CPA—53

Competent Automobiles Company Ltd

Auto Vehicles, Parts & Service RetailersVerified

Score breakdown

Profitability+32Sentiment+15Risk penalty-3Missing signals-3

Quality breakdown

Key fields100Profile38Conclusion83AI synthesis40Observations3

Competent Automobiles Company Ltd (CPA.BO) is currently classified as Retailers within Auto Vehicles, Parts & Service Retailers (Consumer Cyclicals). Classification confidence: 0.92 (verified market data). Capital structure on the latest snapshot: total assets 8,144,002,000 INR, total equity 3,652,605,000, short-term debt 0, long-term debt 4,081,450,000. Net cash position is approximately -4,081,450,000 INR. Profitability profile: revenue 21,387,927,000, gross profit 2,374,957,000, operating income 541,538,000, net income 214,971,000. Return on equity ~5.9%. Return on assets ~2.6%. Operating-cash-flow to net-income ratio is 2.49. Risk profile from automated assessment: liquidity risk medium, dilution risk low. Flags: Net cash is negative after subtracting total debt..

Profile

CompanyCompetent Automobiles Company Ltd

TickerCPA.BO

SectorConsumer Cyclicals

BusinessRetailers

Industry groupRetailers

IndustryAuto Vehicles, Parts & Service Retailers

AI analysis

Business. Competent Automobiles Company Ltd is classified under Consumer Cyclicals / Auto Vehicles, Parts & Service Retailers and appears profitable on the latest normalized snapshot.

Classification. Classification confidence is 0.92 based on verified market data; matched terms: Auto Vehicles, Parts & Service Retailers, Retailers, Consumer Cyclicals.

Key takeaways

Return on equity is about 5.9%.
Debt to equity is about 1.12x.

Financial snapshot

PeriodHA-latest

CurrencyINR

Revenue$21.39B

Gross profit$2.37B

Operating income$541.5M

Net income$215.0M

R&D—

SG&A—

D&A—

SBC—

Operating cash flow$535.7M

CapEx-$487.6M

Free cash flow$13.7M

Total assets$8.14B

Total liabilities$4.49B

Total equity$3.65B

Cash & equivalents—

Long-term debt$4.08B

Annual history (last 5)

PeriodRevenueOp IncomeNet IncomeFCF

FY0$21.39B$541.5M$215.0M$13.7M

FY-1$21.17B$554.3M$275.6M-$212.1M

FY-2$17.32B$454.6M$247.3M$219.7M

FY-3$12.46B$316.6M$194.6M$377.5M

FY-4$12.05B$340.5M$173.3M$313.4M

PeriodGross %Op %Net %FCF %

FY0————

FY-1————

FY-2————

FY-3————

FY-4————

PeriodAssetsEquityCashDebt

FY0$8.14B$3.65B——

FY-1$6.93B$3.43B——

FY-2$5.65B$3.10B——

FY-3$5.09B$2.86B——

FY-4$4.52B$2.67B——

PeriodOCFCapExFCFSBC

FY0$535.7M-$487.6M$13.7M—

FY-1-$178.1M-$721.7M-$212.1M—

FY-2$123.2M-$214.9M$219.7M—

FY-3$63.7M-$59.3M$377.5M—

FY-4$863.5M-$95.7M$313.4M—

Quarterly history (last 4)

PeriodRevenueOp IncomeNet IncomeFCF

FQ0$8.34B$191.7M$77.2M—

FQ-1$5.35B$84.1M$15.1M—

FQ-2$4.45B$85.0M$26.8M—

FQ-3$5.16B$161.4M$74.0M—

FQ-4$6.95B$125.6M$47.1M—

FQ-5$4.55B$105.5M$36.3M—

FQ-6$4.73B$126.4M$57.5M—

FQ-7$4.98B$180.9M$96.1M—

PeriodGross %Op %Net %FCF %

FQ0————

FQ-1————

FQ-2————

FQ-3————

FQ-4————

FQ-5————

FQ-6————

FQ-7————

PeriodAssetsEquityCashDebt

FQ0————

FQ-1$8.81B$3.68B$404.0k—

FQ-2————

FQ-3$8.14B$3.65B——

FQ-4————

FQ-5$7.79B$3.51B$6.6M—

FQ-6————

FQ-7$6.93B$3.43B——

PeriodOCFCapExFCFSBC

FQ0————

FQ-1-$203.9M-$92.4M——

FQ-2————

FQ-3$535.7M-$487.6M——

FQ-4————

FQ-5-$338.2M-$127.4M——

FQ-6————

FQ-7-$178.1M-$721.7M——

Valuation

Market price—

Market cap—

Enterprise value—

P/E—

Reported non-GAAP P/E—

EV/Revenue—

EV/Op income—

EV/OCF—

P/B—

P/Tangible book—

Tangible book$3.65B

Net cash-$4.08B

Current ratio1.1

Debt/Equity1.1

ROA2.6%

ROE5.9%

Cash conversion2.5%

CapEx/Revenue-2.3%

SBC/Revenue—

Asset intensity—

Dilution ratio0.0%

Risk assessment

Dilution riskLow

Liquidity riskMedium

Net cash is negative after subtracting total debt.

Industry benchmarks

Activity: Retailers · cohort 2 companies

MetricCPAActivity

Op margin2.5%20.7% medp25 18.7% · p75 22.8%bottom quartile

Net margin1.0%15.6% medp25 13.4% · p75 17.7%bottom quartile

Gross margin11.1%31.0% medp25 19.6% · p75 40.5%bottom quartile

R&D / revenue—0.4% medp25 0.4% · p75 0.4%

CapEx / revenue-2.3%4.6% medp25 3.2% · p75 5.9%bottom quartile

Debt / equity112.0%39.3% medp25 19.7% · p75 97.3%top quartile

Source data

Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.

Company fundamentalsperiod FQ-7 · history via verified-market-data

no public URL

2026-05-03 20:37 UTC#d969f53b

Source: analysis-pipeline (hybrid)Generated: 2026-05-07 01:27 UTCJob: f7be5cc9