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LIVE · 10:11 UTC
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City Chic Collective Ltd

Apparel & Accessories RetailersVerified
Score breakdown
Valuation+27Profitability+8Sentiment+30Risk penalty-3Missing signals-1
Quality breakdown
Key fields100Profile38Conclusion95AI synthesis40Observations23

City Chic Collective Ltd exhibits a capital structure with a debt-to-equity ratio of 1.02, indicating a balanced mix of debt and equity financing. The company's liquidity position is characterized by a current ratio of 0.89, suggesting potential short-term liquidity constraints. The price-to-book ratio of 0.56 implies that the market values the company at a discount relative to its book value [doc:HA-latest]. Profitability metrics reveal a challenging financial landscape for the company. The return on equity of -0.152 and return on assets of -0.0527 indicate that the company is not generating returns for its shareholders or effectively utilizing its assets. These figures are below the industry norms for Apparel & Accessories Retailers, highlighting a need for operational improvements [doc:HA-latest]. The company's revenue is primarily concentrated in the ANZ and Americas regions, with a significant portion derived from its physical store network and e-commerce platforms. This concentration may expose the company to regional economic fluctuations and shifts in consumer behavior [doc:HA-latest]. Growth trajectory analysis shows a mixed outlook. The company reported a revenue of 135,193,000 AUD, but its operating income was negative at -9,282,000 AUD. The free cash flow of 4,157,000 AUD suggests some operational efficiency, but the negative operating cash flow of -7,134,000 AUD indicates ongoing operational challenges [doc:HA-latest]. Risk factors include medium liquidity risk, as highlighted by the negative net cash position after subtracting total debt. The dilution risk is assessed as low, with no significant dilution potential identified. The company's capital expenditure of -1,792,000 AUD suggests a focus on cost management rather than expansion [doc:HA-latest]. Recent events include analyst estimates with a mean price target of 0.25 AUD and a mean recommendation of 2.00, indicating a cautious outlook from the investment community. The lack of strong-buy recommendations and the presence of one buy recommendation suggest a neutral to slightly positive sentiment [doc:HA-latest].

Profile
CompanyCity Chic Collective Ltd
TickerCCX.AX
SectorConsumer Cyclicals
BusinessRetailers
Industry groupRetailers
IndustryApparel & Accessories Retailers
AI analysis

Business. City Chic Collective Ltd operates as a global omnichannel retailer focused on plus-size women's apparel, footwear, and accessories, generating revenue through physical stores in Australia and New Zealand and e-commerce platforms in ANZ, the United States, and Canada [doc:HA-latest].

Classification. The company is classified under the Consumer Cyclicals economic sector, Retailers business sector, and Apparel & Accessories Retailers industry with a confidence level of 0.92 [doc:verified market data].

