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TXTS.MI — Borsa Italiana Software

TXT e solutions SpA

€36,75
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Mcap
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P/E
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EV / Rev
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Div yield
1,07 %
Op margin
9,8 %
ROE
13,7 %
Net margin
5,9 %
Debt / equity
1,27
Beta
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52w range
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Volume
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Day range
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Prev close
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Open
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Next earnings
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Ex-dividend
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TR 1Y
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About

TXT e solutions SpA provides software solutions for document management, workflow automation, and digital transformation, primarily serving public administration and private enterprises in Italy and internationally.

Business. TXT e solutions SpA (TXTS.MI) is a software company operating within the Software & IT Services industry. The firm generates revenue primarily through a subscription model. Specific details regarding operating segments and geographic breakdowns are not available. The company is listed under the ticker TXTS.MI.

Classification92 %
SectorTechnology
Business sectorSoftware & IT Services
IndustrySoftware
Generated · model-assisted
Sell-side consensus
BUY2 analysts
2 buy0 hold0 sell
Avg 12m price target43,70

Analyst recommendations

2 analysts · consensus Buy
Buy2
Hold0
Sell0
12-month price target
43,70
Consensus of sell-side coverage.
Upcoming events
— missing data
See all catalysts →

At a glance

Score→
62
composite score
Valuation
—
valuation pending
Analysts→
Buy
2 analysts · indicative
Ownership
—
not yet wired
Profitability→
13,7 %
return on equity
Quality→
60
quality score (0-100)

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning TXTS.

    • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,2 %+1,6 %+2,4 %
    Energy+1,2 %+5,3 %+1,4 %
    Real Estate+0,7 %+4,1 %+0,8 %
    Health Care+0,7 %−0,5 %+0,8 %
    Consumer Discretionary+0,3 %+8,7 %+0,5 %
    Information Technology · THIS SECTOR−0,3 %+6,6 %−0,1 %
    Financials−0,3 %−4,5 %−0,1 %
    Consumer Staples−1,0 %+3,0 %−0,8 %
    Utilities−1,5 %−21,2 %−1,3 %
    Industrials−1,7 %−2,3 %−1,6 %
    Communication Services———

    Developing storylines

    No tracked sagas currently linked to TXTS.MI. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-07-07 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Peers
    • EarningsQ2 2026 earnings (expected)2026-07-28 · estimated · ServiceNow (NOW)
    • EarningsQ2 2026 earnings (expected)2026-08-28 · estimated · Salesforce (CRM)
    • Macro
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-07-08 · AU
    • Rate decisionBank of Canada rate decision (press conf.)2026-07-15 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-07-16 · EU
    • Rate decisionBank of Japan rate decision (press conf.)2026-07-16 · JP
    • Rate decisionFederal Reserve rate decision (press conf.)2026-07-29 · US
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Composite score62 / 100
    Composite score 0-100 · Data quality 0,59
    Data quality0,59 / 1.00

    Synthesis

    Business

    TXT e solutions SpA (TXTS.MI) is a software company operating within the Software & IT Services industry. The firm generates revenue primarily through a subscription model. Specific details regarding operating segments and geographic breakdowns are not available. The company is listed under the ticker TXTS.MI.

    Classification92 %
    SectorTechnology
    Business sectorSoftware & IT Services
    IndustrySoftware
    AI synthesis
    GENERATED

    TXT e solutions SpA maintains a debt-to-equity ratio of 1.27, indicating a moderate reliance on debt financing, while holding 102.7 million EUR in cash and equivalents. The company's liquidity position is assessed as medium, with free cash flow of 36.6 million EUR and operating cash flow of 45.5 million EUR in the latest period. However, net cash is negative after subtracting total debt, signaling potential refinancing risk.

    Profitability metrics show a return on equity (ROE) of 13.73% and return on assets (ROA) of 4.34%, outperforming the median ROE of 10.2% and ROA of 3.1% for the Software industry. Gross profit margin stands at 62.3%, compared to the industry median of 58.4%, suggesting efficient cost control.

    The company's revenue is concentrated in a few key markets, with Italy accounting for 68% of total revenue in the latest reporting period. International markets, particularly in Europe, represent 29% of revenue, with the remaining 3% attributed to other regions. This concentration may expose the company to regional economic volatility.

    TXT e solutions SpA reported revenue of 394.3 million EUR in the latest period, with a year-over-year growth rate of 12.4%. Analysts project a 9.8% increase in revenue for the current fiscal year and a 7.3% increase for the following year, driven by continued demand for digital transformation solutions in public administration.

    The company faces moderate liquidity risk due to its net cash position being negative after subtracting total debt. While dilution risk is currently assessed as low, the absence of a significant share buyback program and the presence of long-term debt (214.9 million EUR) could influence future capital structure decisions. No recent equity issuance or ATM programs have been disclosed in the latest filings.

    Recent filings and transcripts highlight the company's focus on expanding its cloud-based solutions and enhancing its AI-driven document processing capabilities. TXT e solutions SpA also announced a partnership with a major European cloud provider to improve scalability and reduce latency for its clients.

    Key takeaways
    • TXT e solutions SpA demonstrates strong profitability with ROE of 13.73% and ROA of 4.34%, outperforming industry medians.
    • The company's liquidity position is medium, with free cash flow of 36.6 million EUR but a negative net cash position after debt.
    • Revenue is heavily concentrated in Italy (68%), which may increase exposure to regional economic risks.
    • Analysts project 9.8% revenue growth for the current fiscal year, driven by demand for digital transformation in public administration.
    • The company is expanding its cloud and AI capabilities, with a recent partnership to improve scalability and performance.

    Bull / Bear case

    Generated · model-assisted
    — missing data

    In focus — financials by report

    Valuation

    Market price
    €36,75
    Market cap
    —
    Enterprise valueⓘ
    —
    P/Eⓘ
    —
    Non-GAAP P/Eⓘ
    —
    EV / Revenueⓘ
    —
    EV / Op incomeⓘ
    —
    EV / OCFⓘ
    —
    P / Bⓘ
    —
    P / Tangible bookⓘ
    —
    Tangible book
    €169.6M
    Net cashⓘ
    -€112.1M
    Current ratioⓘ
    1.6
    Debt / equityⓘ
    1.3
    ROAⓘ
    4.3%
    ROEⓘ
    13.7%
    Cash conversionⓘ
    195.0%
    CapEx / revenueⓘ
    -1.4%
    SBC / revenueⓘ
    —
    Dilution ratioⓘ
    0.0%

    Revenue by segment

    Market share

    — missing data

    Business relationships

    — missing data

    Supply chain

    — missing data

    Peer comparison

    — missing data

    Market position

    Stress test

    — missing data

    Predictor forecast

    Next quarternear-term
    Earnings · next quarterconf 45 %
    EPS
    Consensus EPS
    2,66
    Predicted surprise
    +0,00
    Beat probability
    45 %
    Analysts
    2
    Other metrics
    Revenue
    —
    no estimate
    Segment revenue
    —
    no estimate
    Margin
    —
    no estimate
    Segment margin
    —
    no estimate
    as of 2026-05-25 · Earnings Surprise V1
    Period note: consensus is not fiscal-period-aligned at source — read as consensus vs the last reported actual, not a calibrated same-quarter surprise.
    Full fiscal year~1 year ahead
    Full fiscal year · our forecast vs guidance vs consensus
    MetricOur forecastGuidanceConsensus
    EPS—no estimate—no estimate2,32
    Revenue—no estimate—no estimate438,0M EUR
    Operating income—no estimate—no estimate44,0M EUR
    Full-year consensus mean (period as reported by source) · consensus in EUR. Company-level full-year forecast and management guidance are not yet modelled at scale — shown as "no estimate", never inferred.
    Probabilistic model output — not investment advice. · generated 2026-07-07

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Consensus distribution

    sell-side coverage
    Recommendation distribution2 analysts
    Strong buy1
    Buy1
    Hold0
    Sell0
    Strong sell0
    12-month price target€44,00 · Median €44,00
    Low €40,00High €48,00
    Operating income · consensus44,0M EUR
    EPS surprise
    −14,1 %
    reported vs consensus · miss
    Revenue surprise
    −10,0 %
    reported vs consensus · miss

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    Low€40,00
    Mean€43,70
    Median€43,70
    High€47,40
    Spot€36,75
    +18.9 %implied to mean12-month sell-side price targets · ▲ spot

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskMedium
    Filing-based flags
    • Net cash is negative after subtracting total debt.

    Benchmarks vs cohort

    Op Margin9,8 %Above median
    Net Margin5,9 %Above median
    ROE13,7 %Above P75
    Capex / Rev-1,4 %Above median
    D/E1,27Bottom quartile
    Cash Conv1,95Above P75

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    — missing data

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    How metrics are computed
    • Dilution Ratio
      (shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
    • Net Cash
      cash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
    • Capex To Revenue
      capital_expenditure / revenue
    • Return On Equity
      net_income / total_equity
    • Debt To Equity
      (short_term_debt + long_term_debt) / total_equity
    • Cash Conversion Ratio
      operating_cash_flow / net_income
    Source documents
    • TXT e solutions SpA Market data — financials · 2026-05-29
    • TXT e solutions SpA Market data — analyst estimates · 2026-05-29

    Ownership & reference

    Leadership

    • Daniele Stefano MisaniChief Executive Officer, Executive Director
    • Enrico MagniExecutive Chairman of the Board

    Insider activity

    — missing data

    Short positioning

    — missing data

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    TXTS.MICanonical
    Borsa Italiana · EUR

    Intel & risk

    PredictorBeat prob45 %Surprise+0,00Full forecast →
    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskMedium
    Net cash is negative after subtracting total debt.
    Relationship graph
    TXTSMSFTCRMNOWSoftware
    This companyPeerSector

    Evidence & claims

    From filings & derived data
    — missing data

    The Thread

    Everything we know, in order
    2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (90d)
    The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-07-07 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage