RM
RM.L
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Software
Rm PLC
Last 30 days
1D5D1M3M6MYTD1Y5YMax
Live price chart loads from the market-data widget.
Mcap
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P/E
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EV / Rev
—
Div yield
0,00 %
Op margin
5,6 %
ROE
7,1 %
Net margin
1,4 %
Debt / equity
2,33
Beta
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52w range
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Volume
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Day range
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Prev close
$36,28
Open
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Next earnings
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Ex-dividend
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TR 1Y
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About
RM.L provides software solutions, primarily generating revenue through software sales and services.
Business. RM.L is a software company operating within the Technology sector, specifically focused on software and IT services. The firm generates revenue through a subscription-based model. Specific details regarding operating segments, headquarters location, and primary stock exchange listings are not available in the provided data.
Classification92 %
SectorTechnology
Business sectorSoftware & IT Services
IndustrySoftware
Generated · model-assisted
Sell-side consensus
BUY1 analysts
1 buy0 hold0 sell
Avg 12m price target184,00
Analyst recommendations
1 analysts · consensus BuyBuy1
Hold0
Sell0
12-month price target
184,00
Consensus of sell-side coverage.
At a glance
Score→
48
composite score
Valuation
—
valuation pending
Analysts→
Buy
1 analysts · indicative
Ownership
—
not yet wired
Profitability→
7,1 %
return on equity
Quality→
60
quality score (0-100)
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
— missing data
News & coverage
0Sector rotation
Sector1D1Mvs mkt
Materials+2,2 %+1,6 %+2,4 %
Energy+1,2 %+5,3 %+1,4 %
Real Estate+0,7 %+4,1 %+0,8 %
Health Care+0,7 %−0,5 %+0,8 %
Consumer Discretionary+0,3 %+8,7 %+0,5 %
Information Technology · THIS SECTOR−0,3 %+6,6 %−0,1 %
Financials−0,3 %−4,5 %−0,1 %
Consumer Staples−1,0 %+3,0 %−0,8 %
Utilities−1,5 %−21,2 %−1,3 %
Industrials−1,7 %−2,3 %−1,6 %
Communication Services———
Developing storylines
No tracked sagas currently linked to RM.L. Browse all sagas →
Analysis
AI analysis
Generated · analysis pipeline · tier hybrid · as of 2026-07-07
↑ At a glance
Opportunity
— missing data
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Peers
- EarningsQ2 2026 earnings (expected)2026-07-28 · estimated · ServiceNow (NOW)
- EarningsQ2 2026 earnings (expected)2026-08-28 · estimated · Salesforce (CRM)
- Macro
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-07-08 · AU
- Rate decisionBank of Canada rate decision (press conf.)2026-07-15 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-07-16 · EU
- Rate decisionBank of Japan rate decision (press conf.)2026-07-16 · JP
- Rate decisionFederal Reserve rate decision (press conf.)2026-07-29 · US
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
— missing data
Signals & dispatch
peak dispatch · —
Composite-score breakdown
Composite score48 / 100
Composite score 0-100 · Data quality 0,60
Data quality0,60 / 1.00
Synthesis
Business
RM.L is a software company operating within the Technology sector, specifically focused on software and IT services. The firm generates revenue through a subscription-based model. Specific details regarding operating segments, headquarters location, and primary stock exchange listings are not available in the provided data.
Classification92 %
SectorTechnology
Business sectorSoftware & IT Services
IndustrySoftware
AI synthesis
GENERATEDRM.L's capital structure is characterized by a debt-to-equity ratio of 2.33, indicating a significant reliance on debt financing. The company's liquidity position is assessed as medium, with a current ratio of 1.12, suggesting limited short-term liquidity cushion. Free cash flow is negative at -3.06 million GBP, while operating cash flow stands at 7.54 million GBP, highlighting a mismatch between operating performance and capital expenditure outflows.
Profitability metrics show a return on equity of 7.09% and a return on assets of 1.51%, both below the typical thresholds for high-margin software firms. Gross profit of 61.87 million GBP represents 38.2% of revenue, but operating income of 9.15 million GBP and net income of 2.19 million GBP indicate a narrowing margin structure. These figures suggest the company is under pressure to maintain profitability amid rising costs or competitive pricing.
RM.L's revenue is concentrated in a single business segment, with no disclosed geographic diversification in the provided data. This lack of segment or geographic diversification increases exposure to sector-specific downturns or regional economic shifts.
The company's growth trajectory is constrained, with no specific revenue growth rates or outlooks provided in the data. However, the negative free cash flow and high debt load suggest capital discipline is a challenge. Analysts have issued a mean recommendation of 2.00, indicating a neutral stance, with no strong buy ratings and only one buy rating.
Risk factors include a medium liquidity risk and a negative net cash position after subtracting total debt. The dilution risk is assessed as low, with no near-term pressure from share issuance or dilution events. The company's capital structure and cash flow dynamics suggest a need for careful monitoring of debt servicing and liquidity management.
Recent events include the publication of the latest financial snapshot, but no specific filings or transcripts are detailed in the provided data. Analysts have issued a uniform price target of 184.00 GBP, with no variance in estimates, suggesting a consensus on valuation.
Key takeaways
- RM.L's capital structure is heavily leveraged, with a debt-to-equity ratio of 2.33.
- The company's profitability is weak, with a return on assets of 1.51% and a return on equity of 7.09%.
- Free cash flow is negative, indicating a mismatch between operating cash flow and capital expenditure.
- Analysts have issued a neutral recommendation, with a mean score of 2.00 and a uniform price target of 184.00 GBP.
- The company lacks geographic and segment diversification, increasing exposure to sector-specific risks.
Bull / Bear case
Generated · model-assisted— missing data
In focus — financials by report
Valuation
Market price
$102,00
Market cap
—
Enterprise valueⓘ
—
P/Eⓘ
—
Non-GAAP P/Eⓘ
—
EV / Revenueⓘ
—
EV / Op incomeⓘ
—
EV / OCFⓘ
—
P / Bⓘ
—
P / Tangible bookⓘ
—
Tangible book
$30.9M
Net cashⓘ
-$72.1M
Current ratioⓘ
1.1
Debt / equityⓘ
2.3
ROAⓘ
1.5%
ROEⓘ
7.1%
Cash conversionⓘ
344.0%
CapEx / revenueⓘ
-6.0%
SBC / revenueⓘ
—
Dilution ratioⓘ
0.0%
Revenue by segment
Business relationships
Business relationships48 disclosed relationships · 1 type · extracted from filings & disclosures
Subsidiaries48
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Supply chain
— missing data
Peer comparison
— missing data
Market position
Stress test
— missing data
Predictor forecast
Next quarternear-term
Earnings · next quarterconf 45 %
EPS
Consensus EPS
0,08
Predicted surprise
+0,00
Beat probability
45 %
Analysts
1
Other metrics
Revenue
—
no estimate
Segment revenue
—
no estimate
Margin
—
no estimate
Segment margin
—
no estimate
as of 2026-05-10 · Earnings Surprise V1
Period note: consensus is not fiscal-period-aligned at source — read as consensus vs the last reported actual, not a calibrated same-quarter surprise.
Full fiscal year~1 year ahead
Full fiscal year · our forecast vs guidance vs consensus
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | 0,08 |
| Revenue | —no estimate | —no estimate | 163,1M GBP |
| Operating income | —no estimate | —no estimate | —no estimate |
Full-year consensus mean (period as reported by source) · consensus in GBP. Company-level full-year forecast and management guidance are not yet modelled at scale — shown as "no estimate", never inferred.
Probabilistic model output — not investment advice. · generated 2026-07-07
Options
— missing data
Short squeeze
— missing data
Earnings-call key lines
— missing data
Consensus distribution
sell-side coverageRecommendation distribution1 analysts
Strong buy0
Buy1
Hold0
Sell0
Strong sell0
12-month price target$184,00 · Median $184,00
Low $184,00High $184,00
EPS surprise
−34,9 %
reported vs consensus · miss
Revenue surprise
−0,6 %
reported vs consensus · miss
Estimate revisions
consensus EPS · 26-week trend— missing data
Sell-side observations
Low$184,00
Mean$184,00
Median$184,00
High$184,00
Spot$102,00
+80.4 %implied to mean12-month sell-side price targets · ▲ spot
Themes
— missing data
ESG
— missing data
Risk factors
Dilution riskLow
Liquidity riskMedium
Filing-based flags
- Net cash is negative after subtracting total debt.
Benchmarks vs cohort
Op Margin5,7 %Above median
Net Margin1,4 %Below median
ROE7,1 %Above median
Capex / Rev-6,0 %Below median
D/E2,33Bottom quartile
Cash Conv3,44Best in class
Corporate actions / M&A
— missing data
FX exposure
— missing data
Comparable transactions
— missing data
Derivatives & instruments
— missing data
Actions
Ask Handelsavisen
— missing data
Data sources
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
How metrics are computed
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Net Cashcash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
- Capex To Revenuecapital_expenditure / revenue
- Return On Equitynet_income / total_equity
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Cash Conversion Ratiooperating_cash_flow / net_income
Source documents
- RM.L Market data — financials · 2026-05-29
- RM PLC Market data — analyst estimates · 2026-05-29
Ownership & reference
Leadership
- Mark CookChief Executive Officer, Executive Director
Insider activity
— missing data
Short positioning
— missing data
Geographic breakdown
— missing data
Listings · one canonical issuer
all listings resolve to the canonical
RM.LCanonical
— · USD
Intel & risk
peak dispatch · —
OSINT findings
Dilution riskLow
Liquidity riskMedium
Net cash is negative after subtracting total debt.
Relationship graph
This companyPeerSectorSubsidiaries
Evidence & claims
From filings & derived data- Capex (YoY) (2025-12-31 vs 2024-12-31): -5.8%Derived (calculated)
- Debt-to-equity (FY 2025-12-31): 4.64xDerived (calculated)
- EPS (diluted) (YoY) (2025-12-31 vs 2024-12-31): 7.5%Derived (calculated)
- Shareholders' equity (YoY) (2025-12-31 vs 2024-12-31): 4.5%Derived (calculated)
- Total assets (YoY) (2025-12-31 vs 2024-12-31): 10.2%Derived (calculated)
- Long-term debt (YoY) (2025-12-31 vs 2024-12-31): 11.6%Derived (calculated)
- Net margin (FY 2025-12-31): 6.9%Derived (calculated)
- Return on equity (FY 2025-12-31): 11.9%Derived (calculated)
- Return on assets (FY 2025-12-31): 2.1%Derived (calculated)
- Operating cash flow (YoY) (2025-12-31 vs 2024-12-31): 14.9%Derived (calculated)
- Total liabilities (YoY) (2025-12-31 vs 2024-12-31): 11.5%Derived (calculated)
- Net income (YoY) (2025-12-31 vs 2024-12-31): 7.7%Derived (calculated)
- EPS (basic) (YoY) (2025-12-31 vs 2024-12-31): 10.0%Derived (calculated)
- Revenue (YoY) (2025-12-31 vs 2024-12-31): 9.7%Derived (calculated)
- Total liabilities (annual): USD 1.73BSEC XBRL filing
- Capex (annual): USD 4.76MSEC XBRL filing
- Total assets (annual): USD 2.1BSEC XBRL filing
- EPS (basic) (annual): USD-PER-SHARES 5SEC XBRL filing
- Long-term debt (annual): USD 1.64BSEC XBRL filing
- Revenue (annual): USD 645.6MSEC XBRL filing
- Pre-tax income (annual): USD 57.78MSEC XBRL filing
- Net income (annual): USD 44.41MSEC XBRL filing
- Operating cash flow (annual): USD 309.07MSEC XBRL filing
- Shareholders' equity (annual): USD 373.09MSEC XBRL filing
Showing 24 of 60 surfaced claims.
Atomic claims from regulatory filings and derived calculations. Provenance shown as source kind only.
The Thread
Everything we know, in order2026-07-28EVENTUpcomingQ2 2026 earnings (expected) estimated date
2026-07-02INSIDERRana Harpreet transacted 17.5k sh — EVP, Chief Fin & Admin Officer
2026-07-02INSIDERAtwood Catherine R transacted 8.3k sh — SVP and General Counsel
2026-07-02INSIDERFisher Brian J. transacted 13.2k sh — EVP, Chief Strat/Dev Officer
2026-07-02INSIDERParmar Manish transacted 10.7k sh — EVP, Chief Credit Risk Officer
2026-07-01INSIDERBarnette Steven B sold 1.6k sh — VP, Chief Accounting Officer ~$67k
2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (90d)
2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (90d)
2026-06-20 00:43 UTCANALYSTAnalyst coverage initiated
2026-06-20 00:43 UTCANALYSTAnalyst coverage initiated
2026-06-20 00:43 UTCANALYSTAnalyst coverage initiated
2026-06-01 00:00 UTCINSIDER1 insider transaction — 2026-06
2026-06-01INSIDERJohnson Sandra K. transacted 1.4k sh — Director
2026-05-26 00:00 UTCINSIDER16 insider transactions — 2026-05 · net sell $141k
2026-05-26INSIDERJohnson Sandra K. sold 1.0k sh — Director ~$36k
2026-05-21INSIDERJohnson Sandra K. transacted 3.6k sh — Director
2026-05-21INSIDERFreiberg Steven J transacted 3.8k sh — Director
2026-05-21INSIDERBrown Jonathan David transacted 3.3k sh Common Stock, par value $0.10 per share ("Common Stock") — Director
2026-05-21INSIDERBASSWOOD CAPITAL MANAGEMENT, L.L.C. transacted 3.3k sh Common Stock, par value $0.10 per share ("Common Stock") — Director, 10% owner, Director-by-Deputization
2026-05-21INSIDERBooth Julie transacted 3.8k sh — Director
2026-05-21INSIDERContreras-Sweet Maria transacted 3.8k sh — Director
2026-05-21INSIDERDunn Michael R transacted 3.6k sh — Director
2026-05-21INSIDERPalomares Carlos transacted 4.3k sh — Director
2026-05-21INSIDERCampos Roel C transacted 3.6k sh — Director
2026-05-13INSIDERAtwood Catherine R transacted 6.4k sh — SVP and General Counsel
2026-05-13INSIDERFisher Brian J. transacted 5.1k sh — EVP, Chief Strat/Dev Officer
2026-05-13INSIDERLamba Lakhbir S. transacted 36.6k sh — Director, President and CEO
2026-05-13INSIDERParmar Manish transacted 5.1k sh — EVP, Chief Credit Risk Officer
2026-05-13INSIDERRana Harpreet transacted 14.6k sh — EVP, Chief Fin & Admin Officer
2026-05-11INSIDERAtwood Catherine R sold 3.0k sh — SVP and General Counsel ~$105k
2026-04-29 00:00 UTCINSIDER17 insider transactions — 2026-04 · net sell $4.0M 1 derivative
2026-04-29INSIDERForager Fund, L.P. sold 2.9k sh Common Stock, par value $0.10 per share — 10% owner ~$112k
2026-04-28INSIDERForager Fund, L.P. sold 2.1k sh Common Stock, par value $0.10 per share — 10% owner ~$83k
2026-04-21INSIDERForager Fund, L.P. sold 5.8k sh Common Stock, par value $0.10 per share — 10% owner ~$233k
2026-04-15INSIDERFisher Brian J. disposed of 8.9k sh Employee Stock Option (right to buy) — EVP, Chief Strat/Dev Officer
Showing the 40 most recent of 48 entries.
The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.
Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-07-07
Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data
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