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Companies/Consumer Discretionary/CARS
CARS$94.0056

Industri Dan Perdagangan Bintraco Dharma Tbk PT

Auto Vehicles, Parts & Service RetailersVerified
Score breakdown
Valuation+43Profitability+35Sentiment+30Risk penalty-3
Quality breakdown
Key fields100Profile38Conclusion97AI synthesis40Observations3

The company maintains a debt-to-equity ratio of 1.17, indicating a moderate reliance on debt financing, and a current ratio of 0.93, suggesting potential liquidity constraints in the short term [doc:HA-latest]. Its price-to-book ratio of 1.39 and price-to-tangible-book ratio of 1.39 reflect a market valuation that is in line with its tangible asset base [doc:HA-latest]. The enterprise value to EBITDA ratio of 9.47 and enterprise value to revenue ratio of 0.55 suggest a relatively affordable valuation compared to earnings and revenue [doc:HA-latest]. Profitability metrics show a return on equity of 14.57% and a return on assets of 4.93%, which are strong relative to the industry's typical performance [doc:HA-latest]. The company's operating income of 274.73 billion IDR and net income of 148.25 billion IDR indicate a healthy margin structure, although the gross profit of 636.62 billion IDR suggests a relatively low-margin business model [doc:HA-latest]. The company's revenue is distributed across three segments: Automotive, Financing, and Aftersales. The Automotive segment is the largest, with 24 marketing branch offices and Nasmoco Toyota, while the Aftersales segment operates over 22 CARfix repair shops [doc:HA-latest]. Geographically, the company is concentrated in Indonesia, with no disclosed international operations [doc:HA-latest]. The company's revenue growth is expected to remain stable, with no significant changes in the outlook for the current and next fiscal years [doc:HA-latest]. Historical revenue of 473.20 billion IDR reflects a consistent business model, supported by its financing and after-sales services [doc:HA-latest]. The company faces a medium liquidity risk due to a current ratio of 0.93 and a negative net cash position after subtracting total debt [doc:HA-latest]. Dilution risk is assessed as low, with no near-term pressure expected [doc:HA-latest]. The company's capital structure and financial leverage are stable, with no significant adjustments applied in the valuation [doc:HA-latest]. Recent filings and transcripts do not indicate any material changes in the company's operations or financial strategy [doc:HA-latest]. The company continues to operate within its established business model, with no disclosed plans for major restructuring or expansion [doc:HA-latest].

30-day price · CARS+1.00 (+1.1%)
Low$91.00High$100.00Close$93.00As of4 May, 00:00 UTC
Profile
CompanyIndustri Dan Perdagangan Bintraco Dharma Tbk PT
TickerCARS.JK
SectorConsumer Cyclicals
BusinessRetailers
Industry groupRetailers
IndustryAuto Vehicles, Parts & Service Retailers
AI analysis

Business. PT Industri dan Perdagangan Bintraco Dharma Tbk operates in the automotive retail and services sector in Indonesia, providing new car sales, after-sales services, motor vehicle financing, and repair services through its Nasmoco Toyota and CARfix brands [doc:HA-latest].

Classification. The company is classified under the industry "Auto Vehicles, Parts & Service Retailers" within the "Consumer Cyclicals" economic sector, with a confidence level of 0.92 [doc:verified market data].

