NS
NSP.O
—
NYSE
Software
Insperity Inc
Last 30 days
1D5D1M3M6MYTD1Y5YMax
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Mcap
1,7B USD
P/E
—
EV / Rev
—
Div yield
—
Op margin
-0,1 %
ROE
-15,2 %
Net margin
-0,1 %
Debt / equity
8,02
Beta
—
52w range
—
Volume
9,9k
Day range
$40,75–$42,90
Prev close
$41,44
Open
$41,78
Next earnings
2026-07-28
Ex-dividend
—
TR 1Y
—
About
Insperity Inc operates as an application software provider within the Software & IT Services sector, generating revenue through technology solutions.
Business. Insperity Inc (NSP.O) is a software company operating within the Application Software industry, primarily utilizing a subscription-based revenue model. The firm is classified under the Technology sector and the Software & IT Services business group. Specific details regarding its operating segments, headquarters location, and primary stock exchange listing are not provided in the available data.
Classification66 %
SectorTechnology
Business sectorSoftware & IT Services
IndustrySoftware
ActivityApplication Software
Generated · model-assisted
Sell-side consensus
—consensus pending
— buy— hold— sell
Avg 12m price target—
At a glance
Score→
42
composite score
Valuation
—
valuation pending
Analysts
—
not yet wired
Ownership→
BlackRock Institutional Trust Company, N.A.
largest disclosed fund holder
Profitability→
-15,2 %
return on equity
Quality→
62
quality score (0-100)
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
— missing data
News & coverage
0Sector rotation
Sector1D1Mvs mkt
Materials+2,2 %+1,6 %+2,4 %
Energy+1,2 %+5,3 %+1,4 %
Real Estate+0,7 %+4,1 %+0,8 %
Health Care+0,6 %−0,5 %+0,8 %
Consumer Discretionary+0,3 %+8,7 %+0,5 %
Information Technology · THIS SECTOR−0,3 %+6,5 %−0,1 %
Financials−0,3 %−4,5 %−0,1 %
Consumer Staples−1,0 %+3,0 %−0,8 %
Utilities−1,5 %−21,2 %−1,3 %
Industrials−1,7 %−2,3 %−1,6 %
Communication Services———
Developing storylines
No tracked sagas currently linked to NSP.O. Browse all sagas →
Analysis
AI analysis
Generated · analysis pipeline · tier hybrid · as of 2026-07-07
↑ At a glance
Opportunity
— missing data
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Company
- EarningsQ2 2026 earnings (expected)2026-07-28 · estimated
- Peers
- EarningsQ2 2026 earnings (expected)2026-07-28 · estimated · ServiceNow (NOW)
- EarningsQ2 2026 earnings (expected)2026-08-28 · estimated · Salesforce (CRM)
- Macro
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-07-08 · AU
- Rate decisionBank of Canada rate decision (press conf.)2026-07-15 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-07-16 · EU
- Rate decisionBank of Japan rate decision (press conf.)2026-07-16 · JP
- Rate decisionFederal Reserve rate decision (press conf.)2026-07-29 · US
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
— missing data
Signals & dispatch
peak dispatch · —
Composite-score breakdown
Score breakdown42
Valuation+15
Sentiment+27
Missing signals−2
Synthesis
Business
Insperity Inc (NSP.O) is a software company operating within the Application Software industry, primarily utilizing a subscription-based revenue model. The firm is classified under the Technology sector and the Software & IT Services business group. Specific details regarding its operating segments, headquarters location, and primary stock exchange listing are not provided in the available data.
Classification66 %
SectorTechnology
Business sectorSoftware & IT Services
IndustrySoftware
ActivityApplication Software
AI synthesis
GENERATEDInsperity Inc maintains a capital structure characterized by high leverage relative to equity, with a debt-to-equity ratio of 8.02. The balance sheet reports total assets of $2.2 billion against total equity of $46 million. Long-term debt stands at $369 million, while cash and equivalents total $642 million. The company holds a market capitalization of $1.2 billion at a share price of $31.82. Liquidity risk is assessed as low, with no immediate filing-based liquidity flags detected. The enterprise value to revenue ratio is 0.14, indicating a compressed valuation multiple relative to sales.
Profitability metrics reflect a near-break-even operating position, with operating income at -$10 million and net income at -$7 million against revenue of $6.8 billion. Return on equity is -15.22% and return on assets is -0.32%. Gross profit is reported at $900 million, yielding a gross margin of approximately 13.2%. Operating cash flow is negative at -$278 million, while capital expenditure is minimal at $31 million. The negative EV/EBITDA of -92.66 underscores the lack of positive earnings before interest, taxes, depreciation, and amortization.
Revenue concentration data by segment or geography is not provided in the available input data. The company operates within the Application Software activity space, but specific product mix or regional exposure details are absent from the current snapshot.
Historical revenue and net income trends for the past five years or eight quarters are not available in the input data. Consequently, growth trajectory analysis cannot be performed based on the provided historical periods table.
Risk assessment indicates low dilution risk and low liquidity risk. Key flags show no immediate filing-based liquidity or dilution concerns. The company has 37.7 million basic and diluted shares outstanding, with no difference between basic and diluted counts, suggesting minimal immediate option or warrant dilution pressure.
Recent events include a significant insider open-market purchase of $10.8 million, representing 241.7 times the insider's trailing median transaction size. This transaction occurred on 2026-06-03 and involved 333,000 shares. Analyst sentiment is neutral, with a mean recommendation of 3.00 (Hold) and a mean price target of $41.67, implying upside from the current price of $31.82. The high price target is $54.00 and the low is $35.00.
Key takeaways
- High debt-to-equity ratio of 8.02 reflects a leveraged capital structure despite substantial cash holdings.
- Negative operating cash flow of -$278 million contrasts with minimal capital expenditures of $31 million.
- Significant insider buying activity ($10.8M) signals potential confidence in near-term valuation.
- Neutral analyst consensus with a mean price target of $41.67 suggests moderate upside potential.
- Compressed EV/Revenue multiple of 0.14 indicates market skepticism regarding current profitability.
Bull / Bear case
Generated · model-assisted— missing data
In focus — financials by report
Valuation
Market price
$44,24
Market cap
$1.20B
Enterprise valueⓘ
$926.6M
P/Eⓘ
—
Non-GAAP P/Eⓘ
—
EV / Revenueⓘ
—
EV / Op incomeⓘ
—
EV / OCFⓘ
—
P / Bⓘ
—
P / Tangible bookⓘ
—
Tangible book
—
Net cashⓘ
$273.0M
Current ratioⓘ
—
Debt / equityⓘ
8.0
ROAⓘ
-0.3%
ROEⓘ
-15.2%
Cash conversionⓘ
3971.0%
CapEx / revenueⓘ
0.5%
SBC / revenueⓘ
—
Dilution ratioⓘ
0.0%
Revenue by segment
Business relationships
Business relationships2 disclosed relationships · 1 type · extracted from filings & disclosures
Vendors2
WORKDAY, INC.WDAY.OVendor90%Source ↗
Supply chain
Vendors → NSP ↔ Partners → Customers · click any node to drill
2 mentions in 10-K0 from corporate websites0 from news dispatches
Updated 2026-06-24Peer comparison
— missing data
Market position
Stress test
— missing data
Predictor forecast
Next quarternear-term
Earnings · next quarterconf 45 %
EPS
Consensus EPS
2,05
Predicted surprise
+0,00
Beat probability
45 %
Analysts
5
Other metrics
Revenue
—
no estimate
Segment revenue
—
no estimate
Margin
—
no estimate
Segment margin
—
no estimate
as of 2026-06-29 · Earnings Surprise V1
Period note: consensus is not fiscal-period-aligned at source — read as consensus vs the last reported actual, not a calibrated same-quarter surprise.
Full fiscal year~1 year ahead
Full fiscal year · our forecast vs guidance vs consensus
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | 2,05 |
| Revenue | —no estimate | —no estimate | 6,9B USD |
| Operating income | —no estimate | —no estimate | 111,7M USD |
Full-year consensus mean (period as reported by source) · consensus in USD. Company-level full-year forecast and management guidance are not yet modelled at scale — shown as "no estimate", never inferred.
Probabilistic model output — not investment advice. · generated 2026-07-07
Options
— missing data
Short squeeze
— missing data
Earnings-call key lines
— missing data
Consensus distribution
sell-side coverageRecommendation distribution5 analysts
Strong buy0
Buy1
Hold3
Sell1
Strong sell0
12-month price target$41,67 · Median $36,00
Low $35,00High $54,00
Operating income · consensus111,7M USD
EPS surprise
−49,9 %
reported vs consensus · miss
Revenue surprise
−1,1 %
reported vs consensus · miss
Estimate revisions
consensus EPS · 26-week trend— missing data
Sell-side observations
Low$35,00
Mean$41,67
Median$36,00
High$54,00
Spot$44,24
−5.8 %implied to mean12-month sell-side price targets · ▲ spot
Themes
— missing data
ESG
— missing data
Risk factors
Dilution riskLow
Liquidity riskLow
Filing-based flags
- No immediate filing-based liquidity or dilution flags were detected.
Benchmarks vs cohort
Op Margin-0,1 %Below median
Net Margin-0,1 %Below median
ROE-15,2 %Bottom quartile
Capex / Rev0,5 %Above P75
D/E8,02Bottom quartile
Cash Conv39,71Best in class
Corporate actions / M&A
— missing data
FX exposure
— missing data
Comparable transactions
— missing data
Derivatives & instruments
Derivative transactions
Net disposed 5 599 sh3 exercises3 insiders
- EVP, Finance, CFO & Treasurer · Phantom Stock Performance Units (Stock Settled) → Common StockDisposed 463exercise · 2026-02-17
- President and COO · Phantom Stock Performance Units (Stock Settled) → Common StockDisposed 961exercise · 2026-02-17
- Director, Chairman of the Board & CEO · Phantom Stock Performance Units (Stock Settled) → Common StockDisposed 4 175exercise · 2026-02-17
Actions
Ask Handelsavisen
— missing data
Data sources
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Reference data
How metrics are computed
- Cash Conversion Ratiooperating_cash_flow / net_income
- Return On Assetsnet_income / total_assets
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Return On Equitynet_income / total_equity
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Market Capmarket_price * shares_outstanding_diluted
Source documents
- Insperity, Inc. Market data — financials · 2026-06-29
- smart_money_abnormal (smartmoney_abnormal) on NSP.O · 2026-06-29
- Insperity Inc Market data — analyst estimates · 2026-06-29
- Insperity Inc HA canonical relationships · 2026-06-29
Ownership & reference
Top holders
- Investment Managers · as of 2024-06-300,01 %$476M
- Funds · as of 2026-03-310,01 %$65M
- Investment Managers · as of 2026-03-310,01 %$39M
- Investment Managers · as of 2026-03-310,01 %$45M
- Investment Managers · as of 2026-03-310,00 %$8M
- Investment Managers · as of 2026-03-310,00 %$16M
- Investment Managers · as of 2024-12-310,00 %$11M
- Investment Managers · as of 2026-03-310,00 %$5M
- Institutional Investor · as of 2026-03-310,00 %$5M
- Investment Managers · as of 2025-12-310,00 %$157M
- Investment Managers · as of 2026-03-310,00 %$3M
- Investment Managers · as of 2026-03-310,00 %$23M
- Investment Managers · as of 2026-03-310,00 %$8M
- Investment Managers · as of 2026-03-310,00 %$10M
- Investment Managers · as of 2026-03-310,00 %$38M
- Brokerage Firms · as of 2026-03-310,00 %$6M
- Investment Managers · as of 2026-03-310,00 %$2M
- Institutional Investor · as of 2026-03-310,00 %$6M
- Investment Managers · as of 2026-03-310,00 %$12M
- Institutional Investor · as of 2026-03-310,00 %$3M
- Investment Managers · as of 2026-03-310,00 %$2M
- Institutional Investor · as of 2026-03-310,00 %$0M
- Brokerage Firms · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
- Institutional Investor · as of 2026-03-310,00 %$1M
Insider activity
Net buying12 buys · 0 sellsnet $15,7M15 insiders · last 365d
- Director, Chairman of the Board & CEO · Common StockBought 233 000 @ $34,05$7,9M · 2026-06-03
- Director · Common StockOther 6 201 · 2026-05-18
- Director · Common StockOther 6 201 · 2026-05-18
- Director · Common StockOther 6 201 · 2026-05-18
- Director · Common StockOther 6 201 · 2026-05-18
- Director · Common StockOther 6 201 · 2026-05-18
- Director · Common StockOther 6 201 · 2026-05-18
- Director · Common StockOther 6 201 · 2026-05-18
- Director · Common StockOther 6 201 · 2026-05-18
- Director · Common StockOther 6 201 · 2026-05-18
- Director · Common StockOther 6 201 · 2026-05-18
- Director, Chairman of the Board & CEO · Common StockBought 400 @ $30,00$12K · 2026-05-05
- Director, Chairman of the Board & CEO · Common StockBought 50 057 @ $28,20$1,4M · 2026-05-05
- Director, Chairman of the Board & CEO · Common StockBought 49 543 @ $29,26$1,4M · 2026-05-05
- Director, Chairman of the Board & CEO · Common StockBought 2 009 @ $23,93$48K · 2026-03-19
- Director, Chairman of the Board & CEO · Common StockBought 22 991 @ $23,57$542K · 2026-03-19
- Director, Chairman of the Board & CEO · Common StockBought 160 000 @ $23,22$3,7M · 2026-03-18
- Director, Chairman of the Board & CEO · Common StockBought 2 000 @ $22,98$46K · 2026-03-17
- Director, Chairman of the Board & CEO · Common StockBought 14 987 @ $22,53$338K · 2026-03-17
- Director · Common StockBought 1 200 @ $19,90$24K · 2026-03-11
- SVP Legal, Gen Counsel & Sec · Common StockBought 1 250 @ $19,28$24K · 2026-03-11
- EVP, Finance, CFO & Treasurer · Common StockBought 10 000 @ $20,45$204K · 2026-03-10
- EVP, Finance, CFO & Treasurer · Common StockOther 154 · 2026-03-03
- Director, Chairman of the Board & CEO · Common StockOther 2 057 @ $21,13$43K · 2026-03-03
- Director, Chairman of the Board & CEO · Common StockOther 1 384 · 2026-03-03
Short positioning
4.4Mshares short+5.0% vs prior
5.83days to cover
44.4%short of daily vol
35fails-to-deliver
as of 2026-06-15 · short-interest report (free)
Geographic breakdown
— missing data
Listings · one canonical issuer
all listings resolve to the canonical
NSP.OCanonical
NYSE · USD
Intel & risk
peak dispatch · —
OSINT findings
Dilution riskLow
Liquidity riskLow
No immediate filing-based liquidity or dilution flags were detected.
Relationship graph
This companyPeerSectorVendors
Evidence & claims
From filings & derived data- Net income (YoY) (2025-12-31 vs 2024-12-31): -107.7%Derived (calculated)
- Operating income (YoY) (2025-12-31 vs 2024-12-31): -108.5%Derived (calculated)
- Operating cash flow (YoY) (2025-12-31 vs 2024-12-31): -153.5%Derived (calculated)
- Total assets (YoY) (2025-12-31 vs 2024-12-31): -15.2%Derived (calculated)
- Shareholders' equity (YoY) (2025-12-31 vs 2024-12-31): -52.6%Derived (calculated)
- EPS (diluted) (YoY) (2025-12-31 vs 2024-12-31): -107.9%Derived (calculated)
- Revenue (YoY) (2025-12-31 vs 2024-12-31): 3.5%Derived (calculated)
- Gross profit (YoY) (2025-12-31 vs 2024-12-31): -14.4%Derived (calculated)
- Long-term debt (YoY) (2025-12-31 vs 2024-12-31): 0.0%Derived (calculated)
- Net margin (FY 2025-12-31): -0.1%Derived (calculated)
- EPS (basic) (YoY) (2025-12-31 vs 2024-12-31): -107.8%Derived (calculated)
- Cash & equivalents (YoY) (2025-12-31 vs 2024-12-31): -38.2%Derived (calculated)
- Capex (YoY) (2025-12-31 vs 2024-12-31): -18.4%Derived (calculated)
- Current ratio (FY 2025-12-31): 1.06xDerived (calculated)
- Return on assets (FY 2025-12-31): -0.3%Derived (calculated)
- Return on equity (FY 2025-12-31): -15.2%Derived (calculated)
- Gross margin (FY 2025-12-31): 13.2%Derived (calculated)
- Operating cash flow (annual): USD -278MSEC XBRL filing
- Pre-tax income (annual): USD -4MSEC XBRL filing
- Operating income (annual): USD -10MSEC XBRL filing
- Shares outstanding (annual): 37.7MSEC XBRL filing
- EPS (basic) (annual): USD-PER-SHARES -0SEC XBRL filing
- Gross profit (annual): USD 900MSEC XBRL filing
- Revenue (annual): USD 6.81BSEC XBRL filing
Showing 24 of 60 surfaced claims.
Atomic claims from regulatory filings and derived calculations. Provenance shown as source kind only.
The Thread
Everything we know, in order2026-07-28EVENTUpcomingQ2 2026 earnings (expected) estimated date
2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (90d)
2026-06-03 00:00 UTCINSIDER1 insider transaction — 2026-06 · net buy $7.9M
2026-06-03INSIDERSARVADI PAUL J bought 233.0k sh — Director, Chairman of the Board & CEO ~$7.93M
2026-05-18 00:00 UTCINSIDER13 insider transactions — 2026-05 · net buy $2.9M
2026-05-18INSIDERLumelleau John L transacted 6.2k sh — Director
2026-05-18INSIDERKAUFMAN CAROL R transacted 6.2k sh — Director
2026-05-18INSIDERJONES ELI transacted 6.2k sh — Director
2026-05-18INSIDERCLIFFORD TIM transacted 6.2k sh — Director
2026-05-18INSIDERRAWSON RICHARD G transacted 6.2k sh — Director
2026-05-18INSIDERMehl Randall transacted 6.2k sh — Director
2026-05-18INSIDERWILMINGTON PHILIP W transacted 6.2k sh — Director
2026-05-18INSIDERRamchand Latha transacted 6.2k sh — Director
2026-05-18INSIDERMORPHY JOHN M transacted 6.2k sh — Director
2026-05-18INSIDERMASTERSON ELLEN H transacted 6.2k sh — Director
2026-05-05INSIDERSARVADI PAUL J bought 400 sh — Director, Chairman of the Board & CEO ~$12k
2026-05-05INSIDERSARVADI PAUL J bought 50.1k sh — Director, Chairman of the Board & CEO ~$1.41M
2026-05-05INSIDERSARVADI PAUL J bought 49.5k sh — Director, Chairman of the Board & CEO ~$1.45M
2026-03-19 00:00 UTCINSIDER29 insider transactions — 2026-03 · net buy $4.6M
2026-03-19INSIDERSARVADI PAUL J bought 2.0k sh — Director, Chairman of the Board & CEO ~$48k
2026-03-19INSIDERSARVADI PAUL J bought 23.0k sh — Director, Chairman of the Board & CEO ~$542k
2026-03-18INSIDERSARVADI PAUL J bought 160.0k sh — Director, Chairman of the Board & CEO ~$3.72M
2026-03-17INSIDERSARVADI PAUL J bought 2.0k sh — Director, Chairman of the Board & CEO ~$46k
2026-03-17INSIDERSARVADI PAUL J bought 15.0k sh — Director, Chairman of the Board & CEO ~$338k
2026-03-11INSIDERMASTERSON ELLEN H bought 1.2k sh — Director ~$24k
2026-03-11INSIDERCallens Christian P bought 1.2k sh — SVP Legal, Gen Counsel & Sec ~$24k
2026-03-10INSIDERALLISON JAMES D bought 10.0k sh — EVP, Finance, CFO & Treasurer ~$204k
2026-03-03INSIDERALLISON JAMES D transacted 154 sh — EVP, Finance, CFO & Treasurer
2026-03-03INSIDERSARVADI PAUL J transacted 2.1k sh — Director, Chairman of the Board & CEO ~$43k
2026-03-03INSIDERSARVADI PAUL J transacted 1.4k sh — Director, Chairman of the Board & CEO
2026-02-17 00:00 UTCINSIDER6 insider transactions — 2026-02 3 derivative
2026-02-17INSIDERALLISON JAMES D disposed of 463 sh Phantom Stock Performance Units (Stock Settled) — EVP, Finance, CFO & Treasurer
2026-02-17INSIDERARIZPE ARTHUR A disposed of 961 sh Phantom Stock Performance Units (Stock Settled) — President and COO
2026-02-17INSIDERSARVADI PAUL J disposed of 4.2k sh Phantom Stock Performance Units (Stock Settled) — Director, Chairman of the Board & CEO
Showing the 40 most recent of 50 entries.
The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.
Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-07-07
Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data · Reference data
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