Trst.Jk

TRST.JK's capital structure is characterized by a debt-to-equity ratio of 0.81, indicating a moderate reliance on debt financing. The company's liquidity position is assessed as medium, with a current ratio of 1.11, suggesting it has just enough current assets to cover its current liabilities. However, the company's net cash position is negative after subtracting total debt, signaling potential liquidity constraints.

Profitability metrics for TRST.JK show a return on equity (ROE) of -1.45% and a return on assets (ROA) of -0.68%, both of which are negative and significantly below the industry median for the non-paper containers and packaging sector. The company reported a net loss of 36.83 billion IDR, despite generating 42.71 billion IDR in gross profit and 21.62 billion IDR in operating income. These figures suggest operational inefficiencies or cost overruns that are eroding profitability.

TRST.JK's revenue is concentrated in a single business segment, with no disclosed geographic diversification in the provided data. The company's revenue of 3.74 trillion IDR is derived from its core packaging operations, and there is no indication of significant diversification into other product lines or markets. This concentration increases the company's exposure to sector-specific risks and market volatility.

The company's growth trajectory is mixed. While it reported a revenue of 3.74 trillion IDR, the net loss of 36.83 billion IDR indicates a decline in profitability. The operating cash flow of 121.17 billion IDR and free cash flow of 91.84 billion IDR suggest that the company is generating positive cash from operations, but this is being offset by capital expenditures of 125.5 billion IDR. The company's capital expenditures are substantial, indicating ongoing investment in infrastructure or expansion, which may be a strategic move to enhance future growth.

TRST.JK faces several risk factors, including a medium liquidity risk and a low dilution risk. The company's net cash position is negative after subtracting total debt, which could limit its ability to meet short-term obligations without additional financing. The company has not disclosed any recent dilution events, and the dilution risk is assessed as low, suggesting that the company is not currently issuing new shares at a rate that would significantly dilute existing shareholders.

Recent events and disclosures for TRST.JK include the latest actual EPS of 21.00 IDR and actual revenue of 1.81 trillion IDR. These figures provide a snapshot of the company's recent performance but do not include any recent filings or transcripts that might offer additional insights into management's strategy or operational challenges.

Trustco trades at a 1.46x price-to-book multiple, offering a modest premium to tangible book value for investors.

The company maintains a conservative debt-to-equity ratio of 0.17, which is below the bank cohort median of 0.31.

Total assets reached $6.24 billion in FY2025, demonstrating a stable balance sheet size despite slight year-over-year contraction.

Equity grew at a 2.4% compound annual growth rate over five years, indicating consistent capital base expansion.

Liquidity risk is assessed as low, suggesting the bank maintains adequate buffers to meet short-term obligations.

Return on equity of 2.43% places Trustco in the bottom quartile of the 955-company bank cohort.

Cash conversion of 0.73 falls below the bank cohort median of 1.13, indicating weaker cash generation efficiency.