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TLS.TN Technology Equipment

Tunisie Leasing et Factoring SA

$39,75
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USD
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Last 30 days
1D5D1M3M6MYTD1Y5YMax
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Mcap
P/E
EV / Rev
Div yield
4,03 %
Op margin
ROE
Net margin
Debt / equity
Beta
52w range
Volume
5,8k
Day range
$4,58–$4,89
Prev close
$4,81
Open
$4,84
Next earnings
2026-10-28
Ex-dividend
TR 1Y
About

Tunisie Leasing et Factoring SA provides banking and financial services in Tunisia, generating revenue primarily through leasing, factoring, and other financial intermediation activities.

Business. Tunisie Leasing et Factoring SA (TLS.TN) is a Tunisian company classified within the Technology Equipment industry. The firm operates as a fee-income business, though specific operating segments and geographic details are not disclosed. It is listed under the ticker TLS.TN.

Classification99 %
SectorTechnology
Industry groupTechnology Equipment
Generated · model-assisted
Sell-side consensus
BUY1 analysts
1 buy0 hold0 sell
Avg 12m price target

Analyst recommendations

1 analysts · consensus Buy
Buy1
Hold0
Sell0
12-month price target
Consensus of sell-side coverage.
Upcoming events
  • EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
See all catalysts →

At a glance

Score
not yet scored
Valuation
valuation pending
Analysts
Buy
1 analysts · indicative
Ownership
not yet wired
Profitability
not yet wired
Quality
not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning TLS.
  • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,6 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Information Technology · THIS SECTOR+0,6 %+6,7 %+0,0 %
    Consumer Discretionary+0,4 %+7,6 %−0,2 %
    Financials−0,3 %−2,8 %−0,9 %
    Consumer Staples−0,4 %+2,5 %−1,0 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Industrials−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    No tracked sagas currently linked to TLS.TN. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Company
    • EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Synthesis

    Business

    Tunisie Leasing et Factoring SA (TLS.TN) is a Tunisian company classified within the Technology Equipment industry. The firm operates as a fee-income business, though specific operating segments and geographic details are not disclosed. It is listed under the ticker TLS.TN.

    Classification99 %
    SectorTechnology
    Industry groupTechnology Equipment
    AI synthesis
    GENERATED

    Tunisie Leasing et Factoring SA has a basic capital structure with 10.8 million shares outstanding, both basic and diluted, indicating no dilution from stock options or convertible instruments. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents.

    Profitability metrics are not available in the valuation snapshot, but the company reported an EPS of 3.17 TND in the latest period, below the mean analyst estimate of 5.24 TND. This suggests potential upside in earnings if the company meets expectations, though it does not provide a direct comparison to industry medians or preferred metrics.

    The company operates as a single business segment, with no disclosed geographic diversification beyond Tunisia. This concentration increases exposure to local economic and regulatory conditions.

    Outlook data is not available for the company, but the EPS gap between actual and estimated values implies a potential growth trajectory if the company can close the 3.07 TND per share earnings gap.

    Risk factors include the inability to assess liquidity risk and the absence of detailed capital structure data. Dilution risk is currently low, as there is no evidence of dilutive instruments or recent equity issuance.

    Recent events include the publication of the latest financial snapshot and analyst estimates, but no specific filings or transcripts are available in the source data.

    Key takeaways
    • Tunisie Leasing et Factoring SA has a basic capital structure with no dilution from options or convertibles.
    • The company's EPS of 3.17 TND is below the mean analyst estimate of 5.24 TND, indicating potential upside.
    • The company operates as a single segment with no geographic diversification, increasing exposure to local conditions.
    • Liquidity risk could not be assessed due to missing balance-sheet data and no going-concern language.
    • Analysts have issued one "Buy" recommendation, with no "Strong Buy" or "Sell" ratings.

    Bull / Bear case

    Generated · model-assisted
    — missing data

    In focus — financials by report

    Annual
    ANNUALFiled 2026-04-20
    FY 2026 · Full-year highlights

    Revenue TND 80.7M, −58,7% YoY; Operating income −56,8% YoY.

