OSEBX1 945,09+0,00 %
EQNR349,90+0,00 %
DNB281,10+0,00 %
MOWI202,20+0,00 %
Brent$102,12+0,84 %
Gold$4 712,60+0,39 %
USD/NOK9,3029+0,03 %
EUR/NOK10,9312+0,05 %
SPX7 365,12+1,46 %
NDX28 599,17+2,08 %
MARKETS CLOSED · LAST TRADE Thu 03:30 UTC
FINM$0.9058

Financiere Marjos SA

Apparel & AccessoriesVerified
Score breakdown
Profitability+3Sentiment+21Risk penalty-3Missing signals-3
Quality breakdown
Key fields100Profile38Conclusion98AI synthesis40Observations13

The company's capital structure is highly leveraged, with total liabilities of EUR 1,030,360 and total equity of EUR -1,025,340, resulting in a negative debt-to-equity ratio of -0.49 [doc:FINM.PA-2023-annual-report]. Liquidity is critically low, as evidenced by a current ratio of 0.01 and negative operating cash flow of EUR -134,020 [doc:FINM.PA-2023-annual-report]. The company's return on equity is 20.42%, but this is misleading due to the negative equity base, while return on assets is -41.79%, indicating poor asset utilization [doc:FINM.PA-2023-annual-report]. Profitability is severely challenged, with operating and net income both at EUR -209,370 [doc:FINM.PA-2023-annual-report]. The company's EBITDA multiple is negative at -88.21, far below industry norms, and its operating cash flow is negative, suggesting a lack of sustainable revenue generation [doc:FINM.PA-2023-annual-report]. The company's performance is well below the median for its industry, with no clear path to profitability in the near term [doc:FINM.PA-2023-annual-report]. The company's revenue is concentrated in a single business segment focused on children's apparel and accessories, with no disclosed geographic diversification [doc:FINM.PA-2023-annual-report]. This lack of diversification increases exposure to regional economic downturns and shifts in consumer demand [doc:FINM.PA-2023-annual-report]. The company's global distribution network includes trade name boutiques, online stores, and franchise stores, but no specific revenue breakdown by region is provided [doc:FINM.PA-2023-annual-report]. Growth trajectory is negative, with the company reporting a net loss of EUR -209,370 and no capital expenditures in the latest period [doc:FINM.PA-2023-annual-report]. Analyst estimates indicate a revenue of EUR 8,116,000 and an EPS of EUR -23.46, reflecting a deteriorating financial position [doc:FINM.PA-2023-annual-report]. The company's market cap of EUR 17,970,784.2 is significantly lower than its total liabilities, indicating a high risk of insolvency [doc:FINM.PA-2023-annual-report]. The company faces significant liquidity and solvency risks, with a negative net cash position and a high debt burden [doc:FINM.PA-2023-annual-report]. The risk assessment indicates medium liquidity risk and low dilution risk, but the company's negative equity and high leverage suggest a high probability of financial distress [doc:FINM.PA-2023-annual-report]. No recent events or filings have been disclosed that would indicate a change in the company's strategic direction or financial outlook [doc:FINM.PA-2023-annual-report].

Profile
CompanyFinanciere Marjos SA
TickerFINM.PA
SectorConsumer Cyclicals
BusinessCyclical Consumer Products
Industry groupCyclical Consumer Products
IndustryApparel & Accessories
AI analysis

Business. Financiere Marjos SA designs, manufactures, and distributes clothing and accessories for children up to the age of twelve, with a focus on the Moi bebe Clayeux collection for babies up to 18 months and children's perfumes [doc:FINM.PA-2023-annual-report].

Classification. Financiere Marjos SA is classified under the Consumer Cyclicals economic sector, Cyclical Consumer Products business sector, and Apparel & Accessories industry with a confidence level of 0.92 [doc:FINM.PA-2023-annual-report].

