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IDBI.NS NSE (India) Banks

IDBI Bank Ltd

$73,49
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INR
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LatestIDFC First Bank profit surges 132% on strong NII growth
Last 30 days
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Mcap
790,2B INR
P/E
EV / Rev
Div yield
2,52 %
Op margin
ROE
13,4 %
Net margin
68,0 %
Debt / equity
0,44
Beta
52w range
Volume
Day range
Prev close
Open
Next earnings
Ex-dividend
TR 1Y
About

IDBI Bank Ltd operates as a commercial bank within the Indian financial services sector, generating revenue primarily through interest income and fee-based banking services.

Business. IDBI Bank Ltd (IDBI.NS) is a commercial bank headquartered in India that operates within the Banking Services industry. The company generates revenue primarily through interest income, consistent with standard commercial banking activities. It is listed on the National Stock Exchange of India (NSE). Specific details regarding operating segments and geographic revenue mix are not available.

Classification62 %
SectorFinancials
Business sectorBanking & Investment Services
Industry groupBanking Services
IndustryBanks
ActivityCommercial Banks
Generated · model-assisted
Sell-side consensus
consensus pending
— buy— hold— sell
Avg 12m price target
Upcoming events
— missing data
See all catalysts →

At a glance

Score
not yet scored
Valuation
valuation pending
Analysts
not yet wired
Ownership
not yet wired
Profitability
13,4 %
return on equity
Quality
not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

6
  • MARKETSIDFC First Bank profit surges 132% on strong NII growth2026-07-25
  • MARKETSIDBI Bank Q1 profit rises 5% to ₹2,115 crore as NII expands2026-07-20
  • NEWSIDBI Bank privatisation faces fresh legal challenge from former government secretary2026-07-20
  • MARKETSIDBI Bank sale faces governance and sovereignty scrutiny2026-07-19
  • ENERGYAnand Rathi's Kothari names Suzlon, IDBI, Zee as sub-₹200 buys2026-07-18
  • NEWSIDBI Bank staff announce nationwide strike over privatisation fears2026-07-17
  • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,7 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Consumer Discretionary+0,4 %+7,7 %−0,2 %
    Information Technology+0,3 %+7,8 %−0,3 %
    Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %
    Consumer Staples−0,4 %+2,5 %−1,0 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Industrials−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    No tracked sagas currently linked to IDBI.NS. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Peers
    • DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
    • EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
    • EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    Briefing · model-assisted

    IDBI Bank Ltd (IDBI.NS) has experienced no material changes in its fundamental profile or market signals during the recent analysis period. A comprehensive review of 17 key fields, excluding four schema-expansion fields, confirmed that the bank’s status remains consistent with prior assessments, indicating a period of operational and financial stability without significant new developments. The absence of material changes is further corroborated by the lack of active watcher signals and a near-silent news environment. Cross-source data reveals that only a single dispatch was recorded on June 24, 2026, with zero activity reported for the subsequent days through mid-July 2026. This low volume of external commentary suggests that the market is not currently reacting to any immediate catalysts or controversies surrounding the institution. From a structural perspective, IDBI Bank Ltd maintains a lean analyst coverage base, with only four analysts currently tracking the stock. The company is not included in any major indices, and data on top holders and officer counts is currently unavailable or reported as zero. This limited visibility aligns with the quiet period in news flow, suggesting that the bank is not a focal point for high-frequency trading or intense institutional scrutiny at this time. The significance of this stability lies in the predictability it offers to long-term observers. With no new financials, ratings, or corporate actions disrupting the status quo, the bank’s valuation and risk profile remain anchored to previous benchmarks. Investors should note that the lack of new information means that any future price movements will likely depend on the eventual release of new material data or a shift in the broader banking sector sentiment, rather than company-specific news in the immediate term.

    Signals & dispatch

    peak dispatch · 2026-07-16

    Composite-score breakdown

    Synthesis

    Business

    IDBI Bank Ltd (IDBI.NS) is a commercial bank headquartered in India that operates within the Banking Services industry. The company generates revenue primarily through interest income, consistent with standard commercial banking activities. It is listed on the National Stock Exchange of India (NSE). Specific details regarding operating segments and geographic revenue mix are not available.

    Classification62 %
    SectorFinancials
    Business sectorBanking & Investment Services
    Industry groupBanking Services
    IndustryBanks
    ActivityCommercial Banks
    AI synthesis
    GENERATED

    IDBI Bank Ltd (IDBI.NS) has experienced no material changes in its fundamental profile or market signals during the recent analysis period. A comprehensive review of 17 key fields, excluding four schema-expansion fields, confirmed that the bank’s status remains consistent with prior assessments, indicating a period of operational and financial stability without significant new developments. The absence of material changes is further corroborated by the lack of active watcher signals and a near-silent news environment. Cross-source data reveals that only a single dispatch was recorded on June 24, 2026, with zero activity reported for the subsequent days through mid-July 2026. This low volume of external commentary suggests that the market is not currently reacting to any immediate catalysts or controversies surrounding the institution. From a structural perspective, IDBI Bank Ltd maintains a lean analyst coverage base, with only four analysts currently tracking the stock. The company is not included in any major indices, and data on top holders and officer counts is currently unavailable or reported as zero. This limited visibility aligns with the quiet period in news flow, suggesting that the bank is not a focal point for high-frequency trading or intense institutional scrutiny at this time. The significance of this stability lies in the predictability it offers to long-term observers. With no new financials, ratings, or corporate actions disrupting the status quo, the bank’s valuation and risk profile remain anchored to previous benchmarks. Investors should note that the lack of new information means that any future price movements will likely depend on the eventual release of new material data or a shift in the broader banking sector sentiment, rather than company-specific news in the immediate term.

    Key takeaways
    • IDBI Bank Ltd reports a debt-to-equity ratio of 0.44, indicating moderate leverage relative to its equity base.
    • The company generates positive free cash flow of INR 72.4 billion, supporting its operational stability.
    • Return on equity of 13.43% reflects the profitability of the bank's capital structure.
    • Dilution risk is low, with no difference between basic and diluted share counts.
    • Liquidity is rated as medium, with a noted negative net cash position after debt subtraction.

    Bull / Bear case

    Generated · model-assisted
    — missing data

    In focus — financials by report

    Valuation

    Market price
    $73,49
    Market cap
    $885.14B
    Enterprise value
    $1.19T
    P/E
    Non-GAAP P/E
    EV / Revenue
    EV / Op income
    EV / OCF
    7.1x
    P / B
    1.3x
    P / Tangible book
    1.3x
    Tangible book
    $685.64B
    Net cash
    -$300.39B
    Current ratio
    Debt / equity
    0.4
    ROA
    2.0%
    ROE
    13.4%
    Cash conversion
    182.0%
    CapEx / revenue
    -2.4%
    SBC / revenue
    Dilution ratio
    0.0%

    Revenue by segment

    Commercial & Industrial Lending
    low · llm_fanout_v2
    Commercial Banking
    low · llm_fanout_v2
    Deposit Services
    low · llm_fanout_v2

    Market share

    — missing data

    Business relationships

    — missing data

    Supply chain

    — missing data

    Peer comparison

    — missing data

    Market position

    Stress test

    — missing data

    Predictor forecast

    Next quarternear-term
    Earnings · next quarterconf 45 %
    EPS
    Consensus EPS
    8,10
    Predicted surprise
    0,00
    Beat probability
    45 %
    Analysts
    Other metrics
    Revenue
    no estimate
    Segment revenue
    no estimate
    Margin
    no estimate
    Segment margin
    no estimate
    as of 2026-05-06 · Earnings Surprise V1
    Period note: consensus is not fiscal-period-aligned at source — read as consensus vs the last reported actual, not a calibrated same-quarter surprise.
    Full fiscal year~1 year ahead
    Full fiscal year · our forecast vs guidance vs consensus
    MetricOur forecastGuidanceConsensus
    EPSno estimateno estimate8,10
    Revenueno estimateno estimateno estimate
    Operating incomeno estimateno estimate114,6B INR
    Full-year consensus mean (period as reported by source) · consensus in INR. Company-level full-year forecast and management guidance are not yet modelled at scale — shown as "no estimate", never inferred.
    Probabilistic model output — not investment advice. · generated 2026-08-04

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Consensus distribution

    sell-side coverage
    Operating income · consensus114,6B INR
    EPS surprise
    +9,3 %
    reported vs consensus · beat

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    — missing data

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskMedium
    Filing-based flags
    • Net cash is negative after subtracting total debt.

    Benchmarks vs cohort

    Net Margin68,0 %Above P75
    ROE13,4 %Above P75
    Capex / Rev-2,4 %Above median
    D/E0,44Below median
    Cash Conv1,82Above median

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    — missing data

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    • Reference data
    How metrics are computed
    • Debt To Equity
      (short_term_debt + long_term_debt) / total_equity
    • Market Cap
      market_price * shares_outstanding_diluted
    • Ev To Revenue
      enterprise_value / revenue
    • Return On Assets
      net_income / total_assets
    • Price To Tangible Book
      market_price / (tangible_book_value / shares_outstanding_diluted)
    • Price To Earnings
      market_price / (net_income / shares_outstanding_diluted)
    Source documents
    • IDBI Bank Ltd Market data — financials · 2026-07-09

    Ownership & reference

    Insider activity

    — missing data

    Short positioning

    — missing data

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    IDBI.NSCanonical
    NSE (India) · INR

    Intel & risk

    PredictorBeat prob45 %Surprise0,00Full forecast →
    peak dispatch · 2026-07-16
    OSINT findings
    Dilution riskLow
    Liquidity riskMedium
    Net cash is negative after subtracting total debt.
    Relationship graph
    IDBIJPMBACCBanks
    This companyPeerSector

    Evidence & claims

    From filings & derived data
    — missing data

    The Thread

    Everything we know, in order
    2026-07-20 08:31 UTCNEWSIDBI Bank Q1 profit rises 5% to ₹2,115 crore as NII expands → The lender's net interest income grew 10% year-on-year, outpacing bottom-line growth and signaling margin resilience in a competitive Indian banking sector.
    2026-07-16 14:42 UTCNEWSIDBI Bank stake sale nears finish as Fairfax and Emirates NBD submit revised bids → The Indian government expects to finalize the majority stake sale within a month, accelerating the exit from its public sector bank portfolio.
    2026-07-16 14:35 UTCNEWSIDBI Bank shares rally as India nears deal with Fairfax Financial → The Indian government is close to accepting a sweetened bid from Fairfax Financial for IDBI Bank, signaling a potential exit for the state-owned lender and validating Fairfax's growing footprint in South Asia.
    2026-07-16 13:40 UTCNEWSIDBI Bank shares jump 4% on reports of foreign bids for government stake sale → The lender's stock rallied after reports emerged that the Indian government has received revised financial bids from two foreign bidders for its proposed stake sale, reigniting hopes of a valuation re-rating.
    2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (90d)
    2026-06-24 00:38 UTCNEWSIDBI Bank valuation hinges on government divestment plans → The lender trades at a public-sector discount despite private-sector classification, with a potential stake sale offering a path to re-rating.
    2026-06-23 11:06 UTCNEWSFairfax deploys nearly $1 billion into Indian government bonds ahead of potential IDBI deal → The rare move by the Canadian holding company signals deepening foreign interest in Indian sovereign debt, bolstered by a new capital gains tax exemption for overseas buyers.
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data · Reference data Premium coverage