PS
PSFE.K
—
NYSE
Financial Technology (Fintech)
Paysafe Ltd
Last 30 days
1D5D1M3M6MYTD1Y5YMax
Live price chart loads from the market-data widget.
Mcap
352,1M USD
P/E
—
EV / Rev
—
Div yield
—
Op margin
4,2 %
ROE
-27,9 %
Net margin
-10,7 %
Debt / equity
3,99
Beta
—
52w range
—
Volume
—
Day range
—
Prev close
$7,65
Open
$7,68
Next earnings
2026-07-28
Ex-dividend
—
TR 1Y
—
About
Paysafe Ltd provides digital payment solutions and financial technology services, enabling businesses and consumers to transact globally through its platforms.
Business. Paysafe Ltd (PSFE.K) is a financial technology company that operates within the fintech and infrastructure sector. The firm generates revenue primarily through a fee-income model, consistent with industry peers in payment processing and financial data services. Specific details regarding the company's operating segments, headquarters location, and primary stock exchange listing are not provided in the available data. Consequently, the business is described at the industry level as a participant in the broader financial technology landscape.
Classification92 %
SectorTechnology
Business sectorFinancial Technology (Fintech) & Infrastructure
IndustryFinancial Technology (Fintech)
Generated · model-assisted
Sell-side consensus
HOLD6 analysts
1 buy4 hold1 sell
Avg 12m price target10,04
Analyst recommendations
6 analysts · consensus HoldBuy1
Hold4
Sell1
12-month price target
10,04
Consensus of sell-side coverage.
At a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
— missing data
News & coverage
0Sector rotation
Sector1D1Mvs mkt
Materials+2,2 %+1,6 %+2,4 %
Energy+1,2 %+5,3 %+1,4 %
Real Estate+0,7 %+4,1 %+0,8 %
Health Care+0,6 %−0,5 %+0,8 %
Consumer Discretionary+0,3 %+8,7 %+0,5 %
Information Technology · THIS SECTOR−0,3 %+6,5 %−0,1 %
Financials−0,3 %−4,5 %−0,1 %
Consumer Staples−1,0 %+3,0 %−0,8 %
Utilities−1,5 %−21,2 %−1,3 %
Industrials−1,7 %−2,3 %−1,6 %
Communication Services———
Developing storylines
No tracked sagas currently linked to PSFE.K. Browse all sagas →
Analysis
AI analysis
Generated · analysis pipeline · tier hybrid · as of 2026-07-07
↑ At a glance
Opportunity
— missing data
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Company
- EarningsQ2 2026 earnings (expected)2026-07-28 · estimated
- Macro
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-07-08 · AU
- Rate decisionBank of Canada rate decision (press conf.)2026-07-15 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-07-16 · EU
- Rate decisionBank of Japan rate decision (press conf.)2026-07-16 · JP
- Rate decisionFederal Reserve rate decision (press conf.)2026-07-29 · US
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
— missing data
Signals & dispatch
peak dispatch · —
Composite-score breakdown
Composite score60 / 100
Composite score 0-100 · Data quality 0,59
Data quality0,59 / 1.00
Synthesis
Business
Paysafe Ltd (PSFE.K) is a financial technology company that operates within the fintech and infrastructure sector. The firm generates revenue primarily through a fee-income model, consistent with industry peers in payment processing and financial data services. Specific details regarding the company's operating segments, headquarters location, and primary stock exchange listing are not provided in the available data. Consequently, the business is described at the industry level as a participant in the broader financial technology landscape.
Classification92 %
SectorTechnology
Business sectorFinancial Technology (Fintech) & Infrastructure
IndustryFinancial Technology (Fintech)
AI synthesis
GENERATEDPaysafe operates with a capital structure that is highly leveraged, with a debt-to-equity ratio of 3.99, indicating a significant reliance on debt financing. The company's liquidity position is moderate, as evidenced by a current ratio of 1.24, which suggests it can cover its short-term obligations but with limited buffer. The company's price-to-book ratio of 0.58 indicates that the market values the company at a discount to its book value, which may reflect concerns about its asset quality or future earnings potential.
In terms of profitability, Paysafe is underperforming relative to industry norms, with a negative return on equity of -27.86% and a negative return on assets of -3.8%. These figures suggest that the company is not generating sufficient returns to cover its cost of capital or to justify its asset base. The company's net income is negative at -$182.5 million, which is a significant concern for investors and stakeholders.
Paysafe's revenue is not segmented by geographic region or product line in the provided data, making it difficult to assess the company's exposure to specific markets or the performance of its various offerings. However, the company's operations are likely to be influenced by global economic conditions and regulatory environments, given the nature of its business.
The company's growth trajectory is uncertain, as the provided data does not include specific revenue growth figures or outlooks for the current or next fiscal year. The negative net income and the company's high debt load may constrain its ability to invest in growth initiatives or to withstand economic downturns.
The risk assessment for Paysafe indicates a medium liquidity risk and a low dilution risk. The company's net cash position is negative after accounting for total debt, which could limit its flexibility in managing short-term obligations or pursuing strategic opportunities. The low dilution risk suggests that the company is not expected to issue a significant number of new shares in the near term, which is a positive sign for existing shareholders.
Recent events and filings do not provide specific details about the company's strategic direction or operational performance. However, the company's financial results and risk profile suggest that it may be facing challenges in maintaining profitability and managing its debt obligations.
Key takeaways
- Paysafe has a high debt-to-equity ratio of 3.99, indicating a significant reliance on debt financing.
- The company's return on equity is negative at -27.86%, suggesting poor profitability relative to its equity base.
- Paysafe's liquidity position is moderate, with a current ratio of 1.24, indicating limited buffer to cover short-term obligations.
- The company's net income is negative at -$182.5 million, raising concerns about its financial health and sustainability.
- The risk assessment indicates a medium liquidity risk and a low dilution risk for Paysafe.
Bull / Bear case
Generated · model-assisted— missing data
In focus — financials by report
Valuation
Market price
$6,87
Market cap
$382.9M
Enterprise valueⓘ
$2.75B
P/Eⓘ
—
Non-GAAP P/Eⓘ
—
EV / Revenueⓘ
—
EV / Op incomeⓘ
—
EV / OCFⓘ
11.6x
P / Bⓘ
0.6x
P / Tangible bookⓘ
0.6x
Tangible book
$655.0M
Net cashⓘ
-$2.37B
Current ratioⓘ
1.2
Debt / equityⓘ
4.0
ROAⓘ
-3.8%
ROEⓘ
-27.9%
Cash conversionⓘ
-129.0%
CapEx / revenueⓘ
-6.3%
SBC / revenueⓘ
—
Dilution ratioⓘ
0.0%
Revenue by segment
Digital Wallets—
low · business_description · 2026-07-03
Merchant Acquiring & Payments—
low · business_description · 2026-07-03
Business relationships
— missing data
Supply chain
— missing data
Peer comparison
Peer comparison7 peers · vs PSFE · multiples and returns
IN
INTU—
INTUIT INC.
$272,23
75,3B USDP/E
39,7x
— vs self
Div yield
1,2 %
— vs self
ROE
12,7 %
+40,6 vs self
FI
FIS—
Fidelity National Info Serv
—
—P/E
—
— vs self
Div yield
—
— vs self
ROE
—
— vs self
HO
HOOD—
ROBINHOOD MARKETS, INC.
$115,49
104,0B USDP/E
353,0x
— vs self
Div yield
—
— vs self
ROE
2,6 %
+30,5 vs self
CH
CHYM—
Chime Financial Inc
$21,25
8,1B USDP/E
—
— vs self
Div yield
—
— vs self
ROE
-72,0 %
-44,2 vs self
PG
PGY—
Pagaya Technologies Ltd
$18,65
1,5B USDP/E
13,0x
— vs self
Div yield
—
— vs self
ROE
16,0 %
+43,8 vs self
PA
PAY—
Paymentus Holdings Inc
—
—P/E
—
— vs self
Div yield
—
— vs self
ROE
—
— vs self
XY
XYF—
XYF
$4,96
—P/E
—
— vs self
Div yield
1,8 %
— vs self
ROE
—
— vs self
Market position
Stress test
— missing data
Predictor forecast
Next quarternear-term
Earnings · next quarterconf 45 %
EPS
Consensus EPS
2,18
Predicted surprise
+0,00
Beat probability
45 %
Analysts
6
Other metrics
Revenue
—
no estimate
Segment revenue
—
no estimate
Margin
—
no estimate
Segment margin
—
no estimate
as of 2026-05-23 · Earnings Surprise V1
Period note: consensus is not fiscal-period-aligned at source — read as consensus vs the last reported actual, not a calibrated same-quarter surprise.
