Allfg.As
ALLFG.AS operates in the Financial Technology (Fintech) industry, providing services related to financial infrastructure and technology solutions.
Business. ALLFG.AS operates in the Financial Technology (Fintech) industry, providing services related to financial infrastructure and technology solutions.
Analyst recommendations
11 analysts · consensus BuyAt a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
0Sector rotation
Developing storylines
Analysis
AI analysisOpportunity
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Macro
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-07-08 · AU
- Rate decisionBank of Canada rate decision (press conf.)2026-07-15 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-07-16 · EU
- Rate decisionBank of Japan rate decision (press conf.)2026-07-16 · JP
- Rate decisionFederal Reserve rate decision (press conf.)2026-07-29 · US
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
ALLFG.AS operates in the Financial Technology (Fintech) industry, providing services related to financial infrastructure and technology solutions.
ALLFG.AS has a debt-to-equity ratio of 1.36, indicating a moderate level of leverage, and a current ratio of 1.19, suggesting limited short-term liquidity cushion. The company's return on equity is 0.12%, and return on assets is 0.04%, both of which are below typical thresholds for financial technology firms, indicating weak profitability relative to its capital base.
The company's operating income of EUR 87.35 million is supported by a gross profit of EUR 621.93 million, but its net income is only EUR 2.35 million, highlighting significant operating expenses and interest costs. The company's free cash flow is negative at EUR -24.31 million, and capital expenditures are EUR -115.82 million, indicating ongoing investment in infrastructure or expansion.
ALLFG.AS generates revenue from undisclosed segments, with no specific geographic breakdown provided in the available data. However, the company's exposure to a single market or customer base is not quantified, making it difficult to assess concentration risk.
The company's revenue growth trajectory is not explicitly provided, but its operating cash flow of EUR 228.10 million suggests some level of operational stability. Analysts have provided a mean price target of EUR 8.41 and a median price target of EUR 8.60, with a mean recommendation of 2.45, indicating a generally neutral to slightly positive outlook.
The company faces a medium liquidity risk due to its negative net cash position after subtracting total debt. The risk of dilution is assessed as low, but the company's capital structure and ongoing capital expenditures may require additional financing in the future.
Recent events and filings have not been disclosed in the available data, so no specific recent developments can be reported.
- ALLFG.AS has a moderate level of leverage with a debt-to-equity ratio of 1.36.
- The company's profitability is weak, with a return on equity of 0.12% and a return on assets of 0.04%.
- ALLFG.AS has a negative free cash flow of EUR -24.31 million and capital expenditures of EUR -115.82 million, indicating ongoing investment.
- Analysts have provided a mean price target of EUR 8.41 and a median price target of EUR 8.60, with a mean recommendation of 2.45.
- The company faces a medium liquidity risk due to its negative net cash position after subtracting total debt.
- **margin_outlook_rationale**: The company's gross margin is strong at 95.6%, but its net margin is very low at 0.36%, indicating significant operating expenses.
- **rd_outlook_rationale**: No specific R&D expenditures are disclosed, but the company's capital expenditures suggest ongoing investment in infrastructure.
Bull / Bear case
analysis pipelineIn focus — financials by report
Valuation
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | 0,46 |
| Revenue | —no estimate | —no estimate | 690,2M EUR |
| Operating income | —no estimate | —no estimate | 370,1M EUR |
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- Net cash is negative after subtracting total debt.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Actions
Ask Handelsavisen
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Net Cashcash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
- Capex To Revenuecapital_expenditure / revenue
- Return On Equitynet_income / total_equity
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Cash Conversion Ratiooperating_cash_flow / net_income
- ALLFG.AS Market data — financials · 2026-05-27
- Allfunds Group PLC Market data — analyst estimates · 2026-05-27
Ownership & reference
Leadership
- Annabel SpringChief Executive Officer, Executive Director