CCC Intelligent Solutions Holdings Inc

CCC Intelligent Solutions maintains a capital structure characterized by significant leverage, with long-term debt of $1.26 billion against total equity of $1.79 billion, resulting in a debt-to-equity ratio of 0.71. The company holds $111.2 million in cash and equivalents, leading to a negative net cash position after subtracting total debt. Liquidity is assessed as medium risk, supported by a current ratio implied by the balance sheet structure, though specific current assets are not detailed beyond cash. The market capitalization stands at $3.55 billion, with a price-to-book ratio of 1.99 and an EV/EBITDA of 30.66, indicating a premium valuation relative to earnings power.

Profitability metrics reveal thin margins, with a net income of only $1.69 million on revenue of $1.06 billion, yielding a return on equity of 1.93% and a return on assets of 0.97%. The price-to-earnings ratio is elevated at 102.76, reflecting the low absolute earnings relative to the market price. Operating income of $93.8 million suggests that while the core business generates operating cash flow of $315.5 million, significant non-operating expenses or interest costs compress net income. The gross profit of $776.8 million indicates a gross margin of approximately 73.5%, which is typical for software companies, but operating leverage has not yet translated to high net profitability.

Revenue concentration and segment details are not explicitly provided in the available data, preventing a detailed analysis of geographic or product mix exposure. The company operates in the Software industry, competing with entities such as Microsoft, Salesforce, and ServiceNow, though specific market share or competitive positioning data is absent. The lack of segment breakdown limits the ability to assess diversification risks or growth drivers within specific business lines.

Growth trajectory analysis is constrained by the absence of historical period data in the input. Without multi-year revenue or net income trends, it is not possible to calculate compound annual growth rates or assess the consistency of revenue expansion. The current revenue base of $1.06 billion serves as the baseline for valuation, but the directionality of growth remains unquantified in this snapshot.

Risk factors include medium liquidity risk and low dilution risk. The key flag notes that net cash is negative after subtracting total debt, highlighting reliance on debt financing. The dilution risk is assessed as low, with basic and diluted shares outstanding being identical at 605.4 million, suggesting no significant in-the-money options or convertible securities impacting share count currently. The high debt load relative to cash reserves poses a refinancing risk if interest rates remain elevated or if cash flow generation declines.

Recent events include analyst coverage updates with a mean price target of $8.97 and a median target of $9.00, implying upside potential from the current market price of $5.86. The mean recommendation is 1.92, indicating a buy consensus with five strong buys and four buys. News observations reflect internal reconciler activities rather than external corporate events, providing no additional qualitative context on recent operational developments or strategic shifts.

CCC Intelligent Solutions Holdings Inc (CCC.O) has entered the analyst coverage universe, marking the first formal analysis for the ticker. This initial assessment establishes a baseline for future performance tracking, as there is no prior data available to compute historical deltas or trends. The absence of previous analysis means that current metrics serve as the foundational reference point for investors and market observers. The company’s ownership structure is characterized by a broad base of 30 top holders, indicating a dispersed shareholder profile. Despite this breadth, institutional engagement appears limited, with only one officer and zero analysts currently tracking the stock. Furthermore, CCC.O is not included in any major indices, suggesting it remains outside the scope of passive index-driven capital flows. Recent data signals highlight a significant modification in holdings by investor ID 587, though the direction of the change presents conflicting records. One signal indicates an increase in shares held by this investor to 32,442 as of March 31, 2026, while another simultaneously reports a decrease to 1,154 shares for the same period. Both events were detected in late June 2026 and are classified as major severity, pointing to a notable adjustment in this specific stakeholder’s position. These developments matter because they establish the initial framework for evaluating CCC Intelligent Solutions. The combination of a new analytical baseline, a wide but potentially passive holder base, and volatile individual investor activity underscores the need for careful monitoring. As the first analysis is now in place, future changes in analyst coverage, index membership, or holder concentration will provide clearer signals of the company’s market trajectory.

Revenue grew 11.9% year-over-year to $1.06 billion in fiscal 2026, demonstrating consistent top-line expansion.

Analysts project 53.1% upside to a mean price target of $8.97, reflecting strong market confidence.

Cash conversion of 9.14% ranks as best-in-class compared to the software cohort median of 0.92%.

Operating income increased 17.1% year-over-year to $93.8 million, showing improving operational efficiency.

The company carries a high credit risk flag, suggesting potential difficulties in meeting financial obligations.

Debt-to-equity ratio of 0.71 places the company in the bottom quartile of the software cohort.

Free cash flow declined 10.7% year-over-year to $91.0 million, reducing financial flexibility for growth.

Revenue $281.3M, +11,8% YoY; Operating income +556,3% YoY.

• ▍Revenue $281.3M, +11,8% YoY
• ▍Operating income +556,3% YoY
• ▍Net income +182,5% YoY
• ▍Free cash flow +750,2% YoY
• ▍Net margin 5.5%

Revenue $277.9M, +12,7% YoY; Operating income +137,3% YoY.

• ▍Revenue $277.9M, +12,7% YoY
• ▍Operating income +137,3% YoY
• ▍Net income +67,5% YoY
• ▍Free cash flow +4,3% YoY
• ▍Net margin 2.9%

Revenue $267.1M, +12,0% YoY; Operating income +4,5% YoY.

• ▍Revenue $267.1M, +12,0% YoY
• ▍Operating income +4,5% YoY
• ▍Net income −170,1% YoY
• ▍Free cash flow +15,9% YoY
• ▍Net margin -0.7%

Revenue $260.5M, +12,0% YoY; Operating income +8,7% YoY.

• ▍Revenue $260.5M, +12,0% YoY
• ▍Operating income +8,7% YoY
• ▍Net income −35,9% YoY
• ▍Free cash flow −4,8% YoY
• ▍Net margin 5.0%

Revenue $251.6M; Operating income -$10.7M.

• ▍Revenue $251.6M
• ▍Operating income -$10.7M
• ▍Net margin -7.4%

Revenue $246.5M; Operating income $21.1M.

• ▍Revenue $246.5M
• ▍Operating income $21.1M
• ▍Net margin 2.0%

Revenue $238.5M; Operating income $28.7M.

• ▍Revenue $238.5M
• ▍Operating income $28.7M
• ▍Net margin 1.2%

Revenue $232.6M; Operating income $22.5M.

• ▍Revenue $232.6M
• ▍Operating income $22.5M
• ▍Net margin 8.7%

Revenue $1.06B, +11,9% YoY; Operating income +17,1% YoY.

• ▍Revenue $1.06B, +11,9% YoY
• ▍Operating income +17,1% YoY
• ▍Net income −98,4% YoY
• ▍Free cash flow −10,7% YoY
• ▍Net margin 0.0%

Revenue $944.8M, +9,1% YoY; Operating income +434,8% YoY.

• ▍Revenue $944.8M, +9,1% YoY
• ▍Operating income +434,8% YoY
• ▍Net income +128,3% YoY
• ▍Free cash flow +1 143,9% YoY
• ▍Net margin 2.8%

Revenue $866.4M, +10,7% YoY; Operating income −146,1% YoY.

• ▍Revenue $866.4M, +10,7% YoY
• ▍Operating income −146,1% YoY
• ▍Net income −340,8% YoY
• ▍Free cash flow −108,3% YoY
• ▍Net margin -10.7%

Revenue $782.4M, +13,7% YoY; Operating income +132,5% YoY.

• ▍Revenue $782.4M, +13,7% YoY
• ▍Operating income +132,5% YoY
• ▍Net income +115,4% YoY
• ▍Free cash flow +127,1% YoY
• ▍Net margin 4.9%