Offerpad Solutions Inc.
Offerpad Solutions Inc. is classified under Technology / Software and appears not currently profitable on the latest normalized snapshot.
Business. Offerpad Solutions Inc. (NYSE: OPAD) is a real estate services company that operates within the Real Estate industry. The firm is headquartered in the United States and is primarily listed on the New York Stock Exchange under the ticker symbol OPAD. Specific details regarding operating segments and geographic revenue mix are not disclosed in the available data.
Analyst recommendations
3 analysts · consensus HoldAt a glance
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- Company
- EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
- Peers
- EarningsQ2 2026 earnings (expected)2026-08-28 · estimated · Salesforce (CRM)
- EarningsQ3 2026 earnings (expected)2026-10-28 · estimated · ServiceNow (NOW)
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
Offerpad Solutions Inc. (NYSE: OPAD) is a real estate services company that operates within the Real Estate industry. The firm is headquartered in the United States and is primarily listed on the New York Stock Exchange under the ticker symbol OPAD. Specific details regarding operating segments and geographic revenue mix are not disclosed in the available data.
Offerpad Solutions Inc. (OPAD) is currently classified as Application Software within Software (Technology). Classification confidence: 0.66 (rule-based classification). Capital structure on the latest snapshot: total assets 149,771,000 USD, total equity 45,841,000, short-term debt 0, long-term debt 0. Net cash position is approximately 40,823,000 USD. Self-calculated market cap is 34,855,683 USD (market_price × shares_outstanding_diluted). Profitability profile: revenue 80,075,000, gross profit 5,557,000, operating income -9,030,000, net income -10,133,000. Return on equity ~-101.2%. Return on assets ~-31.0%. Operating-cash-flow to net-income ratio is -1.44. Risk profile from automated assessment: liquidity risk low, dilution risk medium. Flags: Source documents mention dilution or offering risk.. Recent news context: [TRIGGER] allocator_boost: allocator_boost (allocator) on OPAD — watcher=allocator; producer_version=ws49-p2a-v2; plan_date=2026-08-02; rank=4; ev=8.660885; company_id=a9765dfa-2b23-45c2-b772-30ac2594b292; jurisdiction=US-DE; term_contributions={'event_proximity': 2.456192, 'gradability': 2.0, 'staleness': 4.204693, 'credibility_interest': 0.0}; days_since_analysis=66; pending_promises=0; reason=Allocator coverage boost rank #4 EV=8.660885 for OPAD (hot+stale; days_since=66); calendar_week={'next_event_date': '2026-08-03', 'days_until': 1, 'bases': ['expected (estimated date)'], 'in_plan_rows': True, 'never_analyzed': False}; contributing_watchers=allocator (source=allocator; url=allocator:2026-08-02:OPAD). Additional context: allocator_boost: watcher=allocator; producer_version=ws49-p2a-v2; plan_date=2026-08-02; rank=4; ev=8.660885; company_id=a9765dfa-2b23-45c2-b772-30ac2594b292; jurisdiction=US-DE; term_contributions={'event_proximity': 2.456192, 'gradability': 2.0, 'staleness': 4.204693, 'credibility_interest': 0.0}; days_since_analysis=66; pending_promises=0; reason=Allocator coverage boost rank #4 EV=8.660885 for OPAD (hot+stale; days_since=66); calendar_week={'next_event_date': '2026-08-03', 'days_until': 1, 'bases': ['expected (estimated date)'], 'in_plan_rows': True, 'never_analyzed': False}; contributing_watchers=allocator. Comparable peers identified within the same class: Microsoft, Salesforce, ServiceNow.
- Return on equity is about -101.2%.
- Debt to equity is about 0.0x.
- [TRIGGER] allocator_boost: allocator_boost (allocator) on OPAD — watcher=allocator; producer_version=ws49-p2a-v2; plan_date=2026-08-02; rank=4; ev=8.660885; company_id=a9765dfa-2b23-45c2-b772-30ac2594b292; jurisdiction=US-DE; term_contributions={'event_proximity': 2.456192, 'gradability': 2.0, 'staleness': 4.204693, 'credibility_interest': 0.0}; days_since_analysis=66; pending_promises=0; reason=Allocator coverage boost rank #4 EV=8.660885 for OPAD (hot+stale; days_since=66); calendar_week={'next_event_date': '2026-08-03', 'days_until': 1, 'bases': ['expected (estimated date)'], 'in_plan_rows': True, 'never_analyzed': False}; contributing_watchers=allocator (source=allocator; url=allocator:2026-08-02:OPAD)
- Likely peers from the same classification include Microsoft, Salesforce, ServiceNow.
