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LIVE · 10:06 UTC
CDLP56

CDRL SA

Apparel & AccessoriesVerified
Score breakdown
Profitability+32Sentiment+30Risk penalty-3Missing signals-3
Quality breakdown
Key fields100Profile38Conclusion95AI synthesis40Observations3

CDRL SA maintains a conservative capital structure with total liabilities of PLN 88.8 million and total equity of PLN 100.7 million, resulting in a debt-to-equity ratio of 0.28 [doc:CDLP.WA-financial-snapshot]. The company's liquidity position is moderate, with a current ratio of 1.46 and only PLN 1.1 million in cash and equivalents [doc:CDLP.WA-valuation-snapshot]. Free cash flow of PLN 10.6 million indicates positive operating cash generation, but the company holds negative net cash after subtracting total debt [doc:CDLP.WA-risk-assessment]. Profitability metrics show a return on equity of 5.71% and return on assets of 3.04%, both below the median for the Apparel & Accessories industry [doc:CDLP.WA-valuation-snapshot]. Operating income of PLN 6.16 million represents a 2.28% margin on revenue, which is below the industry's median operating margin [doc:CDLP.WA-financial-snapshot]. The company's revenue is concentrated in a global retail network, with stores in 12 countries including Austria, Germany, and China [doc:CDLP.WA-2023-annual-report]. Online sales through http://pl.coccodrillo.eu/ represent a growing channel, but the company does not disclose specific revenue by segment or geography [doc:CDLP.WA-2023-annual-report]. Looking ahead, the company is projected to maintain stable revenue with no significant growth expected in the next fiscal year [doc:CDLP.WA-outlook]. Capital expenditures of PLN 6.17 million in the latest period suggest maintenance rather than expansion [doc:CDLP.WA-financial-snapshot]. Risk factors include moderate liquidity constraints and potential dilution from future financing needs [doc:CDLP.WA-risk-assessment]. The company has low dilution risk in the near term, with no recent share issuance activity and diluted shares equal to basic shares [doc:CDLP.WA-financial-snapshot]. Recent filings show the company continues to operate its global retail chain and online platform [doc:CDLP.WA-2023-annual-report]. No material regulatory or operational risks were disclosed in the latest annual report [doc:CDLP.WA-2023-annual-report].

Profile
CompanyCDRL SA
TickerCDLP.WA
SectorConsumer Cyclicals
BusinessCyclical Consumer Products
Industry groupCyclical Consumer Products
IndustryApparel & Accessories
AI analysis

Business. CDRL SA designs, manufactures, and distributes children and infants clothing under the COCCODRILLO and H@C brands, operating a global retail chain and online store [doc:CDLP.WA-2023-annual-report].

Classification. CDRL SA is classified in the Consumer Cyclicals economic sector, Cyclical Consumer Products business sector, and Apparel & Accessories industry with 92% confidence [doc:verified-market-data-classification].

CDRL SA maintains a conservative capital structure with total liabilities of PLN 88.8 million and total equity of PLN 100.7 million, resulting in a debt-to-equity ratio of 0.28 [doc:CDLP.WA-financial-snapshot]. The company's liquidity position is moderate, with a current ratio of 1.46 and only PLN 1.1 million in cash and equivalents [doc:CDLP.WA-valuation-snapshot]. Free cash flow of PLN 10.6 million indicates positive operating cash generation, but the company holds negative net cash after subtracting total debt [doc:CDLP.WA-risk-assessment]. Profitability metrics show a return on equity of 5.71% and return on assets of 3.04%, both below the median for the Apparel & Accessories industry [doc:CDLP.WA-valuation-snapshot]. Operating income of PLN 6.16 million represents a 2.28% margin on revenue, which is below the industry's median operating margin [doc:CDLP.WA-financial-snapshot]. The company's revenue is concentrated in a global retail network, with stores in 12 countries including Austria, Germany, and China [doc:CDLP.WA-2023-annual-report]. Online sales through http://pl.coccodrillo.eu/ represent a growing channel, but the company does not disclose specific revenue by segment or geography [doc:CDLP.WA-2023-annual-report]. Looking ahead, the company is projected to maintain stable revenue with no significant growth expected in the next fiscal year [doc:CDLP.WA-outlook]. Capital expenditures of PLN 6.17 million in the latest period suggest maintenance rather than expansion [doc:CDLP.WA-financial-snapshot]. Risk factors include moderate liquidity constraints and potential dilution from future financing needs [doc:CDLP.WA-risk-assessment]. The company has low dilution risk in the near term, with no recent share issuance activity and diluted shares equal to basic shares [doc:CDLP.WA-financial-snapshot]. Recent filings show the company continues to operate its global retail chain and online platform [doc:CDLP.WA-2023-annual-report]. No material regulatory or operational risks were disclosed in the latest annual report [doc:CDLP.WA-2023-annual-report].
Key takeaways
  • CDRL SA maintains a conservative capital structure with a debt-to-equity ratio of 0.28
  • The company generates positive free cash flow but holds negative net cash after debt
  • Return on equity of 5.71% lags behind industry medians
  • Global retail operations span 12 countries with growing online presence
  • No significant revenue growth is projected for the next fiscal year
  • Dilution risk remains low with no recent share issuance activity
  • # RATIONALES
  • {
Financial snapshot
PeriodHA-latest
CurrencyPLN
Revenue$270.3M
Gross profit$146.8M
Operating income$6.2M
Net income$5.8M
R&D
SG&A
D&A
SBC
Operating cash flow$7.9M
CapEx-$6.2M
Free cash flow$10.6M
Total assets$189.5M
Total liabilities$88.8M
Total equity$100.7M
Cash & equivalents$1.1M
Long-term debt$28.6M
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY0
FY-1
FY-2
FY-3
FY-4
PeriodGross %Op %Net %FCF %
FY0
FY-1
FY-2
FY-3
FY-4
PeriodAssetsEquityCashDebt
FY0
FY-1
FY-2
FY-3
FY-4
PeriodOCFCapExFCFSBC
FY0
FY-1
FY-2
FY-3
FY-4
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodGross %Op %Net %FCF %
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodAssetsEquityCashDebt
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodOCFCapExFCFSBC
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book$100.7M
Net cash-$27.5M
Current ratio1.5
Debt/Equity0.3
ROA3.0%
ROE5.7%
Cash conversion1.4%
CapEx/Revenue-2.3%
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskMedium
  • Net cash is negative after subtracting total debt.
Industry benchmarks
Activity: Apparel & Accessories · cohort 2 companies
MetricCDLPActivity
Op margin2.3%6.6% medp25 4.6% · p75 8.7%bottom quartile
Net margin2.1%3.7% medp25 2.0% · p75 5.5%below median
Gross margin54.3%57.5% medp25 57.5% · p75 57.5%bottom quartile
CapEx / revenue-2.3%1.1% medp25 0.9% · p75 1.4%bottom quartile
Debt / equity28.0%124.3% medp25 86.1% · p75 162.6%bottom quartile
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-04 22:56 UTC#9e9e15e3
Source: analysis-pipeline (hybrid)Generated: 2026-05-04 22:58 UTCJob: 475ba911