Alpcot Holding AB (publ)
Alpcot Holding AB (publ) operates in the financial technology sector, providing digital payment solutions and related services to businesses and consumers.
Business. Alpcot Holding AB (publ) is a financial technology company operating within the fintech and infrastructure sector. The firm generates revenue primarily through a fee-income model, consistent with industry peers in payment processing and financial data services. Alpcot Holding AB (publ) is listed on the Stockholm Stock Exchange under the ticker symbol ALPCOTB.ST. Specific details regarding operating segments and geographic presence are not disclosed in the available data.
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- Macro
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-07-08 · AU
- Rate decisionBank of Canada rate decision (press conf.)2026-07-15 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-07-16 · EU
- Rate decisionBank of Japan rate decision (press conf.)2026-07-16 · JP
- Rate decisionFederal Reserve rate decision (press conf.)2026-07-29 · US
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
Alpcot Holding AB (publ) is a financial technology company operating within the fintech and infrastructure sector. The firm generates revenue primarily through a fee-income model, consistent with industry peers in payment processing and financial data services. Alpcot Holding AB (publ) is listed on the Stockholm Stock Exchange under the ticker symbol ALPCOTB.ST. Specific details regarding operating segments and geographic presence are not disclosed in the available data.
Alpcot Holding AB (publ) reports a liquidity position of 12.73 million SEK in cash and equivalents, with a current ratio of 0.56, indicating a weak short-term liquidity position relative to its current liabilities. The company's debt-to-equity ratio is 0.02, suggesting a conservative capital structure with minimal leverage. However, the company's operating cash flow of -6.15 million SEK and free cash flow of -10.75 million SEK highlight ongoing cash outflows, which could pressure liquidity in the near term.
Profitability metrics show a return on equity (ROE) of -14.15% and a return on assets (ROA) of -10.42%, both significantly below the industry median for financial technology firms. The company reported a net loss of 12.21 million SEK, with an operating loss of the same amount, indicating a lack of operational profitability. Gross profit of 8.51 million SEK is insufficient to cover operating expenses, which is a concern for long-term sustainability.
The company's revenue is concentrated in a single business segment, with no disclosed geographic diversification in the latest financial report. This lack of diversification increases exposure to regional economic downturns or regulatory changes that could impact the fintech sector. No material revenue concentration by customer or product is disclosed, but the absence of segmental breakdowns limits visibility into growth drivers.
Looking ahead, the company is expected to report a revenue of 132 million SEK for the current fiscal year, representing a 70% increase from the last reported revenue of 77.91 million SEK. However, the operating loss of 12.21 million SEK and negative cash flows suggest that the growth is not yet translating into profitability. Analysts estimate an EBIT of 20 million SEK for the current year, which would represent a significant turnaround from the current operating loss.
The risk assessment indicates low liquidity and dilution risk, with no immediate filing-based flags detected. However, the company's negative operating cash flow and free cash flow raise concerns about its ability to fund operations without external financing. The dilution potential is currently low, but the company's capital expenditure of 2.07 million SEK and ongoing losses may necessitate future equity or debt financing.
Recent filings and transcripts do not disclose any material events or strategic shifts that would significantly alter the company's trajectory. The company remains in a growth phase, but the path to profitability is unclear given the current financial performance.
- Alpcot Holding AB (publ) is a fintech company with a conservative capital structure but weak liquidity and negative cash flows.
- The company is not currently profitable, with a net loss of 12.21 million SEK and a negative ROE of -14.15%.
- Revenue is expected to grow significantly, but the lack of profitability and cash flow generation remains a concern.
- The company's risk profile is low in terms of liquidity and dilution, but its financial performance suggests a need for external financing.
- No material recent events or strategic shifts have been disclosed, and the company's growth is not yet translating into profitability.
Bull / Bear case
Generated · model-assistedIn focus — financials by report
Revenue kr 40.5M, +41,2% YoY; Operating income +895,4% YoY.
- ▍Revenue kr 40.5M, +41,2% YoY
- ▍Operating income +895,4% YoY
- ▍Net income +895,4% YoY
- ▍Free cash flow +332,1% YoY
- ▍Net margin 15.0%
Revenue kr 28.7M, +27,1% YoY; Operating income −5 175,6% YoY.
- ▍Revenue kr 28.7M, +27,1% YoY
- ▍Operating income −5 175,6% YoY
- ▍Net income −5 174,4% YoY
- ▍Free cash flow −276,8% YoY
- ▍Net margin -16.5%
Revenue kr 26.3M, +17,2% YoY; Operating income +11,0% YoY.
- ▍Revenue kr 26.3M, +17,2% YoY
- ▍Operating income +11,0% YoY
- ▍Net income +11,0% YoY
- ▍Free cash flow +26,9% YoY
- ▍Net margin -39.2%
Revenue kr 27.3M, +11,9% YoY; Operating income +207,5% YoY.
- ▍Revenue kr 27.3M, +11,9% YoY
- ▍Operating income +207,5% YoY
- ▍Net income +207,5% YoY
- ▍Free cash flow +242,4% YoY
- ▍Net margin 48.1%
Revenue kr 122.8M, +25,2% YoY; Operating income +117,8% YoY.
- ▍Revenue kr 122.8M, +25,2% YoY
- ▍Operating income +117,8% YoY
- ▍Net income +117,8% YoY
- ▍Free cash flow +194,5% YoY
- ▍Net margin 3.4%
Valuation TTM
Revenue by segment
Business relationships
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Peer comparison
Market position
Stress test
Predictor forecast
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | 0,11 |
| Revenue | —no estimate | —no estimate | 132,0M SEK |
| Operating income | —no estimate | —no estimate | 20,0M SEK |
Options
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consensus EPS · 26-week trendSell-side observations
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Risk factors
- No immediate filing-based liquidity or dilution flags were detected.
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- Alpcot Holding AB (publ) Market data — financials · 2026-05-27
- Alpcot Holding AB (publ) Market data — analyst estimates · 2026-05-27