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372800.KQ Financial Technology (Fintech)

372800.Kq

$3 105,00
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Mcap
P/E
EV / Rev
Div yield
Op margin
-8,7 %
ROE
-105,8 %
Net margin
-12,2 %
Debt / equity
1,06
Beta
52w range
Volume
Day range
Prev close
Open
Next earnings
Ex-dividend
TR 1Y
About

The company operates in the Financial Technology (Fintech) industry, providing technology solutions to facilitate financial services and infrastructure, primarily generating revenue through service fees and transaction-based models.

Business. The company operates in the Financial Technology (Fintech) industry, providing technology solutions to facilitate financial services and infrastructure, primarily generating revenue through service fees and transaction-based models.

Classification92 %
SectorTechnology
Business sectorFinancial Technology (Fintech) & Infrastructure
IndustryFinancial Technology (Fintech)
Generated · model-assisted
Sell-side consensus
consensus pending
— buy— hold— sell
Avg 12m price target
Upcoming events
— missing data
See all catalysts →

At a glance

Score
21
composite score
Valuation
valuation pending
Analysts
not yet wired
Ownership
not yet wired
Profitability
-105,8 %
return on equity
Quality
55
quality score (0-100)

News & coverage

0
  • No recent newsroom coverage mentioning 372800.
  • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,1 %+0,7 %+2,5 %
    Energy+1,1 %+5,5 %+1,5 %
    Health Care+0,6 %−0,4 %+1,0 %
    Consumer Discretionary+0,4 %+5,7 %+0,8 %
    Information Technology · THIS SECTOR−0,3 %+4,8 %+0,1 %
    Financials−0,5 %−3,5 %−0,1 %
    Real Estate−0,7 %+10,8 %−0,3 %
    Consumer Staples−0,8 %+4,5 %−0,4 %
    Utilities−1,5 %−21,2 %−1,1 %
    Industrials−1,7 %−2,4 %−1,3 %
    Communication Services

    Developing storylines

    No tracked sagas currently linked to 372800.KQ. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-06-25 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Macro
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-06-25 · SE
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-07-08 · AU
    • Rate decisionBank of Canada rate decision (press conf.)2026-07-15 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-07-16 · EU
    • Rate decisionBank of Japan rate decision (press conf.)2026-07-16 · JP
    • Rate decisionFederal Reserve rate decision (press conf.)2026-07-29 · US
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Composite score21 / 100
    Composite score 0-100 · Data quality 0,55
    Data quality0,55 / 1.00

    Synthesis

    Business

    The company operates in the Financial Technology (Fintech) industry, providing technology solutions to facilitate financial services and infrastructure, primarily generating revenue through service fees and transaction-based models.

    Classification92 %
    SectorTechnology
    Business sectorFinancial Technology (Fintech) & Infrastructure
    IndustryFinancial Technology (Fintech)
    AI synthesis
    GENERATED

    The company's capital structure is characterized by a debt-to-equity ratio of 1.06, indicating a moderate reliance on debt financing. Its liquidity position is assessed as medium, with a current ratio of 0.79, suggesting that the company may face challenges in meeting short-term obligations without additional financing. The company's cash and equivalents amount to 2,322,886,910 KRW, which is significantly lower than its long-term debt of 9,518,901,510 KRW, resulting in a negative net cash position.

    Profitability metrics indicate a challenging financial performance, with a return on equity of -1.0582 and a return on assets of -0.2836, both well below the industry median for Financial Technology firms. The company reported a net loss of 9,516,423,690 KRW and an operating loss of 6,787,223,770 KRW, reflecting a significant decline in profitability compared to industry peers.

    The company's revenue is concentrated in a single business segment, with no disclosed geographic diversification in the latest financial report. This lack of diversification increases exposure to regional economic fluctuations and regulatory changes, which could impact revenue stability.

    Looking ahead, the company's growth trajectory is uncertain, with no disclosed revenue growth in the current fiscal year and no clear guidance for the next fiscal year. The company's operating cash flow of -7,980,676,740 KRW and free cash flow of -9,461,566,790 KRW indicate a lack of internal cash generation, which may necessitate external financing to fund operations and capital expenditures.

    The company's risk profile is elevated, with a medium liquidity risk and a negative net cash position, which could limit its ability to respond to financial stress. The risk of dilution is assessed as low, with no recent share issuance or dilutive events reported. However, the company's financial performance and liquidity position suggest a need for close monitoring of capital structure and cash flow management.

    Recent financial filings and transcripts do not provide additional insights into the company's strategic direction or operational performance. The absence of detailed disclosures on future plans or risk mitigation strategies limits the ability to assess the company's long-term viability.

    Key takeaways
    • The company is operating at a net loss with negative returns on equity and assets, indicating poor profitability.
    • The company's liquidity position is weak, with a current ratio below 1 and a negative net cash position.
    • The company's revenue is concentrated in a single segment, increasing exposure to market and regulatory risks.
    • The company's growth trajectory is uncertain, with no disclosed revenue growth and significant negative cash flows.
    • The company's risk profile is elevated, with medium liquidity risk and a need for external financing to sustain operations.

    Bull / Bear case

    analysis pipeline
    — missing data

    In focus — financials by report

    Valuation

    Market price
    $3 105,00
    Market cap
    Enterprise value
    P/E
    Non-GAAP P/E
    EV / Revenue
    EV / Op income
    EV / OCF
    P / B
    P / Tangible book
    Tangible book
    $8.99B
    Net cash
    -$7.20B
    Current ratio
    0.8
    Debt / equity
    1.1
    ROA
    -28.4%
    ROE
    -1.1%
    Cash conversion
    84.0%
    CapEx / revenue
    -0.5%
    SBC / revenue
    Dilution ratio
    0.0%

    Revenue by segment

    Market share

    — missing data

    Business relationships

    — missing data

    Supply chain

    — missing data

    Peer comparison

    — missing data

    Market position

    Stress test

    — missing data

    Forward curve

    — missing data

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    — missing data

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    — missing data

    Benchmarks vs cohort

    Op Margin-8,7 %Below median
    Net Margin-12,2 %Below median
    ROE-105,8 %Bottom quartile
    Capex / Rev-0,5 %Above P75
    D/E1,06Bottom quartile
    Cash Conv0,84Above median

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    — missing data

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    How metrics are computed
    • Dilution Ratio
      (shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
    • Net Cash
      cash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
    • Capex To Revenue
      capital_expenditure / revenue
    • Return On Equity
      net_income / total_equity
    • Debt To Equity
      (short_term_debt + long_term_debt) / total_equity
    • Cash Conversion Ratio
      operating_cash_flow / net_income
    Source documents
    • 372800.KQ Market data — financials · 2026-05-26

    Ownership & reference

    Insider activity

    — missing data

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    372800.KQCanonical
    — · USD

    Intel & risk

    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskMedium
    Net cash is negative after subtracting total debt.

    The Thread

    Everything we know, in order
    — missing data
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-06-25 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage