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Companies Industrials USIO.O
US
USIO.O NASDAQ Business Support Services

Usio Inc

$2,22
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USD
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Last 30 days
1D5D1M3M6MYTD1Y5YMax
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Mcap
61,3M USD
P/E
EV / Rev
Div yield
Op margin
-2,8 %
ROE
-14,0 %
Net margin
-2,9 %
Debt / equity
0,08
Beta
52w range
Volume
1,3k
Day range
$1,61–$1,69
Prev close
$1,67
Open
$1,65
Next earnings
2026-10-28
Ex-dividend
TR 1Y
About

Usio Inc provides business support services, primarily generating revenue through its industrial and commercial service offerings.

Business. Usio Inc (USIO.O) is a business support services company operating within the Industrial & Commercial Services sector. The firm is headquartered in the United States and is primarily listed on the NASDAQ stock exchange. Specific details regarding its operating segments and geographic revenue mix are not provided in the available data.

Classification99 %
SectorIndustrials
Industry groupBusiness Support Services
Generated · model-assisted
Sell-side consensus
BUY5 analysts
4 buy0 hold1 sell
Avg 12m price target5,06

Analyst recommendations

5 analysts · consensus Buy
Buy4
Hold0
Sell1
12-month price target
5,06
Consensus of sell-side coverage.
Upcoming events
  • EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
See all catalysts →

At a glance

Score
not yet scored
Valuation
valuation pending
Analysts
Buy
5 analysts · indicative
Ownership
Vanguard Capital Management, LLC
largest disclosed fund holder
Profitability
-14,0 %
return on equity
Quality
not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning USIO.
  • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,6 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Information Technology+0,6 %+6,7 %+0,0 %
    Consumer Discretionary+0,4 %+7,6 %−0,2 %
    Financials−0,3 %−2,8 %−0,9 %
    Consumer Staples−0,4 %+2,5 %−1,0 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Industrials · THIS SECTOR−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    No tracked sagas currently linked to USIO.O. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Company
    • EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Synthesis

    Business

    Usio Inc (USIO.O) is a business support services company operating within the Industrial & Commercial Services sector. The firm is headquartered in the United States and is primarily listed on the NASDAQ stock exchange. Specific details regarding its operating segments and geographic revenue mix are not provided in the available data.

    Classification99 %
    SectorIndustrials
    Industry groupBusiness Support Services
    AI synthesis
    GENERATED

    Usio Inc's capital structure shows a liquidity position with a current ratio of 1.08 and a debt-to-equity ratio of 0.08, indicating a relatively low leverage position. The company's liquidity is supported by $7.43 million in cash and equivalents, but its free cash flow is negative at -$2.10 million, suggesting operational cash generation is insufficient to cover capital expenditures.

    Profitability metrics reveal a challenging financial position. The company reported a net loss of $2.51 million and an operating loss of $2.36 million, with a return on equity of -14.03% and a return on assets of -1.86%. These figures are below the industry median for profitability, indicating a need for operational improvements to align with industry standards.

    Geographically and segment-wise, Usio Inc's revenue concentration is not disclosed in the provided data. However, the absence of detailed segment reporting suggests a potential lack of diversification, which could pose a risk if a single market or product line underperforms.

    The company's growth trajectory is uncertain, with no specific revenue growth projections provided. Historical data shows a revenue of $85.39 million, but the absence of forward-looking guidance makes it difficult to assess future performance. Analysts have provided a mean price target of $5.06, indicating a potential upside from the current market price of $1.59.

    Risk factors include a low liquidity score and a low dilution risk. The company has no immediate filing-based liquidity or dilution flags, and there are no indications of significant dilution potential in the near term. The absence of dilution risks is a positive factor, but the company's negative net income and operating income highlight the need for careful financial management.

    Recent events and filings do not show any significant developments that would impact the company's financial position or strategic direction. The lack of recent events suggests a stable but stagnant operational environment.

    Key takeaways
    • Usio Inc operates in the Business Support Services industry with a focus on industrial and commercial services.
    • The company's financial position is characterized by a low debt-to-equity ratio and a current ratio of 1.08, indicating a relatively stable liquidity position.
    • Profitability is a concern, with a net loss of $2.51 million and a return on equity of -14.03%, which is below industry norms.
    • Analysts have provided a mean price target of $5.06, suggesting a potential upside from the current market price of $1.59.
    • The company has no immediate liquidity or dilution risks, but its negative net income and operating income highlight the need for operational improvements.
    • **margin_outlook_rationale**: The company's negative net income and operating income suggest a deteriorating margin outlook driven by operational inefficiencies.
    • **rd_outlook_rationale**: No specific R&D outlook is provided, but the company's negative operating cash flow may limit investment in research and development.

    Bull / Bear case

    Generated · model-assisted
    — missing data

    In focus — financials by report

    Valuation

    Market price
    $2,22
    Market cap
    $43.9M
    Enterprise value
    $37.8M
    P/E
    Non-GAAP P/E
    EV / Revenue
    EV / Op income
    EV / OCF
    25.0x
    P / B
    2.5x
    P / Tangible book
    2.5x
    Tangible book
    $17.9M
    Net cash
    $6.1M
    Current ratio
    1.1
    Debt / equity
    0.1
    ROA
    -1.9%
    ROE
    -14.0%
    Cash conversion
    -60.0%
    CapEx / revenue
    -1.8%
    SBC / revenue
    Dilution ratio
    0.0%

    Revenue by segment

    Market share

    INDUSTRYSEGMENTCOMPANYIndustrialsIndustryBusiness Support Services197,1B node revenueV 20,3%PYPL 16,8%XYZ 12,3%FISV 10,8%J 6,1%CTAS 5,2%ABM 4,4%GPN 3,9%Other 20,1%
    Source: company disclosures · own-taxonomy revenue-covered setUSIO 0,0% · rank #27 of 37

    Business relationships

    Business relationships5 disclosed relationships · 1 type · extracted from filings & disclosures

    Supply chain

    Vendors → USIO ↔ Partners → Customers · click any node to drill
    VENDORSPARTNERSCUSTOMERSUSIOUSIOUsio Inc5 entitiesFIFTH THIRD BANCORPBanksUSGlobal Payments IncBusiness Support ServiceUSAMERICAN EXPRESS COBankingUSMASTERCARD INCORPORATEDiversified Online ServiUSVISA INC.Business Support ServiceUS
    5 mentions in 10-K0 from corporate websites0 from news dispatches
    Updated 2026-06-24

    Peer comparison

    Peer comparison8 peers · vs USIO · multiples and returns
    V
    V
    VISA INC.
    $366,11
    P/E
    vs self
    Div yield
    0,2 %
    vs self
    ROE
    56,2 %
    +70,3 vs self
    PY
    PYPL
    PAYPAL HOLDINGS, INC.
    $57,85
    53,2B USD
    P/E
    9,8x
    vs self
    Div yield
    0,2 %
    vs self
    ROE
    26,1 %
    +40,2 vs self
    XY
    XYZ
    Block Inc
    P/E
    vs self
    Div yield
    vs self
    ROE
    vs self
    FI
    FISV
    FISERV, INC.
    $54,50
    29,2B USD
    P/E
    7,9x
    vs self
    Div yield
    vs self
    ROE
    13,3 %
    +27,3 vs self
    J
    J
    Jacobs Solutions Inc
    $138,72
    16,5B USD
    P/E
    50,2x
    vs self
    Div yield
    vs self
    ROE
    8,0 %
    +22,0 vs self
    CT
    CTAS
    Cintas Corp
    $202,12
    82,2B USD
    P/E
    39,9x
    vs self
    Div yield
    0,9 %
    vs self
    ROE
    37,9 %
    +51,9 vs self
    AB
    ABM
    Abm Industries Inc
    $48,74
    2,9B USD
    P/E
    17,8x
    vs self
    Div yield
    2,2 %
    vs self
    ROE
    9,1 %
    +23,1 vs self
    GP
    GPN
    Global Payments Inc
    $86,19
    20,4B USD
    P/E
    vs self
    Div yield
    1,3 %
    vs self
    ROE
    -3,1 %
    +11,0 vs self

    Market position

    Stress test

    — missing data

    Predictor forecast

    Next quarternear-term
    Earnings · next quarterconf 45 %
    EPS
    Consensus EPS
    -0,04
    Predicted surprise
    +0,00
    Beat probability
    45 %
    Analysts
    5
    Other metrics
    Revenue
    no estimate
    Segment revenue
    no estimate
    Margin
    no estimate
    Segment margin
    no estimate
    as of 2026-05-16 · Earnings Surprise V1
    Period note: consensus is not fiscal-period-aligned at source — read as consensus vs the last reported actual, not a calibrated same-quarter surprise.
    Full fiscal year~1 year ahead
    Full fiscal year · our forecast vs guidance vs consensus
    MetricOur forecastGuidanceConsensus
    EPSno estimateno estimate-0,04
    Revenueno estimateno estimate93,9M USD
    Operating incomeno estimateno estimate-618,400 USD
    Full-year consensus mean (period as reported by source) · consensus in USD. Company-level full-year forecast and management guidance are not yet modelled at scale — shown as "no estimate", never inferred.
    Probabilistic model output — not investment advice. · generated 2026-08-04

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Consensus distribution

    sell-side coverage
    Recommendation distribution5 analysts
    Strong buy1
    Buy3
    Hold0
    Sell0
    Strong sell1
    12-month price target$5,06 · Median $5,12
    Low $4,00High $6,00
    Operating income · consensus-618,400 USD
    EPS surprise
    −136,8 %
    reported vs consensus · miss
    Revenue surprise
    −9,1 %
    reported vs consensus · miss

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    Low$4,00
    Mean$5,06
    Median$5,12
    High$6,00
    Spot$2,22
    +128.0 %implied to mean12-month sell-side price targets · ▲ spot

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskLow
    Filing-based flags
    • No immediate filing-based liquidity or dilution flags were detected.

    Benchmarks vs cohort

    Op Margin-2,8 %Bottom quartile
    Net Margin-2,9 %Bottom quartile
    ROE-14,0 %Bottom quartile
    Capex / Rev-1,8 %Above median
    D/E0,08Above median
    Cash Conv-0,60Bottom quartile

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    Derivative transactions

    Net disposed 31 000 sh13 exercises · 7 grants8 insiders
    • Frost Houston KorthSVP, Chief Product Officer · Restricted Stock Units → Common SharesDisposed 4 000exercise · 2026-06-21
    • Beyer del la Garza Ernesto RDirector · Restricted Stock Units → Common SharesDisposed 7 000exercise · 2026-06-21
    • Miller Elizabeth MichelleDirector · Restricted Stock Units → Common SharesDisposed 7 000exercise · 2026-06-21
    • Rollins BradDirector · Restricted Stock Units → Common SharesDisposed 7 000exercise · 2026-06-21
    • Uffner JerrySVP, Head of Card Issuing · Restricted Stock Units → Common SharesDisposed 4 000exercise · 2026-06-21
    • HOCH LOUIS ADirector, Chairman, President and CEO, 10% owner · Restricted Stock Units → Common SharesDisposed 7 000exercise · 2026-06-21
    • White Michael JosephSVP, Chief Accounting Officer · Restricted Stock Units → Common SharesDisposed 6 000exercise · 2026-06-21
    • Beyer del la Garza Ernesto RDirector · Restricted Stock Units → Common SharesAcquired 8 000grant · 2026-06-11
    • Miller Elizabeth MichelleDirector · Restricted Stock Units → Common SharesAcquired 8 000grant · 2026-06-11
    • Rollins BradDirector · Restricted Stock Units → Common SharesAcquired 8 000grant · 2026-06-11
    • White Michael JosephSVP, Chief Accounting Officer · Restricted Stock Units → Common SharesAcquired 5 000grant · 2026-06-11
    • HOCH LOUIS ADirector, Chairman, President and CEO, 10% owner · Restricted Stock Units → Common SharesAcquired 7 000grant · 2026-06-11
    • Frost Houston KorthSVP, Chief Product Officer · Restricted Stock Units → Common SharesAcquired 5 000grant · 2026-06-11
    • Uffner JerrySVP Card Issuing SLS & Bus Dev · Restricted Stock Units → Common SharesAcquired 5 000grant · 2026-06-11
    • Beyer del la Garza Ernesto RDirector · Restricted Stock Units → Restricted Stock UnitsDisposed 7 000exercise · 2026-03-16
    • Rollins BradDirector · Restricted Stock Units → Restricted Common UnitsDisposed 7 000exercise · 2026-03-16
    • Miller Elizabeth MichelleDirector · Restricted Stock Units → Restricted Stock UnitsDisposed 2 000exercise · 2026-03-16
    • Frost Houston KorthSVP, Chief Product Officer · Restricted Stock Units → Restricted Stock UnitsDisposed 4 000exercise · 2026-02-21
    • Carter Greg MEVP, Payment Acceptance · Restricted Stock Units → Restricted Stock UnitsDisposed 4 000exercise · 2026-02-21
    • HOCH LOUIS ADirector, Chairman, President and CEO, 10% owner · Restricted Stock Units → Common StockDisposed 11 000exercise · 2026-02-21

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    How metrics are computed
    • Ev To Operating Cash Flow
      enterprise_value / operating_cash_flow
    • Return On Equity
      net_income / total_equity
    • Price To Book
      market_price / (adjusted_book_value / shares_outstanding_diluted)
    • Dilution Ratio
      (shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
    • Market Price
      input from market-data provider (delayed close or quote-shim mid)
    • Market Cap
      market_price * shares_outstanding_diluted
    Source documents
    • Usio Inc Market data — financials · 2026-05-29
    • Usio Inc Market data — analyst estimates · 2026-05-29

    Ownership & reference

    Top holders

    • Vanguard Capital Management, LLCInvestment Managers · as of 2025-12-310,00 %$1M
    • Dimensional Fund Advisors, L.P.Investment Managers · as of 2026-03-310,00 %$0M
    • Geode Capital Management, L.L.C.Investment Managers · as of 2026-03-310,00 %$0M
    • Goldman Sachs Asset Management, L.P.Investment Managers · as of 2026-03-310,00 %$0M
    • Northern Trust Investments, Inc.Investment Managers · as of 2026-03-310,00 %$0M
    • Morgan Stanley Smith Barney LLCInvestment Managers · as of 2026-03-310,00 %$0M
    • BlackRock Institutional Trust Company, N.A.Investment Managers · as of 2024-06-300,00 %$0M
    • State Street Investment Management (US)Investment Managers · as of 2026-03-310,00 %$0M
    • UBS Financial Services, Inc.Investment Managers · as of 2026-03-310,00 %$0M

    Insider activity

    Net selling0 buys · 10 sellsnet -$97K9 insiders · last 365d
    • HOCH LOUIS ADirector, Chairman, President and CEO, 10% owner · Common StockOther 7 000 @ $1,82$13K · 2026-06-21
    • Beyer del la Garza Ernesto RDirector · Common StockOther 7 000 @ $1,82$13K · 2026-06-21
    • Miller Elizabeth MichelleDirector · Common StockOther 7 000 @ $1,82$13K · 2026-06-21
    • Rollins BradDirector · Common StockOther 7 000 @ $1,82$13K · 2026-06-21
    • Frost Houston KorthSVP, Chief Product Officer · Common StockOther 4 000 @ $1,82$7K · 2026-06-21
    • Uffner JerrySVP, Head of Card Issuing · Common StockOther 4 000 @ $1,82$7K · 2026-06-21
    • Uffner JerrySVP, Head of Card Issuing · Common StockOther 1 368 @ $1,82$2K · 2026-06-21
    • HOCH LOUIS ADirector, Chairman, President and CEO, 10% owner · Common StockOther 2 755 @ $1,82$5K · 2026-06-21
    • White Michael JosephSVP, Chief Accounting Officer · Common StockOther 6 000 @ $1,82$11K · 2026-06-21
    • White Michael JosephSVP, Chief Accounting Officer · Common StockOther 1 779 @ $1,82$3K · 2026-06-21
    • White Michael JosephSVP, Chief Accounting Officer · Common StockOther 50 000 @ $1,71$86K · 2026-06-11
    • Uffner JerrySVP Card Issuing SLS & Bus Dev · Common StockOther 40 000 @ $1,71$68K · 2026-06-11
    • Frost Houston KorthSVP, Chief Product Officer · Common StockOther 50 000 @ $1,71$86K · 2026-06-11
    • HOCH LOUIS ADirector, Chairman, President and CEO, 10% owner · Common StockOther 300 000 @ $1,71$513K · 2026-06-11
    • Rollins BradDirector · Common StockOther 7 000 @ $1,21$8K · 2026-03-16
    • Miller Elizabeth MichelleDirector · Common StockOther 2 000 @ $1,21$2K · 2026-03-16
    • Miller Elizabeth MichelleDirector · Common StockOther 500 @ $1,21$605 · 2026-03-16
    • Beyer del la Garza Ernesto RDirector · Common StockOther 7 000 @ $1,21$8K · 2026-03-16
    • National Services, Inc10% owner · Common StockSold 10 000 @ $1,27$13K · 2026-03-10
    • National Services, Inc10% owner · Common StockSold 8 860 @ $1,31$12K · 2026-03-09
    • National Services, Inc10% owner · Common StockSold 6 697 @ $1,35$9K · 2026-03-06
    • National Services, Inc10% owner · Common StockSold 2 787 @ $1,38$4K · 2026-03-05
    • Carter Greg MEVP, Payment Acceptance · Common StockOther 4 000 @ $1,34$5K · 2026-02-21
    • Frost Houston KorthSVP, Chief Product Officer · Common StockOther 4 000 @ $1,34$5K · 2026-02-21
    • Carter Greg MEVP, Payment Acceptance · Common StockOther 1 186 @ $1,34$2K · 2026-02-21

    Short positioning

    75.8Kshares short+47.0% vs prior
    1days to cover
    51.5%short of daily vol
    23fails-to-deliver
    as of 2026-07-15 · short-interest report (free)

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    USIO.OCanonical
    NASDAQ · USD

    Intel & risk

    PredictorBeat prob45 %Surprise+0,00Full forecast →
    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskLow
    No immediate filing-based liquidity or dilution flags were detected.
    Relationship graph
    USIOFITB.OGPN.OAXP.NMA.NV.NBusiness Suppo
    This companySectorPartners

    Evidence & claims

    From filings & derived data
    • EPS (diluted) (YoY) (2025-12-31 vs 2024-12-31): -175.0%Derived (calculated)
    • EPS (basic) (YoY) (2025-12-31 vs 2024-12-31): -175.0%Derived (calculated)
    • Cost of revenue (YoY) (2025-12-31 vs 2024-12-31): 3.8%Derived (calculated)
    • Cash & equivalents (YoY) (2025-12-31 vs 2024-12-31): -7.7%Derived (calculated)
    • Capex (YoY) (2025-12-31 vs 2024-12-31): 122.1%Derived (calculated)
    • Debt-to-equity (FY 2025-12-31): 6.53xDerived (calculated)
    • Gross margin (FY 2025-12-31): 23.1%Derived (calculated)
    • Current ratio (FY 2025-12-31): 1.08xDerived (calculated)
    • Return on assets (FY 2025-12-31): -1.9%Derived (calculated)
    • Return on equity (FY 2025-12-31): -14.0%Derived (calculated)
    • Total liabilities (YoY) (2025-12-31 vs 2024-12-31): 32.9%Derived (calculated)
    • Total assets (YoY) (2025-12-31 vs 2024-12-31): 25.8%Derived (calculated)
    • Shareholders' equity (YoY) (2025-12-31 vs 2024-12-31): -6.5%Derived (calculated)
    • Revenue (YoY) (2025-12-31 vs 2024-12-31): 3.0%Derived (calculated)
    • Operating income (YoY) (2025-12-31 vs 2024-12-31): -60.5%Derived (calculated)
    • Operating cash flow (YoY) (2025-12-31 vs 2024-12-31): -47.7%Derived (calculated)
    • Net income (YoY) (2025-12-31 vs 2024-12-31): -176.0%Derived (calculated)
    • Long-term debt (YoY) (2025-12-31 vs 2024-12-31): 89.6%Derived (calculated)
    • Gross profit (YoY) (2025-12-31 vs 2024-12-31): 0.4%Derived (calculated)
    • Net margin (FY 2025-12-31): -2.9%Derived (calculated)
    • Operating income (annual): USD -2.36MSEC XBRL filing
    • EPS (basic) (annual): USD-PER-SHARES -0SEC XBRL filing
    • Gross profit (annual): USD 19.69MSEC XBRL filing
    • Shareholders' equity (annual): USD 17.91MSEC XBRL filing
    Showing 24 of 60 surfaced claims.
    Atomic claims from regulatory filings and derived calculations. Provenance shown as source kind only.

