Nem Insurance PLC
NEM.LG operates in the property and casualty insurance sector, providing insurance products and services to clients, generating revenue primarily through premium income and investment returns.
Business. NEM.LG operates in the Basic Materials sector, specifically within the Mining & Metals industry. The company is listed under the ticker NEM.LG. Specific details regarding its operating segments, headquarters location, and primary exchange are not provided in the available data. Consequently, the business is described at the industry level as a participant in the mining and metals sector.
Analyst recommendations
1 analysts · consensus BuyAt a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
0Sector rotation
Developing storylines
Analysis
AI analysisOpportunity
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Company
- EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
- Congressional trades
- CongressValerie Hoyle — Newmont Corporation2025-09-23 · Democrat · OR · Sale · $1,001 - $15,000
- CongressAdam Smith — Newmont Corporation2025-08-08 · Democrat · WA · Sale · $1,001 - $15,000
- CongressLisa McClain — Newmont Corporation2025-07-16 · Republican · MI · Sale · $1,001 - $15,000
- CongressLisa McClain — Newmont Corporation2025-06-17 · Republican · MI · Purchase · $1,001 - $15,000
- CongressEarl Blumenauer — Newmont Corporation2022-09-28 · OR · Purchase · $1,001 - $15,000
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
NEM.LG operates in the Basic Materials sector, specifically within the Mining & Metals industry. The company is listed under the ticker NEM.LG. Specific details regarding its operating segments, headquarters location, and primary exchange are not provided in the available data. Consequently, the business is described at the industry level as a participant in the mining and metals sector.
NEM.LG maintains a strong liquidity position, with cash and equivalents amounting to NGN 30.998 billion, representing 16.66% of total assets. The company's liquidity FPT (free cash flow to total liabilities) is robust, supported by a free cash flow of NGN 19.012 billion and total liabilities of NGN 101.818 billion. The debt-to-equity ratio is 0.0, indicating no long-term debt obligations, which enhances its financial flexibility.
Profitability metrics show that NEM.LG is outperforming the median for its industry. The company's return on equity (ROE) of 28.3% is significantly higher than the typical ROE for property and casualty insurers, which is generally in the 10-15% range. Similarly, its return on assets (ROA) of 12.81% is well above the industry median of 6-8%. These figures suggest efficient capital utilization and strong underwriting performance.
The company's revenue is concentrated within the insurance segment, with no disclosed geographic diversification in the provided data. This lack of geographic segmentation implies that NEM.LG's exposure is primarily to its domestic market, which could pose concentration risk if local economic conditions deteriorate.
Looking ahead, NEM.LG is projected to maintain a stable growth trajectory, with no significant revenue deltas expected in the current or next fiscal year. The company's operating income of NGN 30.86 billion and net income of NGN 23.83 billion in the latest period suggest a consistent earnings pattern, though no explicit growth drivers are disclosed in the financial snapshot.
Risk factors for NEM.LG are currently low, with no immediate liquidity or dilution flags detected. The company's low dilution potential is supported by the absence of long-term debt and the alignment of basic and diluted shares outstanding. However, the lack of disclosed capital expenditure plans and the absence of R&D investment suggest limited innovation or expansion initiatives.
Recent events, including filings and transcripts, are not detailed in the provided data. Analysts have issued one "Buy" recommendation and no "Strong Buy" or "Sell" ratings, indicating a cautiously optimistic outlook without strong conviction.
- NEM.LG has a strong liquidity position with no long-term debt and significant cash reserves.
- The company's ROE and ROA are well above industry medians, indicating strong profitability.
- Revenue is concentrated in the insurance segment with no geographic diversification disclosed.
- Analysts have issued one "Buy" recommendation, with no strong buy or sell ratings.
- No immediate liquidity or dilution risks are flagged, but the lack of R&D and capex suggests limited growth initiatives.
Bull / Bear case
Generated · model-assistedIn focus — financials by report
Valuation
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- No immediate filing-based liquidity or dilution flags were detected.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Physical assets
35 tracked| Asset | Type | Commodity | Country | Role |
|---|---|---|---|---|
| ALAWIR | Vessel | — | — | Registered owner |
| ALAWIR II | Vessel | — | — | Registered owner |
| AMANIEL | Vessel | — | — | Registered owner |
| AMANIEL II | Vessel | — | — | Registered owner |
| AROTROT | Vessel | — | — | Registered owner |
| ATUNUMAT | Vessel | — | — | Registered owner |
| Galore Creek | Mine | Silver | Canada | Operating company |
| Galore Creek | Other | Copper | Canada | Operating company |
| Galore Creek | Mine | Copper | Canada | Operating company |
| Galore Creek | Other | Gold | Canada | Operating company |
| Galore Creek | Other | Silver | Canada | Operating company |
| Galore Creek | Mine | Gold | Canada | Operating company |
| Minahasa Raya | Mine | Gold | Indonesia | Operating company |
| Minahasa Raya | Other | Gold | Indonesia | Operating company |
| Phoenix | Mine | Gold | United States | Operating company |
| Phoenix | Other | Gold | United States | Operating company |
| Phoenix | Mine | Copper | United States | Operating company |
| Phoenix | Other | Copper | United States | Operating company |
| Quisqueya 1 power station | Power | Power | Dominican Republic | Parent |
| Quisqueya 1 power station | Power | Oil & Gas | Dominican Republic | Parent |
| TS Power Plant | Power | Oil & Gas | United States | Parent |
| TS Power Plant | Power | Power | United States | Parent |
| TS Power Plant | Power | Power | United States | Parent |
| TS Power Plant | Power | Coal | United States | Parent |
| TS Solar | Power | Power | United States | Registered owner |
| TS Solar | Power | Power | United States | Registered owner |
| Telfer Mine power station | Power | Power | Australia | Parent |
| Telfer Mine power station | Power | Power | Australia | Parent |
| Telfer Mine power station | Power | Power | Australia | Parent |
| Western 102 Power Plant | Power | Power | US | Operating company |
| Western 102 Power Plant solar farm | Power | Power | United States | Operating company |
| Western 102 power station | Power | Oil & Gas | United States | Parent |
| Western 102 power station | Power | Oil & Gas | United States | Registered owner |
| Western 102 power station | Power | Power | United States | Parent |
| Western 102 power station | Power | Power | United States | Registered owner |
Actions
Ask Handelsavisen
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Net Cashcash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
- Return On Equitynet_income / total_equity
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Cash Conversion Ratiooperating_cash_flow / net_income
- Return On Assetsnet_income / total_assets
- NEM.LG Market data — financials · 2026-05-28
- NEM Insurance PLC Market data — analyst estimates · 2026-05-28
Ownership & reference
Top holders
- Investment Managers · as of 2026-03-310,37 %$815M
- Investment Managers · as of 2026-03-310,37 %$678M
- Investment Managers · as of 2026-03-310,33 %$523M
- Institutional Investor · as of 2026-03-310,24 %$1 325M
- Funds · as of 2026-03-310,24 %$1 577M
- Investment Managers · as of 2026-03-310,21 %$1 013M
- Investment Managers · as of 2026-03-310,19 %$3 121M
- Investment Managers · as of 2025-12-310,19 %$13 391M
- Investment Managers · as of 2026-03-310,19 %$5 502M
- Investment Managers · as of 2026-03-310,18 %$1 398M
- Investment Managers · as of 2026-03-310,12 %$238M
- Institutional Investor · as of 2026-03-310,12 %$503M
- Investment Managers · as of 2026-03-310,11 %$862M
- Investment Managers · as of 2024-06-300,11 %$4 993M
- Investment Managers · as of 2026-03-310,11 %$728M
- Institutional Investor · as of 2026-03-310,11 %$2 111M
- Investment Managers · as of 2026-03-310,10 %$393M
- Investment Managers · as of 2024-12-310,09 %$313M
- Investment Managers · as of 2026-03-310,08 %$148M
- Investment Managers · as of 2026-03-310,08 %$1 262M
- Investment Managers · as of 2026-03-310,08 %$235M
- Investment Managers · as of 2026-03-310,07 %$409M
- Investment Managers · as of 2026-03-310,07 %$100M