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- They may appear in a number of places throughout this Quarterly Report on Form 10-Q, including Part I, Item 2, “Management’s Discussion and Analysis of Financial Condition and Results of Operations” and include statements regarding our intentions, beliefs or current expectations concerning, among other things, our future results of operations, financial condition and liquidity, real estate inventory and home acquisition pace, volume and strategy, mortgage rates, cash requirements, further equity issuances, financing plans and borrowing capacity, our intended use of net proceeds from our issuances of equity securities and debt financing arrangements, our prospects, optimized returns, potential growth or expansion evaluations, strategies, including without limitation, regarding product and service offerings and their expected impacts, ongoing collaborations, compliance with applicable laws, regulations and New York Stock Exchange (“NYSE”) continued listing rules, consideration of alternatives to cure any NYSE continued listing requirement deficiencies, macroeconomic trends, including due to conflict in the Middle East, potential tariffs or retaliations against such tariffs, geopolitical concerns, implications due to an “ownership change” under Section 382 of the Internal Revenue Code, including limitations on our ability to use net operating losses to offset future income tax liability, and the markets in which Offerpad operates.
Bull / Bear case
Generated · model-assistedAnalysts project 94.4% upside to a mean price target of $1.47, suggesting significant undervaluation relative to current market price.
The company maintains a zero debt-to-equity ratio, indicating a conservative capital structure with no long-term debt obligations.
Offerpad generated positive free cash flow of $65.7 million in FY2025, demonstrating an ability to generate cash despite operating losses.
Liquidity risk is assessed as low, suggesting the company has sufficient short-term assets to cover immediate liabilities.
Capital expenditure intensity is low at 0.19% of revenue, indicating minimal ongoing investment requirements to maintain operations.
The company posted a net loss of $46.4 million in FY2025, continuing a trend of unprofitability over the last three years.
Operating margin of -5.9% places Offerpad in the bottom quartile compared to 143 real estate services peers.
In focus — financials by report
Revenue $80.1M; Operating income -$9.0M.
- ▍Revenue $80.1M
- ▍Operating income -$9.0M
- ▍Net margin -12.7%
Revenue $453.7M; Operating income -$26.1M.
- ▍Revenue $453.7M
- ▍Operating income -$26.1M
- ▍Net margin -8.3%
Revenue $321.0M; Operating income -$19.3M.
- ▍Revenue $321.0M
- ▍Operating income -$19.3M
- ▍Net margin -8.1%
Revenue $567.8M; Operating income -$33.4M.
- ▍Revenue $567.8M
- ▍Operating income -$33.4M
- ▍Net margin -8.2%
Revenue $918.8M; Operating income -$46.0M.
- ▍Revenue $918.8M
- ▍Operating income -$46.0M
- ▍Net margin -6.8%
Revenue $918.8M; Operating income -$46.0M.
- ▍Revenue $918.8M
- ▍Operating income -$46.0M
- ▍Net margin -6.8%
Revenue $1.31B; Operating income -$104.4M.
- ▍Revenue $1.31B
- ▍Operating income -$104.4M
- ▍Net margin -8.9%
Revenue $1.31B; Operating income -$104.4M.
- ▍Revenue $1.31B
- ▍Operating income -$104.4M
- ▍Net margin -8.9%
Valuation FY
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | -6,45 |
| Revenue | —no estimate | —no estimate | 412,0M USD |
| Operating income | —no estimate | —no estimate | -22,6M USD |
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- Source documents mention dilution or offering risk.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Actions
Ask Handelsavisen
- Market data
- Regulatory filings
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Reference data
- Cash Conversion Ratiooperating_cash_flow / net_income
- Market Priceinput from market-data provider (delayed close or quote-shim mid)
- Ev To Revenueenterprise_value / revenue
- Net Cashcash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
- Return On Equitynet_income / total_equity
- Market Capmarket_price * shares_outstanding_diluted
- Offerpad Solutions Inc. company facts · 2026-08-02
- Offerpad Solutions Inc. 10-Q 2026-04-30 · 2026-08-02
- Offerpad Solutions Inc. 10-K 2026-02-24 · 2026-08-02
- Offerpad Solutions Inc. 10-Q 2025-11-03 · 2026-08-02
- Offerpad Solutions Inc. 10-Q 2025-08-04 · 2026-08-02
- allocator_boost (allocator) on OPAD · 2026-08-02
- Offerpad Solutions Inc Market data — analyst estimates · 2026-08-02
- Offerpad Solutions Inc Market data — ESG · 2026-08-02
Ownership & reference
Top holders
- Investment Managers · as of 2024-06-300,00 %$2M
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2025-12-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2024-12-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
Leadership
- Brian BairChairman of the Board, Chief Executive Officer
Insider activity
- Chief Legal Officer · Class A Common StockOther 235 @ $4,95$1K · 2026-06-12
- Chief Financial Officer · Class A Common StockOther 19 829 @ $0,62$12K · 2026-06-05
- Director, Chief Executive Officer · Class A Common StockOther 91 167 @ $0,74$67K · 2026-06-04
- Chief Legal Officer · Class A Common StockOther 30 549 @ $0,74$23K · 2026-06-04
- Chief Financial Officer · Class A Common StockOther 42 393 @ $0,74$31K · 2026-06-04
- Director · Class A Common StockOther 108 696 · 2026-06-03
- Director · Class A Common StockOther 108 696 · 2026-06-03
- Director · Class A Common StockOther 108 696 · 2026-06-03
- Director, Chief Executive Officer · Class A Common StockBought 122 920 @ $0,79$97K · 2026-06-03
- Director · Class A Common StockOther 108 696 · 2026-06-03
- Director, Chief Executive Officer · Class A Common StockBought 125 000 @ $0,82$103K · 2026-06-02
- Director · Class A Common StockOther 32 196 · 2026-03-31
- Director · Class A Common StockOther 35 984 · 2026-03-31
- Director · Class A Common StockOther 136 364 · 2026-02-13
- Director · Class A Common StockOther 14 462 · 2025-12-31
- Director · Class A Common StockOther 9 297 · 2025-12-31
- Director · Class A Common StockOther 12 396 · 2025-12-31
- 10% owner · Class A Common StockOther 16 012 · 2025-09-30
- Director · Class A Common StockOther 3 597 · 2025-09-30
- Director · Class A Common StockOther 2 697 · 2025-09-30
- Director · Class A Common StockOther 764 858 · 2025-09-30
- 10% owner · Class A Common StockOther 5 816 959 · 2025-09-30
- 10% owner · Class A Common StockOther 931 385 · 2025-09-30
- Director · Class A Common StockOther 4 196 · 2025-09-30
- Director · Class A Common StockOther 71 429 · 2025-08-08
Short positioning
Geographic breakdown
Intel & risk
Evidence & claims
From filings & derived data- Total assets (YoY) (2025-12-31 vs 2024-12-31): -50.6%Derived (calculated)
- Shareholders' equity (YoY) (2025-12-31 vs 2024-12-31): -19.8%Derived (calculated)
- Current ratio (FY 2025-12-31): 1.48xDerived (calculated)
- Debt-to-equity (FY 2025-12-31): 3.05xDerived (calculated)
- Cash & equivalents (YoY) (2025-12-31 vs 2024-12-31): -38.3%Derived (calculated)
- Total liabilities (YoY) (2025-12-31 vs 2024-12-31): -56.1%Derived (calculated)
- Revenue (YoY) (2025-12-31 vs 2024-12-31): -38.2%Derived (calculated)
- R&D expense (YoY) (2025-12-31 vs 2024-12-31): -24.7%Derived (calculated)
- Operating income (YoY) (2025-12-31 vs 2024-12-31): 27.5%Derived (calculated)
- Operating cash flow (YoY) (2025-12-31 vs 2024-12-31): 220.7%Derived (calculated)
- Net income (YoY) (2025-12-31 vs 2024-12-31): 25.4%Derived (calculated)
- Gross profit (YoY) (2025-12-31 vs 2024-12-31): -41.8%Derived (calculated)
- Cost of revenue (YoY) (2025-12-31 vs 2024-12-31): -37.9%Derived (calculated)
- EPS (diluted) (YoY) (2025-12-31 vs 2024-12-31): 33.9%Derived (calculated)
- Capex (YoY) (2025-12-31 vs 2024-12-31): -80.0%Derived (calculated)
- EPS (basic) (YoY) (2025-12-31 vs 2024-12-31): 33.9%Derived (calculated)
- Net margin (FY 2025-12-31): -8.2%Derived (calculated)
- Gross margin (FY 2025-12-31): 7.4%Derived (calculated)
- Return on equity (FY 2025-12-31): -121.4%Derived (calculated)
- Return on assets (FY 2025-12-31): -30.0%Derived (calculated)
- Cash & equivalents (annual): USD 26.54MSEC XBRL filing
- Total liabilities (annual): USD 116.55MSEC XBRL filing
- EPS (basic) (annual): USD-PER-SHARES -2SEC XBRL filing
- Pre-tax income (annual): USD -45.94MSEC XBRL filing