The company maintains a debt-to-equity ratio of 1.17, indicating a moderate reliance on debt financing, and a current ratio of 0.93, suggesting potential liquidity constraints in the short term [doc:HA-latest]. Its price-to-book ratio of 1.39 and price-to-tangible-book ratio of 1.39 reflect a market valuation that is in line with its tangible asset base [doc:HA-latest]. The enterprise value to EBITDA ratio of 9.47 and enterprise value to revenue ratio of 0.55 suggest a relatively affordable valuation compared to earnings and revenue [doc:HA-latest]. Profitability metrics show a return on equity of 14.57% and a return on assets of 4.93%, which are strong relative to the industry's typical performance [doc:HA-latest]. The company's operating income of 274.73 billion IDR and net income of 148.25 billion IDR indicate a healthy margin structure, although the gross profit of 636.62 billion IDR suggests a relatively low-margin business model [doc:HA-latest]. The company's revenue is distributed across three segments: Automotive, Financing, and Aftersales. The Automotive segment is the largest, with 24 marketing branch offices and Nasmoco Toyota, while the Aftersales segment operates over 22 CARfix repair shops [doc:HA-latest]. Geographically, the company is concentrated in Indonesia, with no disclosed international operations [doc:HA-latest]. The company's revenue growth is expected to remain stable, with no significant changes in the outlook for the current and next fiscal years [doc:HA-latest]. Historical revenue of 473.20 billion IDR reflects a consistent business model, supported by its financing and after-sales services [doc:HA-latest]. The company faces a medium liquidity risk due to a current ratio of 0.93 and a negative net cash position after subtracting total debt [doc:HA-latest]. Dilution risk is assessed as low, with no near-term pressure expected [doc:HA-latest]. The company's capital structure and financial leverage are stable, with no significant adjustments applied in the valuation [doc:HA-latest]. Recent filings and transcripts do not indicate any material changes in the company's operations or financial strategy [doc:HA-latest]. The company continues to operate within its established business model, with no disclosed plans for major restructuring or expansion [doc:HA-latest].
Key takeaways
  • The company maintains a moderate debt-to-equity ratio of 1.17, indicating a balanced capital structure.
  • A return on equity of 14.57% suggests strong profitability relative to equity investment.
  • The company's revenue is concentrated in Indonesia, with no international operations disclosed.
  • The enterprise value to EBITDA ratio of 9.47 and enterprise value to revenue ratio of 0.55 indicate a relatively affordable valuation.
  • The company faces a medium liquidity risk due to a current ratio of 0.93 and a negative net cash position.
  • --
  • # RATIONALES
  • ```json
Financial snapshot
PeriodHA-latest
CurrencyIDR
Revenue$4.73T
Gross profit$636.62B
Operating income$274.73B
Net income$148.25B
R&D—
SG&A—
D&A—
SBC—
Operating cash flow$105.60B
CapEx-$34.00B
Free cash flow$170.87B
Total assets$3.01T
Total liabilities$1.99T
Total equity$1.02T
Cash & equivalents—
Long-term debt$1.19T
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
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PeriodOCFCapExFCFSBC
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Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
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PeriodGross %Op %Net %FCF %
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PeriodAssetsEquityCashDebt
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PeriodOCFCapExFCFSBC
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Valuation
Market price$94.00
Market cap$1.41T
Enterprise value$2.60T
P/E9.5
Reported non-GAAP P/E—
EV/Revenue0.6
EV/Op income9.5
EV/OCF24.6
P/B1.4
P/Tangible book1.4
Tangible book$1.02T
Net cash-$1.19T
Current ratio0.9
Debt/Equity1.2
ROA4.9%
ROE14.6%
Cash conversion71.0%
CapEx/Revenue-0.7%
SBC/Revenue—
Asset intensity—
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskMedium
  • Net cash is negative after subtracting total debt.
Industry benchmarks
Activity: Retailers · cohort 2 companies
MetricCARSActivity
Op margin5.8%20.7% medp25 18.7% · p75 22.8%bottom quartile
Net margin3.1%15.6% medp25 13.4% · p75 17.7%bottom quartile
Gross margin13.5%31.0% medp25 19.6% · p75 40.5%bottom quartile
R&D / revenue—0.4% medp25 0.4% · p75 0.4%
CapEx / revenue-0.7%4.6% medp25 3.2% · p75 5.9%bottom quartile
Debt / equity117.0%39.3% medp25 19.7% · p75 97.3%top quartile
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-05 20:46 UTC#c015c795
Market quoteclose IDR 94.00 · shares 15.00B diluted
no public URL
2026-05-05 20:46 UTC#340cdf92
Source: analysis-pipeline (hybrid)Generated: 2026-05-05 20:48 UTCJob: b2f0ef29