City Chic Collective Ltd exhibits a capital structure with a debt-to-equity ratio of 1.02, indicating a balanced mix of debt and equity financing. The company's liquidity position is characterized by a current ratio of 0.89, suggesting potential short-term liquidity constraints. The price-to-book ratio of 0.56 implies that the market values the company at a discount relative to its book value [doc:HA-latest]. Profitability metrics reveal a challenging financial landscape for the company. The return on equity of -0.152 and return on assets of -0.0527 indicate that the company is not generating returns for its shareholders or effectively utilizing its assets. These figures are below the industry norms for Apparel & Accessories Retailers, highlighting a need for operational improvements [doc:HA-latest]. The company's revenue is primarily concentrated in the ANZ and Americas regions, with a significant portion derived from its physical store network and e-commerce platforms. This concentration may expose the company to regional economic fluctuations and shifts in consumer behavior [doc:HA-latest]. Growth trajectory analysis shows a mixed outlook. The company reported a revenue of 135,193,000 AUD, but its operating income was negative at -9,282,000 AUD. The free cash flow of 4,157,000 AUD suggests some operational efficiency, but the negative operating cash flow of -7,134,000 AUD indicates ongoing operational challenges [doc:HA-latest]. Risk factors include medium liquidity risk, as highlighted by the negative net cash position after subtracting total debt. The dilution risk is assessed as low, with no significant dilution potential identified. The company's capital expenditure of -1,792,000 AUD suggests a focus on cost management rather than expansion [doc:HA-latest]. Recent events include analyst estimates with a mean price target of 0.25 AUD and a mean recommendation of 2.00, indicating a cautious outlook from the investment community. The lack of strong-buy recommendations and the presence of one buy recommendation suggest a neutral to slightly positive sentiment [doc:HA-latest].
Key takeaways
  • City Chic Collective Ltd is operating with a negative return on equity and assets, indicating poor profitability.
  • The company's liquidity position is constrained, as evidenced by a current ratio below 1.
  • Revenue is concentrated in specific regions, which may increase exposure to regional economic risks.
  • Analysts have a neutral to slightly positive outlook, with a mean price target significantly higher than the current market price.
  • # RATIONALES
  • **margin_outlook_rationale**: The company's gross profit margin is underperforming relative to industry norms, driven by high cost of goods sold and pricing pressures.
  • **rd_outlook_rationale**: No significant R&D investment is disclosed, suggesting limited innovation in product offerings.
  • **capex_outlook_rationale**: Capital expenditures are negative, indicating a focus on cost reduction rather than expansion.
Financial snapshot
PeriodHA-latest
CurrencyAUD
Revenue$135.2M
Gross profit$62.0M
Operating income-$9.3M
Net income-$5.5M
R&D
SG&A
D&A
SBC
Operating cash flow-$7.1M
CapEx-$1.8M
Free cash flow$4.2M
Total assets$105.0M
Total liabilities$68.6M
Total equity$36.4M
Cash & equivalents
Long-term debt$37.1M
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY0
FY-1
FY-2
FY-3
FY-4
PeriodGross %Op %Net %FCF %
FY0
FY-1
FY-2
FY-3
FY-4
PeriodAssetsEquityCashDebt
FY0
FY-1
FY-2
FY-3
FY-4
PeriodOCFCapExFCFSBC
FY0
FY-1
FY-2
FY-3
FY-4
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodGross %Op %Net %FCF %
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodAssetsEquityCashDebt
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodOCFCapExFCFSBC
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
Valuation
Market price$0.05
Market cap$20.4M
Enterprise value$57.5M
P/E
Reported non-GAAP P/E
EV/Revenue0.4
EV/Op income
EV/OCF
P/B0.6
P/Tangible book0.6
Tangible book$36.4M
Net cash-$37.1M
Current ratio0.9
Debt/Equity1.0
ROA-5.3%
ROE-15.2%
Cash conversion1.3%
CapEx/Revenue-1.3%
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskMedium
  • Net cash is negative after subtracting total debt.
Industry benchmarks
Activity: Retailers · cohort 8 companies
MetricCCXActivity
Op margin-6.9%9.5% medp25 6.4% · p75 13.1%bottom quartile
Net margin-4.1%8.2% medp25 5.0% · p75 11.1%bottom quartile
Gross margin45.8%35.0% medp25 33.0% · p75 44.8%top quartile
R&D / revenue0.4% medp25 0.4% · p75 0.4%
CapEx / revenue-1.3%3.4% medp25 2.9% · p75 4.6%bottom quartile
Debt / equity102.0%25.8% medp25 3.1% · p75 69.4%top quartile
Observations
IR observations
Mean price target0.25 AUD
Median price target0.25 AUD
High price target0.25 AUD
Low price target0.25 AUD
Mean recommendation2.00 (1=strong buy, 5=strong sell)
Strong-buy count0.00
Buy count1.00
Hold count0.00
Sell count0.00
Strong-sell count0.00
Mean EPS estimate-0.01 AUD
Last actual EPS-0.02 AUD
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-04 09:30 UTC#3282192d
Market quoteclose AUD 0.05 · shares 0.39B diluted
no public URL
2026-05-04 09:30 UTC#d034d85a
Source: analysis-pipeline (hybrid)Generated: 2026-05-04 09:31 UTCJob: ca576f58