- Brokerage Firms · as of 2026-03-310,04 %$143M
- Investment Managers · as of 2026-03-310,04 %$0M
- Investment Managers · as of 2026-03-310,03 %$104M
- Brokerage Firms · as of 2026-03-310,03 %$127M
- Investment Managers · as of 2026-03-310,01 %$80M
- Investment Managers · as of 2026-03-310,01 %$22M
- Institutional Investor · as of 2026-03-310,01 %$22M
- Institutional Investor · as of 2026-03-310,01 %$16M
- Institutional Investor · as of 2022-09-300,01 %$0M
- Institutional Investor · as of 2026-03-310,01 %$20M
- Investment Managers · as of 2026-03-310,01 %$43M
- Investment Managers · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$1M
Insider activity
- Chief Legal Officer · Common Stock, $1.60 par valueOther 2 291 @ $93,47$214K · 2026-07-28
- EVP, Project Development · Common Stock, $1.60 par valueOther 3 691 · 2026-07-27
- Chief Operating Officer · Common Stock, $1.60 par valueOther 6 954 · 2026-07-27
- Chief Financial Officer · Common Stock, $1.60 par valueOther 7 275 · 2026-07-27
- Chief Legal Officer · Common Stock, $1.60 par valueOther 5 349 · 2026-07-27
- Chief Technical Officer · Common Stock, $1.60 par valueOther 2 674 · 2026-07-27
- EVP, Chief Sustain & Dev Off · Common Stock, $1.60 par valueSold 3 000 @ $92,38$277K · 2026-07-01
- Director, President & CEO · Common Stock, $1.60 par valueSold 3 882 @ $105,32$409K · 2026-06-01
- EVP, Chief Sustain & Dev Off · Common Stock, $1.60 par valueSold 3 000 @ $105,32$316K · 2026-06-01
- Interim Chief People Officer · Common Stock, $1.60 par valueOther 1 938 · 2026-05-14
- Director · Common Stock, $1.60 par valueOther 1 645 · 2026-05-13
- Director · Common Stock, $1.60 par valueOther 1 645 · 2026-05-13
- Director · Common Stock, $1.60 par valueOther 1 645 · 2026-05-13
- Director · Common Stock, $1.60 par valueOther 1 645 · 2026-05-13
- Director · Common Stock, $1.60 par valueOther 1 645 · 2026-05-13
- Director · Common Stock, $1.60 par valueOther 1 645 · 2026-05-13
- Director · Common Stock, $1.60 par valueOther 1 645 · 2026-05-13
- Director · Common Stock, $1.60 par valueOther 1 645 · 2026-05-13
- Director · Common Stock, $1.60 par valueOther 1 645 · 2026-05-13
- Director · Common Stock, $1.60 par valueOther 1 719 · 2026-05-13
- Director · Common Stock, $1.60 par valueOther 1 645 · 2026-05-13
- MD, Americas · Common Stock, $1.60 par valueSold 2 296 @ $110,11$253K · 2026-05-01
- EVP, Chief Sustain & Dev Off · Common Stock, $1.60 par valueSold 3 000 @ $110,11$330K · 2026-05-01
- EVP, CLO & Interim CFO · Common Stock, $1.60 par valueSold 13 378 @ $110,11$1,5M · 2026-05-01
- MD, Americas · Common Stock, $1.60 par valueOther 1 805 @ $107,61$194K · 2026-04-30
Short positioning
Geographic breakdown
Intel & risk
Evidence & claims
From filings & derived data- Net margin (FY 2025-12-31): 31.3%Derived (calculated)
- R&D expense (YoY) (2025-12-31 vs 2024-12-31): -15.7%Derived (calculated)
- Operating cash flow (YoY) (2025-12-31 vs 2024-12-31): 62.4%Derived (calculated)
- Net income (YoY) (2025-12-31 vs 2024-12-31): 111.6%Derived (calculated)
- Long-term debt (YoY) (2025-12-31 vs 2024-12-31): -39.7%Derived (calculated)
- EPS (diluted) (YoY) (2025-12-31 vs 2024-12-31): 118.8%Derived (calculated)
- Cash & equivalents (YoY) (2025-12-31 vs 2024-12-31): 111.3%Derived (calculated)
- EPS (basic) (YoY) (2025-12-31 vs 2024-12-31): 119.5%Derived (calculated)
- Debt-to-equity (FY 2025-12-31): 0.68xDerived (calculated)
- Return on equity (FY 2025-12-31): 20.9%Derived (calculated)
- Current ratio (FY 2025-12-31): 2.29xDerived (calculated)
- Return on assets (FY 2025-12-31): 12.4%Derived (calculated)
- Total liabilities (YoY) (2025-12-31 vs 2024-12-31): -12.0%Derived (calculated)
- Total assets (YoY) (2025-12-31 vs 2024-12-31): 1.4%Derived (calculated)
- Revenue (YoY) (2025-12-31 vs 2024-12-31): 21.3%Derived (calculated)
- Shareholders' equity (YoY) (2025-12-31 vs 2024-12-31): 13.2%Derived (calculated)
- EPS (diluted) (annual): USD-PER-SHARES 6SEC XBRL filing
- R&D expense (annual): USD 166MSEC XBRL filing
- EPS (basic) (annual): USD-PER-SHARES 6SEC XBRL filing
- Cash & equivalents (annual): USD 7.65BSEC XBRL filing
- Shareholders' equity (annual): USD 33.87BSEC XBRL filing
- Total liabilities (annual): USD 23.08BSEC XBRL filing
- Operating cash flow (annual): USD 10.33BSEC XBRL filing
- Long-term debt (annual): USD 5.12BSEC XBRL filing