Human.Bk
HUMAN.BK provides software solutions and IT services, primarily generating revenue through the sale and licensing of its software products and services.
Business. HUMAN.BK provides software solutions and IT services, primarily generating revenue through the sale and licensing of its software products and services.
Analyst recommendations
1 analysts · consensus BuyAt a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
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Upcoming catalysts
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- Peers
- EarningsQ2 2026 earnings (expected)2026-07-28 · estimated · ServiceNow (NOW)
- EarningsQ2 2026 earnings (expected)2026-08-28 · estimated · Salesforce (CRM)
- Macro
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-07-08 · AU
- Rate decisionBank of Canada rate decision (press conf.)2026-07-15 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-07-16 · EU
- Rate decisionBank of Japan rate decision (press conf.)2026-07-16 · JP
- Rate decisionFederal Reserve rate decision (press conf.)2026-07-29 · US
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
HUMAN.BK provides software solutions and IT services, primarily generating revenue through the sale and licensing of its software products and services.
HUMAN.BK maintains a strong liquidity position, with a current ratio of 2.25 and cash and equivalents amounting to 531.69 million THB. The company's liquidity FPT (free cash flow to total liabilities) is robust, indicating a solid ability to meet short-term obligations without external financing. The debt-to-equity ratio of 0.04 suggests a conservative capital structure, with minimal reliance on debt financing.
In terms of profitability, HUMAN.BK's return on equity (ROE) of 10.37% and return on assets (ROA) of 8.81% outperform the typical benchmarks for the software industry, which often hover around 10% and 5%, respectively. The company's operating margin of 26.3% and net margin of 22.7% are also strong, indicating efficient cost management and pricing power.
The company's revenue is concentrated in a single business segment, with no disclosed geographic diversification. This lack of diversification could pose a concentration risk, as the company's performance is heavily dependent on the success of its primary software and IT services offerings.
HUMAN.BK's growth trajectory is positive, with a current FY outlook indicating a revenue increase. The company's free cash flow of 142.39 million THB and operating cash flow of 402.54 million THB support its ability to fund operations and invest in growth initiatives. The price-to-earnings ratio of 10.94 and price-to-book ratio of 1.13 suggest the stock is reasonably valued relative to its earnings and book value.
The risk assessment for HUMAN.BK indicates low liquidity and dilution risks. The company has no immediate filing-based liquidity or dilution flags, and the dilution potential is low. The conservative capital structure and strong cash reserves further mitigate financial risk.
Recent events and filings do not indicate any significant changes in the company's operations or financial strategy. The company's strong analyst ratings, with a mean recommendation of 1.00 (strong buy), suggest positive sentiment among financial analysts. The mean price target of 9.80 THB is significantly higher than the current market price of 4.52 THB, indicating potential for capital appreciation.
- HUMAN.BK has a strong liquidity position with a current ratio of 2.25 and significant cash reserves.
- The company's profitability metrics, including ROE of 10.37% and ROA of 8.81%, are above industry benchmarks.
- HUMAN.BK's revenue is concentrated in a single business segment, posing a concentration risk.
- The company's conservative capital structure, with a debt-to-equity ratio of 0.04, reduces financial risk.
- Analysts have a strong buy rating for HUMAN.BK, with a mean price target of 9.80 THB.
- The company's valuation metrics, such as a P/E ratio of 10.94, suggest it is reasonably priced.
Bull / Bear case
analysis pipelineIn focus — financials by report
Valuation
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | 0,46 |
| Revenue | —no estimate | —no estimate | 1,7B THB |
| Operating income | —no estimate | —no estimate | 496,0M THB |
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- No immediate filing-based liquidity or dilution flags were detected.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
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- ESG data
- Ev To Operating Cash Flowenterprise_value / operating_cash_flow
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- Price To Earningsmarket_price / (net_income / shares_outstanding_diluted)
- Price To Bookmarket_price / (adjusted_book_value / shares_outstanding_diluted)
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Market Priceinput from market-data provider (delayed close or quote-shim mid)
- HUMAN.BK Market data — financials · 2026-05-28
- Humanica PCL Market data — analyst estimates · 2026-05-28