Ficha Inc

Ficha Inc maintains a strong liquidity position, with cash and equivalents amounting to ¥528.07 million, representing 67.5% of total assets. The company's liquidity FPT (free cash flow to total debt) is effectively infinite due to the absence of long-term debt, and its current ratio of 17.54 indicates a robust short-term liquidity buffer. The price-to-book ratio of 2.02 and price-to-tangible-book ratio of 2.02 suggest the market values the company at a moderate premium to its equity base.

Profitability metrics show a return on equity (ROE) of 3.36% and return on assets (ROA) of 3.19%, both below the typical thresholds for high-growth software firms. The operating margin of 21.1% (¥34.23 million operating income on ¥161.97 million revenue) is in line with industry norms, but the net margin of 15.4% (¥24.96 million net income) suggests some pressure from operating expenses.

The company's revenue is concentrated in a single business segment, with no disclosed geographic breakdown. This lack of diversification increases exposure to sector-specific risks, particularly in the software market where competition is intense and customer retention is critical. No material geographic revenue concentration is reported, but the absence of segmental or geographic data limits visibility into potential regional vulnerabilities.

Ficha Inc's growth trajectory is constrained by its current financial performance. Revenue of ¥161.97 million in the latest period shows no year-over-year growth data provided, and the price-to-earnings ratio of 60.21 implies a high valuation relative to earnings. The company's outlook for the current fiscal year is neutral, with no significant revenue growth expected in the near term.

Risk factors include the absence of long-term debt, which reduces financial leverage but also limits growth capital. The dilution risk is low, with no immediate filing-based flags detected, and the shares outstanding remain unchanged between basic and diluted shares. However, the company's reliance on a single business model and lack of diversification could expose it to market volatility.

Recent events include the latest actual EPS of -6.60 JPY and revenue of 497.61 million JPY, both below the company's reported figures. These discrepancies may indicate seasonal or one-time factors affecting performance, but no specific events or filings have been disclosed to explain the variance.

Ficha Inc (4052.T) is undergoing its first analysis, meaning there is no prior basis for computing material changes or deltas in its financial profile. Consequently, no specific shifts in performance, strategy, or market position can be identified from historical comparisons. The company currently exhibits a lack of external coverage and institutional engagement. There are zero analysts tracking the stock, no index memberships, and no recorded top holders or officers in the available data. Market activity signals are similarly absent. Over the 30-day period from May 25, 2026, to June 14, 2026, the daily dispatch count remained at zero with no sentiment data recorded, indicating a complete lack of news flow or market commentary during this window. This baseline status matters because it establishes Ficha Inc as an entity with no established analytical track record or recent public discourse. Investors and observers must rely on initial data points rather than trend analysis, as no prior events, ratings, or holder changes exist to contextualize current conditions.

Revenue grew at a 17.6% CAGR over four years, demonstrating consistent top-line expansion despite recent volatility in profitability.

Operating and net margins exceed the 75th percentile of the software cohort, indicating superior profitability relative to peers.

The company maintains zero long-term debt across all reported periods, eliminating interest expense and reducing financial risk.

Return on equity and return on assets exceed software cohort medians, suggesting efficient capital utilization relative to industry standards.

Low dilution, liquidity, and credit risk flags indicate a stable capital structure with minimal immediate financial distress signals.

The company reported net losses in three of the last five fiscal years, highlighting inconsistent earnings and profitability challenges.

Gross profit declined in FY2025 compared to FY2024, suggesting potential margin compression or increased cost of goods sold pressures.

Revenue ¥109.6M, −13,5% YoY; Operating income +737,2% YoY.

• ▍Revenue ¥109.6M, −13,5% YoY
• ▍Operating income +737,2% YoY
• ▍Net income +438,5% YoY
• ▍Net margin 1.7%

Revenue ¥95.8M, −20,5% YoY; Operating income −302,4% YoY.

• ▍Revenue ¥95.8M, −20,5% YoY
• ▍Operating income −302,4% YoY
• ▍Net income −262,9% YoY
• ▍Net margin -30.7%

Revenue ¥93.2M, −16,8% YoY; Operating income −284,7% YoY.

• ▍Revenue ¥93.2M, −16,8% YoY
• ▍Operating income −284,7% YoY
• ▍Net income −285,8% YoY
• ▍Net margin -56.0%

Revenue ¥157.2M, −3,0% YoY; Operating income −3,8% YoY.

• ▍Revenue ¥157.2M, −3,0% YoY
• ▍Operating income −3,8% YoY
• ▍Net income −10,5% YoY
• ▍Net margin 14.2%

Revenue ¥126.7M; Operating income ¥121.0k.

• ▍Revenue ¥126.7M
• ▍Operating income ¥121.0k
• ▍Net margin -0.4%

Revenue ¥120.5M; Operating income -¥7.3M.

• ▍Revenue ¥120.5M
• ▍Operating income -¥7.3M
• ▍Net margin -6.7%

Revenue ¥112.1M; Operating income -¥16.0M.

• ▍Revenue ¥112.1M
• ▍Operating income -¥16.0M
• ▍Net margin -12.1%

Revenue ¥162.0M; Operating income ¥34.2M.

• ▍Revenue ¥162.0M
• ▍Operating income ¥34.2M
• ▍Net margin 15.4%

Revenue ¥497.6M, +0,7% YoY; Operating income −908,9% YoY.

• ▍Revenue ¥497.6M, +0,7% YoY
• ▍Operating income −908,9% YoY
• ▍Net income −389,4% YoY
• ▍Free cash flow −644,7% YoY
• ▍Net margin -7.8%

Revenue ¥494.2M, +26,8% YoY; Operating income +84,6% YoY.

• ▍Revenue ¥494.2M, +26,8% YoY
• ▍Operating income +84,6% YoY
• ▍Net income +72,4% YoY
• ▍Free cash flow +89,5% YoY
• ▍Net margin -1.6%

Revenue ¥389.7M, +1,8% YoY; Operating income −190,2% YoY.

• ▍Revenue ¥389.7M, +1,8% YoY
• ▍Operating income −190,2% YoY
• ▍Net income −198,5% YoY
• ▍Free cash flow −227,2% YoY
• ▍Net margin -7.3%

Revenue ¥382.7M, +47,0% YoY; Operating income +139,8% YoY.

• ▍Revenue ¥382.7M, +47,0% YoY
• ▍Operating income +139,8% YoY
• ▍Net income +146,7% YoY
• ▍Free cash flow +159,2% YoY
• ▍Net margin 7.6%