Banqup Group
BANQ.BR operates in the software industry, providing software solutions and IT services to its clients.
Business. BANQ.BR is a software company operating within the Technology sector, specifically focused on Software & IT Services. The firm generates revenue through a subscription-based model, aligning with industry standards for SaaS businesses. Due to the absence of specific segment or geographic data, the company is described at the industry level only. Its primary listing is identified by the ticker BANQ.BR.
Analyst recommendations
3 analysts · consensus HoldAt a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
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Analysis
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Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Peers
- EarningsQ2 2026 earnings (expected)2026-07-28 · estimated · ServiceNow (NOW)
- EarningsQ2 2026 earnings (expected)2026-08-28 · estimated · Salesforce (CRM)
- Macro
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-07-08 · AU
- Rate decisionBank of Canada rate decision (press conf.)2026-07-15 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-07-16 · EU
- Rate decisionBank of Japan rate decision (press conf.)2026-07-16 · JP
- Rate decisionFederal Reserve rate decision (press conf.)2026-07-29 · US
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
BANQ.BR is a software company operating within the Technology sector, specifically focused on Software & IT Services. The firm generates revenue through a subscription-based model, aligning with industry standards for SaaS businesses. Due to the absence of specific segment or geographic data, the company is described at the industry level only. Its primary listing is identified by the ticker BANQ.BR.
BANQ.BR's capital structure shows a debt-to-equity ratio of 0.44, indicating a moderate level of leverage. The company's liquidity position is assessed as medium, with a current ratio of 0.73, suggesting that it may face challenges in meeting short-term obligations. The company's free cash flow is negative at -35.15 million EUR, and its operating cash flow is also negative at -11.00 million EUR, indicating ongoing cash outflows from operations.
Profitability metrics for BANQ.BR are negative, with a return on equity of -42.06% and a return on assets of -16.71%. These figures are significantly below the industry norms for software companies, which typically exhibit positive returns on equity and assets. The company's operating income is negative at -33.50 million EUR, and its net income is also negative at -44.90 million EUR, reflecting a challenging financial performance.
The company's revenue is concentrated in a single segment, as disclosed in its financial statements, with no additional geographic or product segment details provided. This lack of diversification may expose the company to higher business risks if the primary segment experiences a downturn.
BANQ.BR's growth trajectory is uncertain, with no specific revenue growth projections provided in the available data. The company's operating income and net income have both declined, and its cash flow from operations remains negative. These factors suggest a lack of momentum in the company's financial performance.
The company's risk profile includes medium liquidity risk and low dilution risk. The key flag of negative net cash after subtracting total debt highlights the company's liquidity challenges. The dilution risk is assessed as low, with no significant dilution potential identified in the basic shares outstanding.
Recent events and filings for BANQ.BR do not include specific details on recent strategic moves or significant corporate actions. The company's financial performance and risk profile suggest a need for close monitoring of its liquidity and profitability trends.
- BANQ.BR is experiencing negative returns on equity and assets, indicating poor profitability.
- The company's liquidity position is medium, with a current ratio of 0.73.
- BANQ.BR's free cash flow and operating cash flow are both negative, signaling ongoing cash outflows.
- The company's revenue is concentrated in a single segment, increasing business risk.
- Analysts have issued a mean recommendation of 2.67, indicating a cautious outlook.
- The company's debt-to-equity ratio is 0.44, suggesting moderate leverage.
Bull / Bear case
Generated · model-assistedIn focus — financials by report
Valuation
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | -0,59 |
| Revenue | —no estimate | —no estimate | 64,0M EUR |
| Operating income | —no estimate | —no estimate | -18,2M EUR |
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- Net cash is negative after subtracting total debt.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
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- ESG data
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Net Cashcash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
- Capex To Revenuecapital_expenditure / revenue
- Return On Equitynet_income / total_equity
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Cash Conversion Ratiooperating_cash_flow / net_income
- BANQ.BR Market data — financials · 2026-05-27
- Banqup Group SA Market data — analyst estimates · 2026-05-27