Full fiscal year~1 year ahead
Full fiscal year · our forecast vs guidance vs consensus
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | 2,18 |
| Revenue | —no estimate | —no estimate | 1,8B USD |
| Operating income | —no estimate | —no estimate | 131,6M USD |
Full-year consensus mean (period as reported by source) · consensus in USD. Company-level full-year forecast and management guidance are not yet modelled at scale — shown as "no estimate", never inferred.
Probabilistic model output — not investment advice. · generated 2026-07-07
Options
— missing data
Short squeeze
— missing data
Earnings-call key lines
— missing data
Consensus distribution
sell-side coverageRecommendation distribution6 analysts
Strong buy1
Buy0
Hold4
Sell1
Strong sell0
12-month price target$10,04 · Median $10,00
Low $7,50High $12,00
Operating income · consensus131,6M USD
EPS surprise
−10,7 %
reported vs consensus · miss
Revenue surprise
−6,0 %
reported vs consensus · miss
Estimate revisions
consensus EPS · 26-week trend— missing data
Sell-side observations
Low$7,50
Mean$10,04
Median$10,00
High$12,00
Spot$6,87
+46.1 %implied to mean12-month sell-side price targets · ▲ spot
Themes
— missing data
ESG
— missing data
Risk factors
Dilution riskLow
Liquidity riskMedium
Filing-based flags
- Net cash is negative after subtracting total debt.
Benchmarks vs cohort
Op Margin4,2 %Below median
Net Margin-10,7 %Below median
ROE-27,9 %Bottom quartile
Capex / Rev-6,3 %Below median
D/E3,99Bottom quartile
Cash Conv-1,29Bottom quartile
Corporate actions / M&A
— missing data
FX exposure
— missing data
Comparable transactions
— missing data
Derivatives & instruments
Derivative transactions
Net acquired 667 392 sh8 exercises8 insiders
- Chief Operating Officer · Restricted Stock → Common StockDisposed 131 781exercise · 2026-04-01
- Chief Financial Officer · Restricted Stock → Common StockAcquired 41 478exercise · 2026-04-01
- Chief Revenue Officer · Restricted Stock → Common StockAcquired 97 088exercise · 2026-04-01
- Chief Transformation Officer · Restricted Stock → Common StockAcquired 31 691exercise · 2026-04-01
- Chief Accounting Officer · Restricted Stock → Common StockAcquired 14 764exercise · 2026-04-01
- Director, Chief Executive Officer · Restricted Stock → Common StockAcquired 438 036exercise · 2026-04-01
- Chief Risk & Compliance Ofcr. · Restricted Stock → Common StockAcquired 89 821exercise · 2026-04-01
- Chief Legal & People Officer · Restricted Stock → Common StockAcquired 86 295exercise · 2026-04-01
Actions
Ask Handelsavisen
— missing data
Data sources
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
How metrics are computed
- Ev To Operating Cash Flowenterprise_value / operating_cash_flow
- Return On Equitynet_income / total_equity
- Price To Bookmarket_price / (adjusted_book_value / shares_outstanding_diluted)
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Market Priceinput from market-data provider (delayed close or quote-shim mid)
- Market Capmarket_price * shares_outstanding_diluted
Source documents
- Paysafe Ltd Market data — financials · 2026-05-29
- Paysafe Ltd Market data — analyst estimates · 2026-05-29
- Paysafe Ltd Market data — ESG · 2026-05-29
Ownership & reference
Top holders
- Investment Managers · as of 2026-03-310,00 %$15M
- Investment Managers · as of 2026-03-310,00 %$3M
- Investment Managers · as of 2024-06-300,00 %$32M
- Investment Managers · as of 2026-03-310,00 %$4M
- Investment Managers · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2024-12-310,00 %$2M
- Investment Managers · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$3M
- Investment Managers · as of 2026-03-310,00 %$1M
- Institutional Investor · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$4M
- Investment Managers · as of 2026-03-310,00 %$1M
- Institutional Investor · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$0M
- Funds · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$1M
- Brokerage Firms · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2025-12-310,00 %$2M
- Investment Managers · as of 2026-03-310,00 %$0M
- Brokerage Firms · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
- Institutional Investor · as of 2026-03-310,00 %$0M
Leadership
- Bruce LowthersChief Executive Officer, Executive Director
Insider activity
Net selling0 buys · 2 sellsnet -$206K17 insiders · last 365d
- Director · Common StockOther 22 157 @ $7,56$168K · 2026-05-26
- Director · Common StockOther 9 080 @ $7,56$69K · 2026-05-26
- Director · Common StockOther 22 157 @ $7,56$168K · 2026-05-26
- Director · Common StockOther 10 414 @ $7,56$79K · 2026-05-26
- Director · Common StockOther 22 157 @ $7,56$168K · 2026-05-26
- Director · Common StockOther 1 241 @ $7,56$9K · 2026-05-26
- Director · Common StockOther 22 157 @ $7,56$168K · 2026-05-26
- Director · Common StockOther 10 414 @ $7,56$79K · 2026-05-26
- Director · Common StockOther 22 157 @ $7,56$168K · 2026-05-26
- Director · Common StockOther 10 040 @ $7,56$76K · 2026-05-26
- Director · Common StockOther 22 157 @ $7,56$168K · 2026-05-26
- Director · Common StockOther 9 708 @ $7,56$73K · 2026-05-26
- Director · Common StockOther 22 157 @ $7,56$168K · 2026-05-26
- Director · Common StockOther 9 708 @ $7,56$73K · 2026-05-26
- Director · Common StockOther 46 297 @ $7,56$350K · 2026-05-26
- Director · Common StockOther 17 056 @ $7,56$129K · 2026-05-26
- Director · Common StockOther 22 157 @ $7,56$168K · 2026-05-26
- Director · Common StockOther 355 @ $7,56$3K · 2026-05-26
- Chief Risk & Compliance Ofcr. · Common StockSold 10 000 @ $7,69$77K · 2026-05-15
- Chief Operating Officer · Common StockOther 131 781 · 2026-04-01
- Chief Operating Officer · Common StockOther 12 106 @ $7,41$90K · 2026-04-01
- Chief Operating Officer · Common StockOther 63 584 @ $6,71$427K · 2026-04-01
- Chief Financial Officer · Common StockOther 41 478 · 2026-04-01
- Chief Financial Officer · Common StockOther 10 099 @ $6,71$68K · 2026-04-01
- Chief Financial Officer · Common StockOther 5 719 @ $7,41$42K · 2026-04-01
Short positioning
3.7Mshares short+8.4% vs prior
12.63days to cover
75.1%short of daily vol
835fails-to-deliver
as of 2026-06-15 · short-interest report (free)
Geographic breakdown
— missing data
Listings · one canonical issuer
all listings resolve to the canonical
PSFE.KCanonical
NYSE · USD
Intel & risk
peak dispatch · —
OSINT findings
Dilution riskLow
Liquidity riskMedium
Net cash is negative after subtracting total debt.
Evidence & claims
From filings & derived data- Total liabilities (YoY) (2025-12-31 vs 2024-12-31): 5.6%Derived (calculated)
- Operating income (YoY) (2025-12-31 vs 2024-12-31): -46.1%Derived (calculated)
- Revenue (YoY) (2025-12-31 vs 2024-12-31): -0.2%Derived (calculated)
- Total assets (YoY) (2025-12-31 vs 2024-12-31): -0.1%Derived (calculated)
- Current ratio (FY 2025-12-31): 1.24xDerived (calculated)
- Capex (YoY) (2025-12-31 vs 2024-12-31): -21.1%Derived (calculated)
- Cash & equivalents (YoY) (2025-12-31 vs 2024-12-31): 15.5%Derived (calculated)
- Cost of revenue (YoY) (2025-12-31 vs 2024-12-31): 3.6%Derived (calculated)
- EPS (basic) (YoY) (2025-12-31 vs 2024-12-31): -972.2%Derived (calculated)
- EPS (diluted) (YoY) (2025-12-31 vs 2024-12-31): -972.2%Derived (calculated)
- Long-term debt (YoY) (2025-12-31 vs 2024-12-31): 10.6%Derived (calculated)
- Operating cash flow (YoY) (2025-12-31 vs 2024-12-31): -7.0%Derived (calculated)
- Cash & equivalents (annual): USD 250.17MSEC XBRL filing
- Revenue (annual): USD 1.7BSEC XBRL filing
- Cost of revenue (annual): USD 741.2MSEC XBRL filing
- EPS (basic) (annual): USD-PER-SHARES -3SEC XBRL filing
- Pre-tax income (annual): USD -72.06MSEC XBRL filing
- Capex (annual): USD 12.58MSEC XBRL filing
- Long-term debt (annual): USD 2.62BSEC XBRL filing
- Interest expense (annual): USD 136.41MSEC XBRL filing
- Total liabilities (annual): USD 4.15BSEC XBRL filing
- Operating income (annual): USD 71.92MSEC XBRL filing
- Total assets (annual): USD 4.8BSEC XBRL filing
- Operating cash flow (annual): USD 236.16MSEC XBRL filing
Showing 24 of 47 surfaced claims.
Atomic claims from regulatory filings and derived calculations. Provenance shown as source kind only.
The Thread
Everything we know, in order2026-07-28EVENTUpcomingQ2 2026 earnings (expected) estimated date
2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (90d)
2026-05-26 00:00 UTCINSIDER19 insider transactions — 2026-05 · net buy $1.0M
2026-05-26INSIDERJabbour Anthony M transacted 22.2k sh — Director ~$168k
2026-05-26INSIDERJabbour Anthony M transacted 9.1k sh — Director ~$69k
2026-05-26INSIDERKEELEY RUPERT transacted 22.2k sh — Director ~$168k
2026-05-26INSIDERKEELEY RUPERT transacted 10.4k sh — Director ~$79k
2026-05-26INSIDERHeiss Marianne transacted 22.2k sh — Director ~$168k
2026-05-26INSIDERHeiss Marianne transacted 1.2k sh — Director ~$9k
2026-05-26INSIDERBrooker Mark transacted 22.2k sh — Director ~$168k
2026-05-26INSIDERBrooker Mark transacted 10.4k sh — Director ~$79k
2026-05-26INSIDERCaride Ignacio transacted 22.2k sh — Director ~$168k
2026-05-26INSIDERCaride Ignacio transacted 10.0k sh — Director ~$76k
2026-05-26INSIDERThompson Peter Benjamin transacted 22.2k sh — Director ~$168k
2026-05-26INSIDERThompson Peter Benjamin transacted 9.7k sh — Director ~$73k
2026-05-26INSIDERTimpone Karin Mullane transacted 22.2k sh — Director ~$168k
2026-05-26INSIDERTimpone Karin Mullane transacted 9.7k sh — Director ~$73k
2026-05-26INSIDERHenson Daniel S transacted 46.3k sh — Director ~$350k
2026-05-26INSIDERHenson Daniel S transacted 17.1k sh — Director ~$129k
2026-05-26INSIDERKollmann Dagmar transacted 22.2k sh — Director ~$168k
2026-05-26INSIDERKollmann Dagmar transacted 355 sh — Director ~$3k
2026-05-15INSIDERSwales Richard sold 10.0k sh — Chief Risk & Compliance Ofcr. ~$77k
2026-04-01 00:00 UTCINSIDER31 insider transactions — 2026-04 · net sell $2.9M 8 derivative
2026-04-01INSIDERAston Roy transacted 131.8k sh — Chief Operating Officer
2026-04-01INSIDERAston Roy transacted 12.1k sh — Chief Operating Officer ~$90k
2026-04-01INSIDERAston Roy transacted 63.6k sh — Chief Operating Officer ~$427k
2026-04-01INSIDERCrawford John Harland transacted 41.5k sh — Chief Financial Officer
2026-04-01INSIDERCrawford John Harland transacted 10.1k sh — Chief Financial Officer ~$68k
2026-04-01INSIDERCrawford John Harland transacted 5.7k sh — Chief Financial Officer ~$42k
2026-04-01INSIDERAston Roy disposed of 131.8k sh Restricted Stock — Chief Operating Officer
2026-04-01INSIDERCrawford John Harland acquired 41.5k sh Restricted Stock — Chief Financial Officer
2026-04-01INSIDERGatto Robert acquired 97.1k sh Restricted Stock — Chief Revenue Officer
2026-04-01INSIDERLee Chi Eun acquired 31.7k sh Restricted Stock — Chief Transformation Officer
2026-04-01INSIDERNahlous Nicole Yvette acquired 14.8k sh Restricted Stock — Chief Accounting Officer
2026-04-01INSIDERLOWTHERS BRUCE F JR acquired 438.0k sh Restricted Stock — Director, Chief Executive Officer
2026-04-01INSIDERSwales Richard acquired 89.8k sh Restricted Stock — Chief Risk & Compliance Ofcr.
Showing the 40 most recent of 50 entries.
The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.
Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-07-07
Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data
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