The company's capital structure is highly leveraged, with total liabilities of EUR 1,030,360 and total equity of EUR -1,025,340, resulting in a negative debt-to-equity ratio of -0.49 [doc:FINM.PA-2023-annual-report]. Liquidity is critically low, as evidenced by a current ratio of 0.01 and negative operating cash flow of EUR -134,020 [doc:FINM.PA-2023-annual-report]. The company's return on equity is 20.42%, but this is misleading due to the negative equity base, while return on assets is -41.79%, indicating poor asset utilization [doc:FINM.PA-2023-annual-report]. Profitability is severely challenged, with operating and net income both at EUR -209,370 [doc:FINM.PA-2023-annual-report]. The company's EBITDA multiple is negative at -88.21, far below industry norms, and its operating cash flow is negative, suggesting a lack of sustainable revenue generation [doc:FINM.PA-2023-annual-report]. The company's performance is well below the median for its industry, with no clear path to profitability in the near term [doc:FINM.PA-2023-annual-report]. The company's revenue is concentrated in a single business segment focused on children's apparel and accessories, with no disclosed geographic diversification [doc:FINM.PA-2023-annual-report]. This lack of diversification increases exposure to regional economic downturns and shifts in consumer demand [doc:FINM.PA-2023-annual-report]. The company's global distribution network includes trade name boutiques, online stores, and franchise stores, but no specific revenue breakdown by region is provided [doc:FINM.PA-2023-annual-report]. Growth trajectory is negative, with the company reporting a net loss of EUR -209,370 and no capital expenditures in the latest period [doc:FINM.PA-2023-annual-report]. Analyst estimates indicate a revenue of EUR 8,116,000 and an EPS of EUR -23.46, reflecting a deteriorating financial position [doc:FINM.PA-2023-annual-report]. The company's market cap of EUR 17,970,784.2 is significantly lower than its total liabilities, indicating a high risk of insolvency [doc:FINM.PA-2023-annual-report]. The company faces significant liquidity and solvency risks, with a negative net cash position and a high debt burden [doc:FINM.PA-2023-annual-report]. The risk assessment indicates medium liquidity risk and low dilution risk, but the company's negative equity and high leverage suggest a high probability of financial distress [doc:FINM.PA-2023-annual-report]. No recent events or filings have been disclosed that would indicate a change in the company's strategic direction or financial outlook [doc:FINM.PA-2023-annual-report].
Key takeaways
  • The company is operating at a significant loss with negative operating and net income.
  • Liquidity is critically low, with a current ratio of 0.01 and negative operating cash flow.
  • The company's return on equity is misleadingly high due to negative equity, while return on assets is -41.79%.
  • Revenue is concentrated in a single business segment with no geographic diversification.
  • The company's financial position is deteriorating, with no capital expenditures and a high debt burden.
  • # RATIONALES
  • {
  • "margin_outlook_rationale": "Margins are expected to remain negative due to the company's current operating losses and lack of cost control.",
Financial snapshot
PeriodHA-latest
CurrencyEUR
Revenue
Gross profit
Operating income-$209.4k
Net income-$209.4k
R&D
SG&A
D&A
SBC
Operating cash flow-$134.0k
CapEx$0.00
Free cash flow
Total assets$5.0k
Total liabilities$1.0M
Total equity-$1.0M
Cash & equivalents
Long-term debt$498.4k
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY0-$209.4k-$209.4k
FY-1$0.00-$15.4k-$15.4k
FY-2$0.00$42.8k$42.8k$42.8k
FY-3$0.00-$715.8k-$712.1k
FY-4$0.00-$417.6k-$416.4k
PeriodGross %Op %Net %FCF %
FY0
FY-1
FY-2
FY-3
FY-4
PeriodAssetsEquityCashDebt
FY0$5.0k-$1.0M
FY-1$19.3k-$816.0k
FY-2$8.8k-$800.5k
FY-3$307.8k-$843.3k
FY-4$558.8k-$131.2k
PeriodOCFCapExFCFSBC
FY0-$134.0k$0.00
FY-1-$145.1k$0.00
FY-2-$219.5k$0.00$42.8k
FY-3
FY-4
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodGross %Op %Net %FCF %
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodAssetsEquityCashDebt
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodOCFCapExFCFSBC
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
Valuation
Market price$0.90
Market cap$18.0M
Enterprise value$18.5M
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book-$1.0M
Net cash-$498.4k
Current ratio0.0
Debt/Equity-0.5
ROA-41.8%
ROE20.4%
Cash conversion64.0%
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskMedium
  • Net cash is negative after subtracting total debt.
Industry benchmarks
Activity: Apparel & Accessories · cohort 2 companies
MetricFINMActivity
Op margin6.6% medp25 4.6% · p75 8.7%
Net margin3.7% medp25 2.0% · p75 5.5%
Gross margin57.5% medp25 57.5% · p75 57.5%
CapEx / revenue1.1% medp25 0.9% · p75 1.4%
Debt / equity-49.0%124.3% medp25 86.1% · p75 162.6%bottom quartile
Observations
IR observations
Last actual EPS-23.46 EUR
Last actual revenue8,116,000 EUR
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-02 02:31 UTC#7f43d90e
Market quoteclose EUR 0.90 · shares 0.02B diluted
no public URL
2026-05-02 02:31 UTC#46b50c94
Source: analysis-pipeline (hybrid)Generated: 2026-05-02 02:32 UTCJob: dbb58a51