Retail participation in cryptocurrency markets has reached a new milestone in France, with 32% of the population now holding digital assets.
The figure, drawn from the Crypto Trust Index conducted by Pollfish for neobank bunq in April 2026, signals a significant normalization of crypto as a mainstream asset class among European retail investors.
The surge in adoption is largely attributed to the reduction of friction in the investment process.
Recent market analysis highlights that new investors can now complete the entire onboarding and purchase cycle in under an hour.
This streamlined approach involves selecting a regulated platform, completing identity verification, funding the account, executing the first trade, and securing custody—all steps that have been significantly simplified by fintech providers.
Neobanks such as bunq, Revolut, and Monzo have been instrumental in this shift, integrating crypto trading directly into familiar banking interfaces.