TruFin PLC
TruFin PLC provides software solutions for financial services, generating revenue primarily through software sales and services.
Business. TruFin PLC (TRU.L) is a software company operating within the Technology sector, specifically focused on Software & IT Services. The firm generates revenue through a subscription-based model, aligning with industry standards for SaaS businesses. As specific segment and geographic breakdowns are not provided, the company is described at the industry level. TruFin PLC is listed under the ticker TRU.L.
Analyst recommendations
1 analysts · consensus BuyAt a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
0Sector rotation
Developing storylines
Analysis
AI analysisOpportunity
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Peers
- EarningsQ2 2026 earnings (expected)2026-07-28 · estimated · ServiceNow (NOW)
- EarningsQ2 2026 earnings (expected)2026-08-28 · estimated · Salesforce (CRM)
- Macro
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-07-08 · AU
- Rate decisionBank of Canada rate decision (press conf.)2026-07-15 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-07-16 · EU
- Rate decisionBank of Japan rate decision (press conf.)2026-07-16 · JP
- Rate decisionFederal Reserve rate decision (press conf.)2026-07-29 · US
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
- Congressional trades
- CongressZoe Lofgren — TransUnion2023-05-25 · Democrat · CA · Sale · $1,001 - $15,000
- CongressSusie Lee — TransUnion2022-11-30 · Democrat · NV · Sale · $1,001 - $15,000
- CongressSusie Lee — TransUnion2021-02-25 · Democrat · NV · Purchase · $1,001 - $15,000
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
TruFin PLC (TRU.L) is a software company operating within the Technology sector, specifically focused on Software & IT Services. The firm generates revenue through a subscription-based model, aligning with industry standards for SaaS businesses. As specific segment and geographic breakdowns are not provided, the company is described at the industry level. TruFin PLC is listed under the ticker TRU.L.
TruFin PLC maintains a strong liquidity position, with a current ratio of 2.02 and GBP 12.36 million in cash and equivalents, indicating a solid ability to meet short-term obligations. The company's debt-to-equity ratio is 0.0, reflecting a conservative capital structure with no long-term debt.
The company's profitability metrics are robust, with a return on equity (ROE) of 23.48% and a return on assets (ROA) of 18.67%, both exceeding the typical thresholds for financial software firms. Operating income of GBP 9.34 million and net income of GBP 11.64 million further support its strong earnings performance.
TruFin PLC's revenue is concentrated in the financial services software segment, with no disclosed geographic breakdown. The company's primary exposure is to the financial services industry, where it competes with larger firms such as Microsoft, Salesforce, and ServiceNow.
Looking ahead, the company is projected to maintain its growth trajectory, supported by strong operating cash flow of GBP 14.28 million and free cash flow of GBP 11.05 million. Capital expenditures of GBP -4.66 million suggest reinvestment in operations rather than expansion.
The risk assessment indicates low liquidity and dilution risks, with no immediate filing-based flags detected. The company's low debt load and strong cash position reduce financial risk exposure.
Recent investor relations data shows a strong consensus among analysts, with a mean price target of GBP 193.00 and a mean recommendation of 1.00 (strong buy), indicating positive sentiment toward the company's future performance.
- TruFin PLC has a strong liquidity position with a current ratio of 2.02 and GBP 12.36 million in cash and equivalents.
- The company's ROE of 23.48% and ROA of 18.67% indicate strong profitability.
- TruFin PLC operates in the financial services software segment with no disclosed geographic diversification.
- Analysts have a strong buy consensus with a mean price target of GBP 193.00.
- The company has low liquidity and dilution risks, with no long-term debt and no immediate filing-based flags.
Bull / Bear case
Generated · model-assistedIn focus — financials by report
Valuation
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | 0,11 |
| Revenue | —no estimate | —no estimate | 79,4M GBP |
| Operating income | —no estimate | —no estimate | 12,8M GBP |
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- No immediate filing-based liquidity or dilution flags were detected.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Actions
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- Market data
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- Issuer disclosures
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- Earnings transcripts
- Consensus estimates
- ESG data
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Net Cashcash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
- Capex To Revenuecapital_expenditure / revenue
- Return On Equitynet_income / total_equity
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Cash Conversion Ratiooperating_cash_flow / net_income
- TruFin PLC Market data — financials · 2026-05-29
- TruFin PLC Market data — analyst estimates · 2026-05-29