EVENTUpcomingQ3 2026 earnings (expected) estimated date
2026-07-01INSIDERPIZZEY TALMAN acquired 12.5k sh Restricted Stock Units — Director
2026-07-01INSIDERCullinan Rory acquired 12.5k sh Restricted Stock Units — Director
2026-07-01INSIDERHochfelder Peter A acquired 12.5k sh Restricted Stock Units — Director
2026-07-01INSIDERHepding Elizabeth Meloy acquired 12.5k sh Restricted Stock Units — Director
2026-07-01INSIDERLILLIE JAMES E acquired 12.5k sh Restricted Stock Units — Director
2026-07-01INSIDERBUSH ANTOINETTE COOK acquired 12.5k sh Restricted Stock Units — Director
2026-07-01INSIDERRoth Byron acquired 12.5k sh Restricted Stock Units — Director
2026-07-01INSIDERWRIGHT DICKERSON acquired 12.5k sh Restricted Stock Units — Director
2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (365d)
2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (365d)
2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (365d)
2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (365d)
2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (365d)
2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (365d)
2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (365d)
2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (365d)
2026-06-15 00:00 UTCINSIDER4 insider transactions — 2026-06 4 derivative
2026-06-15INSIDERPHAN JENNIFER N acquired 46.8k sh Performance-Based Restricted Stock Units — Chief Legal Officer
2026-06-15INSIDERPHAN JENNIFER N acquired 23.4k sh Restricted Stock Units — Chief Legal Officer
2026-06-15INSIDERPHAN JENNIFER N acquired 76.0k sh Restricted Stock Units — Chief Legal Officer
2026-06-15INSIDERPHAN JENNIFER N acquired 11.7k sh Performance-Based Restricted Stock Units — Chief Legal Officer
2026-05-08 00:00 UTCINSIDER2 insider transactions — 2026-05 2 derivative
2026-05-08INSIDERHeraud Benjamin acquired 1.1k sh Restricted Stock Units — Director, Chief Executive Officer
2026-05-08INSIDERO'Brien Mary Jo acquired 1.1k sh Restricted Stock Units — Chief Human Resources Officer
2026-03-31 00:00 UTCINSIDER12 insider transactions — 2026-03 · net sell $529k 9 derivative
2026-03-31INSIDERPIZZEY TALMAN transacted 73.3k sh — Director
2026-03-31INSIDERPIZZEY TALMAN transacted 40.2k sh — Director ~$264k
2026-03-31INSIDERPIZZEY TALMAN transacted 40.2k sh — Director ~$264k
2026-03-31INSIDERPIZZEY TALMAN disposed of 73.3k sh Restricted Stock Units — Director
2026-03-31INSIDERPIZZEY TALMAN disposed of 73.3k sh Performance Based Restricted Stock Units — Director
2026-03-16INSIDERSCHULTES KRISTIN B acquired 52.6k sh Restricted Stock Units — Chief Financial Officer
2026-03-16INSIDERO'Brien Mary Jo acquired 24.7k sh Performance Based Restricted Stock Units — Chief Human Resources Officer
2026-03-16INSIDERO'Brien Mary Jo acquired 12.3k sh Restricted Stock Units — Chief Human Resources Officer
2026-03-16INSIDERHeraud Benjamin acquired 76.8k sh Restricted Stock Units — President and COO
Showing the 40 most recent of 70 entries.
The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.
Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04
Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data
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