    RevenueTND 80.7M−58,7 % YoY
    Operating incomeTND 36.8M−56,8 % YoY
    Net incomeTND 24.2M−35,4 % YoY
    Free cash flowTND 2.9M−90,8 % YoY
    EPS
    Operating cash flowTND 18.1M+152,3 % YoY
    Financials
    Income statement
    RevenueTND 80.7M
    Gross profit
    Operating incomeTND 36.8M
    Net incomeTND 24.2M
    Margins
    Gross margin
    Operating margin45.6%
    Net margin30.0%
    FCF margin3.6%
    Balance sheet
    Total assetsTND 1.20B
    Total liabilitiesTND 908.6M
    Total equityTND 289.7M
    Cash & equivalentsTND 7.5M
    Long-term debtTND 703.8M
    Cash flow
    Operating cash flowTND 18.1M
    CapEx-TND 9.0M
    Free cash flowTND 2.9M
    SBC
    P&L flow · revenue → net income
    Revenue TND 80.7MOperating costs TND 43.9MTax TND 12.6MNet income TND 24.2M
    Highlights
    • Revenue TND 80.7M, −58,7% YoY
    • Operating income −56,8% YoY
    • Net income −35,4% YoY
    • Free cash flow −90,8% YoY
    • Net margin 30.0%

    Valuation FY

    Market price
    $39,75
    Market cap
    Enterprise value
    P/E
    Non-GAAP P/E
    EV / Revenue
    EV / Op income
    EV / OCF
    P / B
    P / Tangible book
    Tangible book
    Net cash
    Current ratio
    Debt / equity
    ROA
    ROE
    Cash conversion
    CapEx / revenue
    SBC / revenue
    Dilution ratio
    0.0%

    Revenue by segment

    Market share

    INDUSTRYSEGMENTCOMPANYTechnologyIndustryTechnology Equipment239,1B node revenueJBL 12,5%FLEX 11,7%APH 9,7%AVT 9,3%TEL 7,2%GLW 6,5%LPL 5,5%CLS 5,2%Other 32,5%
    Source: company disclosures · own-taxonomy revenue-covered set · attribution: collision-suspect (indicative)TLS 0,1% · rank #34 of 55

    Business relationships

    Business relationships6 disclosed relationships · 2 types · extracted from filings & disclosures
    Partners1
    Amazon.Com IncAMZN.OPartner95%Source ↗
    Subsidiaries5
    EX21:23dceb6347eaEX21:23dceb6347eaSubsidiarie97%
    EX21:402b5f31f931EX21:402b5f31f931Subsidiarie97%
    EX21:67ec6d09b3f2EX21:67ec6d09b3f2Subsidiarie97%
    EX21:c3df67f91beaEX21:c3df67f91beaSubsidiarie97%
    EX21:c681dddb1b2bEX21:c681dddb1b2bSubsidiarie97%

    Supply chain

    Vendors → TLS ↔ Partners → Customers · click any node to drill
    VENDORSPARTNERSCUSTOMERSTLSTLSTunisie Leasing et Factoring SA6 entitiesAmazon.Com IncDepartment StoresUS
    1 mention in 10-K0 from corporate websites0 from news dispatches
    Updated 2026-06-24

    Peer comparison

    Peer comparison8 peers · vs TLS · multiples and returns
    JB
    JBL
    Jabil Inc
    $318,39
    34,2B USD
    P/E
    61,4x
    vs self
    Div yield
    vs self
    ROE
    43,4 %
    +48,2 vs self
    FL
    FLEX
    Flex Ltd
    $120,00
    43,9B USD
    P/E
    58,1x
    vs self
    Div yield
    vs self
    ROE
    17,1 %
    +21,9 vs self
    AP
    APH
    Amphenol Corp
    $164,01
    211,5B USD
    P/E
    47,5x
    vs self
    Div yield
    0,5 %
    vs self
    ROE
    27,6 %
    +32,4 vs self
    AV
    AVT
    Avnet Inc
    $88,88
    7,8B USD
    P/E
    46,2x
    vs self
    Div yield
    1,6 %
    vs self
    ROE
    4,3 %
    +9,0 vs self
    TE
    TEL
    Te Connectivity PLC
    $204,97
    60,7B USD
    P/E
    32,4x
    vs self
    Div yield
    1,3 %
    vs self
    ROE
    13,9 %
    +18,7 vs self
    GL
    GLW
    Corning Inc
    $150,50
    131,1B USD
    P/E
    86,2x
    vs self
    Div yield
    0,7 %
    vs self
    ROE
    13,5 %
    +18,3 vs self
    LP
    LPL
    LG Display Co., Ltd.
    P/E
    vs self
    Div yield
    vs self
    ROE
    vs self
    CL
    CLS
    CLS.TO
    $345,50
    40,0B USD
    P/E
    42,4x
    vs self
    Div yield
    vs self
    ROE
    39,7 %
    +44,5 vs self

