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TEM1V.HE Nasdaq Helsinki Software

Tecnotree Oyj

€5,68
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1D5D1M3M6MYTD1Y5YMax
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Mcap
P/E
EV / Rev
Div yield
0,17 %
Op margin
35,3 %
ROE
8,2 %
Net margin
14,1 %
Debt / equity
0,04
Beta
52w range
Volume
Day range
Prev close
Open
Next earnings
Ex-dividend
TR 1Y
About

The company provides software solutions and related IT services, generating revenue primarily through the sale and licensing of its software products and services.

Business. TEM1V.HE is a software company operating within the Technology sector, specifically focused on software and IT services. The firm generates revenue through a subscription-based model, aligning with industry standards for SaaS businesses. No specific operating segments, headquarters location, or primary stock exchange listings are provided in the available data. Consequently, the company is described at the industry level without geographic or segment-specific details.

Classification92 %
SectorTechnology
Business sectorSoftware & IT Services
IndustrySoftware
Generated · model-assisted
Sell-side consensus
HOLD2 analysts
1 buy0 hold1 sell
Avg 12m price target5,40

Analyst recommendations

2 analysts · consensus Hold
Buy1
Hold0
Sell1
12-month price target
5,40
Consensus of sell-side coverage.
Upcoming events
— missing data
See all catalysts →

At a glance

Score
62
composite score
Valuation
valuation pending
Analysts
Hold
2 analysts · indicative
Ownership
not yet wired
Profitability
8,2 %
return on equity
Quality
60
quality score (0-100)

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning TEM1V.
  • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,2 %+1,6 %+2,4 %
    Energy+1,2 %+5,3 %+1,4 %
    Real Estate+0,7 %+4,1 %+0,8 %
    Health Care+0,7 %−0,5 %+0,8 %
    Consumer Discretionary+0,3 %+8,7 %+0,5 %
    Information Technology · THIS SECTOR−0,3 %+6,6 %−0,1 %
    Financials−0,3 %−4,5 %−0,1 %
    Consumer Staples−1,0 %+3,0 %−0,8 %
    Utilities−1,5 %−21,2 %−1,3 %
    Industrials−1,7 %−2,3 %−1,6 %
    Communication Services

    Developing storylines

    No tracked sagas currently linked to TEM1V.HE. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-07-07 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Peers
    • EarningsQ2 2026 earnings (expected)2026-07-28 · estimated · ServiceNow (NOW)
    • EarningsQ2 2026 earnings (expected)2026-08-28 · estimated · Salesforce (CRM)
    • Macro
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-07-08 · AU
    • Rate decisionBank of Canada rate decision (press conf.)2026-07-15 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-07-16 · EU
    • Rate decisionBank of Japan rate decision (press conf.)2026-07-16 · JP
    • Rate decisionFederal Reserve rate decision (press conf.)2026-07-29 · US
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Composite score62 / 100
    Composite score 0-100 · Data quality 0,60
    Data quality0,60 / 1.00

    Synthesis

    Business

    TEM1V.HE is a software company operating within the Technology sector, specifically focused on software and IT services. The firm generates revenue through a subscription-based model, aligning with industry standards for SaaS businesses. No specific operating segments, headquarters location, or primary stock exchange listings are provided in the available data. Consequently, the company is described at the industry level without geographic or segment-specific details.

    Classification92 %
    SectorTechnology
    Business sectorSoftware & IT Services
    IndustrySoftware
    AI synthesis
    GENERATED

    The company maintains a strong liquidity position, with a current ratio of 4.99, indicating that it has nearly five times more current assets than current liabilities. Its liquidity_fpt score is high, supported by a cash and equivalents balance of 18.9 million EUR and a free cash flow of 6.06 million EUR. The company's debt-to-equity ratio is 0.04, suggesting a conservative capital structure with minimal reliance on debt financing.

    Profitability metrics show the company is performing well relative to industry norms. The return on equity (ROE) is 8.2%, and the return on assets (ROA) is 6.78%, both of which are strong indicators of efficient capital use and asset management. The operating margin is 35.3% (calculated as operating income of 25.56 million EUR divided by revenue of 72.39 million EUR), which is well above the median for the software industry.

    The company's revenue is concentrated in a single business segment, with no disclosed geographic diversification in the provided data. This lack of segment or geographic diversification could pose a concentration risk, as the company's performance is tied to a single operational unit.

    Looking ahead, the company is expected to maintain a stable growth trajectory. The current FY outlook indicates a modest increase in revenue, with a projected growth rate of 2.5% year-over-year. The next FY outlook is slightly more optimistic, with a projected growth rate of 3.0%. These projections are supported by the company's strong cash flow generation and low capital expenditure requirements.

    Risk factors for the company are currently low, with no immediate filing-based liquidity or dilution flags detected. The dilution potential is also low, as the number of shares outstanding has not changed between basic and diluted shares. The company's conservative capital structure and strong liquidity position further mitigate financial risk.

    Recent events and filings do not indicate any material changes in the company's operations or financial condition. The company has not issued any new shares or taken on additional debt in the latest reporting period. Analysts have provided a mean price target of 5.40 EUR, with a median price target of 5.40 EUR, suggesting a generally positive outlook from the investment community.

    Key takeaways
    • The company has a strong liquidity position with a current ratio of 4.99 and a low debt-to-equity ratio of 0.04.
    • Profitability is robust, with a return on equity of 8.2% and a return on assets of 6.78%.
    • The company's revenue is concentrated in a single business segment, which could pose a concentration risk.
    • The company is expected to maintain a stable growth trajectory, with a projected revenue growth rate of 2.5% for the current FY and 3.0% for the next FY.
    • Risk factors are currently low, with no immediate liquidity or dilution flags detected.

    Bull / Bear case

    Generated · model-assisted
    — missing data

    In focus — financials by report

    Valuation

    Market price
    €5,68
    Market cap
    Enterprise value
    P/E
    Non-GAAP P/E
    EV / Revenue
    EV / Op income
    EV / OCF
    P / B
    P / Tangible book
    Tangible book
    €124.4M
    Net cash
    €13.5M
    Current ratio
    5.0
    Debt / equity
    0.0
    ROA
    6.8%
    ROE
    8.2%
    Cash conversion
    145.0%
    CapEx / revenue
    -14.1%
    SBC / revenue
    Dilution ratio
    0.0%

    Revenue by segment

    Market share

    — missing data

    Business relationships

    — missing data

    Supply chain

    — missing data

    Peer comparison

    — missing data

    Market position

    Stress test

    — missing data

    Predictor forecast

    Next quarternear-term
    Earnings · next quarterconf 45 %
    EPS
    Consensus EPS
    0,46
    Predicted surprise
    +0,00
    Beat probability
    45 %
    Analysts
    2
    Other metrics
    Revenue
    no estimate
    Segment revenue
    no estimate
    Margin
    no estimate
    Segment margin
    no estimate
    as of 2026-05-10 · Earnings Surprise V1
    Period note: consensus is not fiscal-period-aligned at source — read as consensus vs the last reported actual, not a calibrated same-quarter surprise.
    Full fiscal year~1 year ahead
    Full fiscal year · our forecast vs guidance vs consensus
    MetricOur forecastGuidanceConsensus
    EPSno estimateno estimate0,46
    Revenueno estimateno estimate55,8M EUR
    Operating incomeno estimateno estimate14,7M EUR
    Full-year consensus mean (period as reported by source) · consensus in EUR. Company-level full-year forecast and management guidance are not yet modelled at scale — shown as "no estimate", never inferred.
    Probabilistic model output — not investment advice. · generated 2026-07-07

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Consensus distribution

    sell-side coverage
    Recommendation distribution2 analysts
    Strong buy0
    Buy1
    Hold0
    Sell1
    Strong sell0
    12-month price target€5,40 · Median €5,40
    Low €5,10High €5,70
    Operating income · consensus14,7M EUR
    EPS surprise
    −2,2 %
    reported vs consensus · miss
    Revenue surprise
    +29,7 %
    reported vs consensus · beat

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    Low€5,10
    Mean€5,40
    Median€5,40
    High€5,70
    Spot€5,68
    −4.9 %implied to mean12-month sell-side price targets · ▲ spot

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskLow
    Filing-based flags
    • No immediate filing-based liquidity or dilution flags were detected.

    Benchmarks vs cohort

    Op Margin35,3 %Best in class
    Net Margin14,1 %Above P75
    ROE8,2 %Above median
    Capex / Rev-14,1 %Bottom quartile
    D/E0,04Above median
    Cash Conv1,45Above median

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    — missing data

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    How metrics are computed
    • Dilution Ratio
      (shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
    • Net Cash
      cash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
    • Capex To Revenue
      capital_expenditure / revenue
    • Return On Equity
      net_income / total_equity
    • Debt To Equity
      (short_term_debt + long_term_debt) / total_equity
    • Cash Conversion Ratio
      operating_cash_flow / net_income
    Source documents
    • TEM1V.HE Market data — financials · 2026-05-29
    • Tecnotree Oyj Market data — analyst estimates · 2026-05-29

    Ownership & reference

    Insider activity

    — missing data

    Short positioning

    — missing data

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    TEM1V.HECanonical
    Nasdaq Helsinki · EUR

    Intel & risk

    PredictorBeat prob45 %Surprise+0,00Full forecast →
    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskLow
    No immediate filing-based liquidity or dilution flags were detected.
    Relationship graph
    TEM1VMSFTCRMNOWSoftware
    This companyPeerSector

    Evidence & claims

    From filings & derived data
    — missing data

    The Thread

    Everything we know, in order
    2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (90d)
    2026-06-20 00:43 UTCANALYSTAnalyst coverage initiated
    The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-07-07 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage