Individual investors owned approximately 10 per cent of the residential housing stock in Ontario and British Columbia in 2022, according to a new report from Statistics Canada.
The data reveals that small-scale, individual landlords held a larger share of investment properties in these high-value provinces than businesses and larger institutional investors during the same period.
The findings underscore the continued dominance of retail capital in Canada's most expensive real estate markets.
While institutional interest in residential assets has grown, the 'mom-and-pop' investor cohort remains a significant force, particularly in provinces where entry barriers for larger entities are higher.
The report examined investor ownership patterns across the country's residential real estate sector, providing a granular view of who holds the keys to the nation's housing supply.
This concentration of ownership among individuals has implications for market liquidity and policy responses.