    Market position

    Stress test

    — missing data

    Predictor forecast

    Next quarternear-term
    Earnings · next quarterconf 45 %
    EPS
    Consensus EPS
    5,24
    Predicted surprise
    +0,00
    Beat probability
    45 %
    Analysts
    1
    Other metrics
    Revenue
    no estimate
    Segment revenue
    no estimate
    Margin
    no estimate
    Segment margin
    no estimate
    as of 2026-05-12 · Earnings Surprise V1
    Period note: consensus is not fiscal-period-aligned at source — read as consensus vs the last reported actual, not a calibrated same-quarter surprise.
    Full fiscal year~1 year ahead
    Full fiscal year · our forecast vs guidance vs consensus
    MetricOur forecastGuidanceConsensus
    EPSno estimateno estimate5,24
    Revenueno estimateno estimate243,0M TND
    Operating incomeno estimateno estimate128,0M TND
    Full-year consensus mean (period as reported by source) · consensus in TND. Company-level full-year forecast and management guidance are not yet modelled at scale — shown as "no estimate", never inferred.
    Probabilistic model output — not investment advice. · generated 2026-08-04

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Consensus distribution

    sell-side coverage
    Recommendation distribution1 analysts
    Strong buy0
    Buy1
    Hold0
    Sell0
    Strong sell0
    Operating income · consensus128,0M TND
    EPS surprise
    −39,5 %
    reported vs consensus · miss
    Revenue surprise
    −31,9 %
    reported vs consensus · miss

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    — missing data

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskUnknown

    Benchmarks vs cohort

    No cohort benchmark data available for this issuer yet.

    Corporate actions / M&A

    M&A probabilityconf —
    Probability
    5 %
    Base rate
    3 %
    Band
    Moderate
    180-day horizon · target 2027-01-16 · 1,8× base rate
    No acquirer candidates identified by the signal model.
    Corporate actionsNo corporate-action source connected yet — splits, dividends and buyback events are not tracked for this company. Honest-dim (no data fabricated).

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    Derivative transactions

    Net acquired 1 059 745 sh6 grants6 insiders
    • Wood John BDirector, Chairman and CEO · Performance-Based RSUs → Common StockAcquired 544 101grant · 2026-05-26
    • Hill Donna K.VP, Human Resources · Performance-Based RSUs → Common StockAcquired 12 942grant · 2026-05-26
    • Griffin Mark DEVP, Security Solutions · Performance-Based RSUs → Common StockAcquired 160 145grant · 2026-05-26
    • Robbins Edward Hutchinson Jr.EVP, General Counsel · Performance-Based RSUs → Common StockAcquired 138 337grant · 2026-05-26
    • Bendza Gary MarkEVP, CFO · Performance-Based RSUs → Common StockAcquired 185 216grant · 2026-05-26
    • Cooke Malcolm G.VP, Chief Info Tech Officer · Performance-Based RSUs → Common StockAcquired 19 004grant · 2026-05-26

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    How metrics are computed
    • Dilution Ratio
      (shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
    Source documents
    • Tunisie Leasing et Factoring SA Market data — financials · 2026-05-29
    • Tunisie Leasing et Factoring SA Market data — analyst estimates · 2026-05-29

    Ownership & reference

    Insider activity

    Net selling0 buys · 8 sellsnet -$1,5M13 insiders · last 365d
    • Bendza Gary MarkEVP, CFO · Common StockSold 80 140 @ $4,41$353K · 2026-06-26
    • Bendza Gary MarkEVP, CFO · Common StockSold 97 976 @ $4,19$411K · 2026-06-25
    • Bendza Gary MarkEVP, CFO · Common StockSold 71 884 @ $4,36$313K · 2026-06-24
    • Dockery Derrick D.Director · Common StockSold 7 000 @ $4,36$31K · 2026-06-24
    • Jacobs Bradley W.Director · Common StockSold 55 772 @ $4,31$240K · 2026-06-22
    • Dockery Derrick D.Director · Common StockSold 8 000 @ $4,78$38K · 2026-05-28
    • Jacobs Bradley W.Director · Common StockOther 34 091 · 2026-05-26
    • Wood John BDirector, Chairman and CEO · Common StockOther 362 734 · 2026-05-26
    • Robbins Edward Hutchinson Jr.EVP, General Counsel · Common StockOther 92 225 · 2026-05-26
    • Hill Donna K.VP, Human Resources · Common StockOther 33 001 · 2026-05-26
    • Griffin Mark DEVP, Security Solutions · Common StockOther 106 763 · 2026-05-26
    • Cooke Malcolm G.VP, Chief Info Tech Officer · Common StockOther 52 787 · 2026-05-26
    • Bendza Gary MarkEVP, CFO · Common StockOther 123 477 · 2026-05-26
    • Terreri Donald JosephController, Chief Acct Officer · Common StockOther 13 288 · 2026-05-26
    • Maluda John WDirector · Common StockOther 34 091 · 2026-05-26
    • Dockery Derrick D.Director · Common StockOther 34 091 · 2026-05-26
    • Carroll Bonnie LynnDirector · Common StockOther 34 091 · 2026-05-26
    • Borland DavidDirector · Common StockOther 34 091 · 2026-05-26
    • Schaufeld FredrickDirector · Common StockOther 34 091 · 2026-05-26
    • Bendza Gary MarkEVP, CFO · Common StockOther 98 019 @ $4,20$412K · 2026-05-16
    • Hill Donna K.VP, Human Resources · Common StockOther 2 310 @ $4,20$10K · 2026-05-16
    • Griffin Mark DEVP, Security Solutions · Common StockOther 77 097 @ $4,20$324K · 2026-05-16
    • Cooke Malcolm G.VP, Chief Info Tech Officer · Common StockOther 2 548 @ $4,20$11K · 2026-05-16
    • Robbins Edward Hutchinson Jr.EVP, General Counsel · Common StockOther 59 675 @ $4,20$251K · 2026-05-16
    • Dockery Derrick D.Director · Common StockSold 18 000 @ $4,14$75K · 2026-05-14

    Short positioning

    2.2Mshares short+4.1% vs prior
    4.64days to cover
    39.4%short of daily vol
    30fails-to-deliver
    as of 2026-07-15 · short-interest report (free)

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    TLS.TNCanonical
    — · USD

    Intel & risk

    PredictorBeat prob45 %Surprise+0,00Full forecast →
    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskUnknown
    Relationship graph
    TLSAMZN.OEX21:23dEX21:402EX21:67eEX21:c3dEX21:c68Technology Equ
    This companySectorPartnersSubsidiaries

    Evidence & claims

    From filings & derived data
    • Capex (YoY) (2025-12-31 vs 2024-12-31): -67.2%Derived (calculated)
    • R&D expense (YoY) (2025-12-31 vs 2024-12-31): -16.4%Derived (calculated)
    • Net margin (FY 2025-12-31): -22.2%Derived (calculated)
    • Gross margin (FY 2025-12-31): 37.0%Derived (calculated)
    • Return on equity (FY 2025-12-31): -38.1%Derived (calculated)
    • Return on assets (FY 2025-12-31): -26.1%Derived (calculated)
    • Current ratio (FY 2025-12-31): 2.57xDerived (calculated)
    • Debt-to-equity (FY 2025-12-31): 0.46xDerived (calculated)
    • Revenue (YoY) (2025-12-31 vs 2024-12-31): 52.2%Derived (calculated)
    • Cash & equivalents (YoY) (2025-12-31 vs 2024-12-31): -2.6%Derived (calculated)
    • Cost of revenue (YoY) (2025-12-31 vs 2024-12-31): 40.6%Derived (calculated)
    • Operating income (YoY) (2025-12-31 vs 2024-12-31): 28.6%Derived (calculated)
    • Shareholders' equity (YoY) (2025-12-31 vs 2024-12-31): -24.5%Derived (calculated)
    • EPS (basic) (YoY) (2025-12-31 vs 2024-12-31): 31.5%Derived (calculated)
    • EPS (diluted) (YoY) (2025-12-31 vs 2024-12-31): 31.5%Derived (calculated)
    • Gross profit (YoY) (2025-12-31 vs 2024-12-31): 77.2%Derived (calculated)
    • Net income (YoY) (2025-12-31 vs 2024-12-31): 30.4%Derived (calculated)
    • Operating cash flow (YoY) (2025-12-31 vs 2024-12-31): 216.4%Derived (calculated)
    • Total liabilities (YoY) (2025-12-31 vs 2024-12-31): 41.2%Derived (calculated)
    • Total assets (YoY) (2025-12-31 vs 2024-12-31): -11.6%Derived (calculated)
    • Operating income (annual): USD -39.88MSEC XBRL filing
    • Total operating expenses (annual): USD 100.9MSEC XBRL filing
    • Total assets (annual): USD 139.86MSEC XBRL filing
    • Gross profit (annual): USD 61.02MSEC XBRL filing
    Showing 24 of 60 surfaced claims.
    Atomic claims from regulatory filings and derived calculations. Provenance shown as source kind only.

    The Thread

    Everything we know, in order
    2026-10-28EVENTUpcomingQ3 2026 earnings (expected) estimated date
    2026-06-30 03:38 UTCEARNINGSUpcomingForecast: insider_flow_signal (90d)
    2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (90d)
    2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (90d)
    2026-06-30 03:38 UTCEARNINGSUpcomingForecast: ma_probability (180d)
    2026-06-26 00:00 UTCINSIDER5 insider transactions — 2026-06 · net sell $1.3M
    2026-06-26 00:00 UTCINSIDER5 insider transactions — 2026-06 · net sell $1.3M
    2026-06-26INSIDERBendza Gary Mark sold 80.1k sh — EVP, CFO ~$353k
    2026-06-25INSIDERBendza Gary Mark sold 98.0k sh — EVP, CFO ~$411k
    2026-06-24INSIDERBendza Gary Mark sold 71.9k sh — EVP, CFO ~$313k
    2026-06-24INSIDERDockery Derrick D. sold 7.0k sh — Director ~$31k
    2026-06-22INSIDERJacobs Bradley W. sold 55.8k sh — Director ~$240k
    2026-06-21 02:57 UTCHOLDER23 institutional position changes flagged
    2026-06-20 00:43 UTCANALYSTAnalyst coverage initiated
    2026-05-28 00:00 UTCINSIDER26 insider transactions — 2026-05 · net sell $1.1M 6 derivative
    2026-05-28 00:00 UTCINSIDER26 insider transactions — 2026-05 · net sell $1.1M 6 derivative
    2026-05-28FILING8-K filing →
    2026-05-28INSIDERDockery Derrick D. sold 8.0k sh — Director ~$38k
    2026-05-26INSIDERJacobs Bradley W. transacted 34.1k sh — Director
    2026-05-26INSIDERWood John B transacted 362.7k sh — Director, Chairman and CEO
    2026-05-26INSIDERRobbins Edward Hutchinson Jr. transacted 92.2k sh — EVP, General Counsel
    2026-05-26INSIDERHill Donna K. transacted 33.0k sh — VP, Human Resources
    2026-05-26INSIDERGriffin Mark D transacted 106.8k sh — EVP, Security Solutions
    2026-05-26INSIDERCooke Malcolm G. transacted 52.8k sh — VP, Chief Info Tech Officer
    2026-05-26INSIDERBendza Gary Mark transacted 123.5k sh — EVP, CFO
    2026-05-26INSIDERTerreri Donald Joseph transacted 13.3k sh — Controller, Chief Acct Officer
    2026-05-26INSIDERMaluda John W transacted 34.1k sh — Director
    2026-05-26INSIDERDockery Derrick D. transacted 34.1k sh — Director
    2026-05-26INSIDERCarroll Bonnie Lynn transacted 34.1k sh — Director
    2026-05-26INSIDERBorland David transacted 34.1k sh — Director
    2026-05-26INSIDERSchaufeld Fredrick transacted 34.1k sh — Director
    2026-05-26INSIDERWood John B acquired 544.1k sh Performance-Based RSUs — Director, Chairman and CEO
    2026-05-26INSIDERRobbins Edward Hutchinson Jr. acquired 138.3k sh Performance-Based RSUs — EVP, General Counsel
    2026-05-26INSIDERHill Donna K. acquired 12.9k sh Performance-Based RSUs — VP, Human Resources
    2026-05-26INSIDERGriffin Mark D acquired 160.1k sh Performance-Based RSUs — EVP, Security Solutions
    2026-05-26INSIDERCooke Malcolm G. acquired 19.0k sh Performance-Based RSUs — VP, Chief Info Tech Officer
    2026-05-26INSIDERBendza Gary Mark acquired 185.2k sh Performance-Based RSUs — EVP, CFO
    2026-05-16INSIDERBendza Gary Mark transacted 98.0k sh — EVP, CFO ~$412k
    2026-05-16INSIDERHill Donna K. transacted 2.3k sh — VP, Human Resources ~$10k
    2026-05-16INSIDERGriffin Mark D transacted 77.1k sh — EVP, Security Solutions ~$324k
    Showing the 40 most recent of 60 entries.
    The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage