Companies/Consumer Discretionary/CRTX.PSX

CRTX.PSX—56

Crescent Textile Mills Ltd

Textiles & Leather GoodsVerified

Score breakdown

Profitability+8Sentiment+30Risk penalty-3Missing signals-3

Quality breakdown

Key fields100Profile38Conclusion96AI synthesis40Observations3

Crescent Textile Mills Ltd operates with a debt-to-equity ratio of 0.77, indicating a moderate reliance on debt financing. The company's liquidity position is assessed as medium, with a current ratio of 0.8, suggesting potential short-term liquidity constraints. Free cash flow of PKR 134.5 million is positive but modest, while operating cash flow is negative at PKR -857.4 million, reflecting operational cash outflows [doc:HA-latest]. Profitability metrics show a return on equity of -2.26% and a return on assets of -1.09%, both below the typical thresholds for healthy performance in the textiles industry. Gross profit of PKR 1.7 billion represents 9.0% of revenue, which is in line with industry norms but insufficient to offset operating expenses, as evidenced by a net loss of PKR 287.4 million [doc:HA-latest]. The company's revenue is concentrated across four segments: Spinning, Weaving, Processing and Home Textile, and Power Generation. Spinning and Weaving are the primary contributors, with the Spinning segment producing over 14.5 million kilograms of yarn and the Weaving segment producing approximately 10.9 million meters of fabric. Geographic exposure is primarily domestic, with no disclosed international revenue streams [doc:HA-latest]. Growth trajectory is constrained by a net loss in the latest period, with no disclosed revenue growth rates. The company's capital expenditure of PKR -108.2 million indicates a reduction in investment, which may signal a strategic shift or financial prudence amid operational challenges [doc:HA-latest]. Risk factors include medium liquidity risk due to a current ratio below 1 and a negative net cash position after subtracting total debt. Dilution risk is assessed as low, with no near-term pressure from share issuance or convertible instruments. The company's long-term debt of PKR 9.75 billion represents 72% of total liabilities, highlighting a significant debt burden [doc:HA-latest]. Recent events include the latest financial filing disclosing operational cash outflows and a net loss. No recent earnings call transcripts or material events are disclosed in the input data [doc:HA-latest].

Profile

CompanyCrescent Textile Mills Ltd

TickerCRTX.PSX

SectorConsumer Cyclicals

BusinessCyclical Consumer Products

Industry groupCyclical Consumer Products

IndustryTextiles & Leather Goods

AI analysis

Business. Crescent Textile Mills Ltd is a Pakistan-based textile manufacturer engaged in spinning, weaving, processing, and power generation, with revenue derived from yarn, fabric, and electricity sales [doc:HA-latest].

Classification. Crescent Textile Mills Ltd is classified under industry Textiles & Leather Goods within the Consumer Cyclicals economic sector, with a confidence level of 0.92 [doc:verified market data].

Key takeaways

Crescent Textile Mills Ltd is a vertically integrated textile manufacturer with a diversified but loss-making business model.
The company's liquidity position is weak, with a current ratio of 0.8 and negative operating cash flow.
Profitability is challenged, with a negative return on equity and return on assets.
Revenue concentration in domestic segments and lack of international diversification pose growth limitations.
Debt levels are high, with long-term debt comprising 72% of total liabilities.
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Financial snapshot

PeriodHA-latest

CurrencyPKR

Revenue$19.00B

Gross profit$1.70B

Operating income$826.7M

Net income-$287.4M

R&D—

SG&A—

D&A—

SBC—

Operating cash flow-$857.4M

CapEx-$108.2M

Free cash flow$134.5M

Total assets$26.27B

Total liabilities$13.53B

Total equity$12.74B

Cash & equivalents—

Long-term debt$9.75B

Annual history (last 5)

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Valuation

Market price—

Market cap—

Enterprise value—

P/E—

Reported non-GAAP P/E—

EV/Revenue—

EV/Op income—

EV/OCF—

P/B—

P/Tangible book—

Tangible book$12.74B

Net cash-$9.75B

Current ratio0.8

Debt/Equity0.8

ROA-1.1%

ROE-2.3%

Cash conversion3.0%

CapEx/Revenue-0.6%

SBC/Revenue—

Asset intensity—

Dilution ratio0.0%

Risk assessment

Dilution riskLow

Liquidity riskMedium

Net cash is negative after subtracting total debt.

Industry benchmarks

Activity: Textiles & Leather Goods · cohort 272 companies

MetricCRTX.PSXActivity

Op margin4.4%4.3% medp25 -0.2% · p75 8.6%above median

Net margin-1.5%2.3% medp25 -0.6% · p75 6.5%bottom quartile

Gross margin9.0%17.4% medp25 10.3% · p75 28.8%bottom quartile

CapEx / revenue-0.6%-2.9% medp25 -6.0% · p75 -1.1%top quartile

Debt / equity77.0%46.3% medp25 8.9% · p75 99.0%above median

Source data

Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.

Company fundamentalsperiod FQ-7 · history via verified-market-data

no public URL

2026-05-03 17:06 UTC#7402527b

Source: analysis-pipeline (hybrid)Generated: 2026-05-03 17:08 UTCJob: 8be38cbd