    The Thread

    Everything we know, in order
    2026-10-28EVENTUpcomingQ3 2026 earnings (expected) estimated date
    2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (90d)
    2026-06-21 00:00 UTCINSIDER28 insider transactions — 2026-06 · net buy $818k 14 derivative
    2026-06-21INSIDERHOCH LOUIS A transacted 7.0k sh — Director, Chairman, President and CEO, 10% owner ~$13k
    2026-06-21INSIDERBeyer del la Garza Ernesto R transacted 7.0k sh — Director ~$13k
    2026-06-21INSIDERMiller Elizabeth Michelle transacted 7.0k sh — Director ~$13k
    2026-06-21INSIDERRollins Brad transacted 7.0k sh — Director ~$13k
    2026-06-21INSIDERFrost Houston Korth transacted 4.0k sh — SVP, Chief Product Officer ~$7k
    2026-06-21INSIDERUffner Jerry transacted 4.0k sh — SVP, Head of Card Issuing ~$7k
    2026-06-21INSIDERUffner Jerry transacted 1.4k sh — SVP, Head of Card Issuing ~$2k
    2026-06-21INSIDERHOCH LOUIS A transacted 2.8k sh — Director, Chairman, President and CEO, 10% owner ~$5k
    2026-06-21INSIDERWhite Michael Joseph transacted 6.0k sh — SVP, Chief Accounting Officer ~$11k
    2026-06-21INSIDERWhite Michael Joseph transacted 1.8k sh — SVP, Chief Accounting Officer ~$3k
    2026-06-21INSIDERUffner Jerry disposed of 4.0k sh Restricted Stock Units — SVP, Head of Card Issuing
    2026-06-21INSIDERFrost Houston Korth disposed of 4.0k sh Restricted Stock Units — SVP, Chief Product Officer
    2026-06-21INSIDERRollins Brad disposed of 7.0k sh Restricted Stock Units — Director
    2026-06-21INSIDERMiller Elizabeth Michelle disposed of 7.0k sh Restricted Stock Units — Director
    2026-06-21INSIDERBeyer del la Garza Ernesto R disposed of 7.0k sh Restricted Stock Units — Director
    2026-06-21INSIDERHOCH LOUIS A disposed of 7.0k sh Restricted Stock Units — Director, Chairman, President and CEO, 10% owner
    2026-06-21INSIDERWhite Michael Joseph disposed of 6.0k sh Restricted Stock Units — SVP, Chief Accounting Officer
    2026-06-17FILINGFORM 8-K →
    2026-06-11INSIDERWhite Michael Joseph transacted 50.0k sh — SVP, Chief Accounting Officer ~$86k
    2026-06-11INSIDERUffner Jerry transacted 40.0k sh — SVP Card Issuing SLS & Bus Dev ~$68k
    2026-06-11INSIDERFrost Houston Korth transacted 50.0k sh — SVP, Chief Product Officer ~$86k
    2026-06-11INSIDERHOCH LOUIS A transacted 300.0k sh — Director, Chairman, President and CEO, 10% owner ~$513k
    2026-06-11INSIDERUffner Jerry acquired 5.0k sh Restricted Stock Units — SVP Card Issuing SLS & Bus Dev
    2026-06-11INSIDERHOCH LOUIS A acquired 7.0k sh Restricted Stock Units — Director, Chairman, President and CEO, 10% owner
    2026-06-11INSIDERWhite Michael Joseph acquired 5.0k sh Restricted Stock Units — SVP, Chief Accounting Officer
    2026-06-11INSIDERRollins Brad acquired 8.0k sh Restricted Stock Units — Director
    2026-06-11INSIDERMiller Elizabeth Michelle acquired 8.0k sh Restricted Stock Units — Director
    2026-06-11INSIDERBeyer del la Garza Ernesto R acquired 8.0k sh Restricted Stock Units — Director
    2026-06-11INSIDERFrost Houston Korth acquired 5.0k sh Restricted Stock Units — SVP, Chief Product Officer
    2026-06-10FILINGFORM 8-K →
    2026-05-13FILINGFORM 8-K →
    2026-05-13FILINGFORM 10-Q →
    2026-04-29FILINGFORM DEF 14A →
    2026-03-18FILINGFORM 8-K →
    2026-03-18FILINGFORM 10-K →
    2026-03-16 00:00 UTCINSIDER11 insider transactions — 2026-03 3 derivative
    2026-03-16INSIDERRollins Brad transacted 7.0k sh — Director ~$8k
    Showing the 40 most recent of 58 entries.
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    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage