GBYL—53

Grand Banks Yachts Ltd

Recreational ProductsVerified

Score breakdown

Profitability+35Sentiment+15Missing signals-3

Quality breakdown

Key fields100Profile38Conclusion82AI synthesis40Observations3

Grand Banks Yachts Ltd (GBYL.SI) is currently classified as Recreational Products within Recreational Products (Consumer Cyclicals). Classification confidence: 0.92 (verified market data). Capital structure on the latest snapshot: total assets 179,633,000 SGD, total equity 102,154,000, short-term debt 0, long-term debt 28,748,000. Net cash position is approximately 22,769,000 SGD. Profitability profile: revenue 162,316,000, gross profit 48,467,000, operating income 24,542,000, net income 18,221,000. Return on equity ~17.8%. Return on assets ~10.1%. Operating-cash-flow to net-income ratio is 1.71. Risk profile from automated assessment: liquidity risk low, dilution risk low. Flags: No immediate filing-based liquidity or dilution flags were detected..

30-day price · GBYL+0.04 (+5.4%)

Low$0.63High$0.71Close$0.69As of7 May, 00:00 UTC

Profile

CompanyGrand Banks Yachts Ltd

TickerGBYL.SI

SectorConsumer Cyclicals

BusinessCyclical Consumer Products

Industry groupCyclical Consumer Products

IndustryRecreational Products

AI analysis

Business. Grand Banks Yachts Ltd is classified under Consumer Cyclicals / Recreational Products and appears profitable on the latest normalized snapshot.

Classification. Classification confidence is 0.92 based on verified market data; matched terms: Recreational Products, Cyclical Consumer Products, Consumer Cyclicals.

Key takeaways

Return on equity is about 17.8%.
Debt to equity is about 0.28x.

Financial snapshot

PeriodHA-latest

CurrencySGD

Revenue$162.3M

Gross profit$48.5M

Operating income$24.5M

Net income$18.2M

R&D—

SG&A—

D&A—

SBC—

Operating cash flow$31.2M

CapEx-$18.6M

Free cash flow$2.6M

Total assets$179.6M

Total liabilities$77.5M

Total equity$102.2M

Cash & equivalents$51.5M

Long-term debt$28.7M

Annual history (last 5)

PeriodRevenueOp IncomeNet IncomeFCF

FY0$162.3M$24.5M$18.2M$2.6M

FY-1$133.7M$29.3M$21.4M$19.5M

FY-2$114.2M$14.6M$10.1M$7.2M

FY-3$75.2M$2.7M$4.0M$901.0k

FY-4$96.1M$5.2M$4.2M$4.8M

PeriodGross %Op %Net %FCF %

FY0————

FY-1————

FY-2————

FY-3————

FY-4————

PeriodAssetsEquityCashDebt

FY0$179.6M$102.2M$51.5M—

FY-1$144.4M$87.2M$42.1M—

FY-2$129.5M$69.1M$40.1M—

FY-3$113.0M$63.5M$36.3M—

FY-4$107.4M$60.9M$45.2M—

PeriodOCFCapExFCFSBC

FY0$31.2M-$18.6M$2.6M—

FY-1$9.0M-$4.7M$19.5M—

FY-2$15.2M-$6.8M$7.2M—

FY-3-$977.0k-$7.2M$901.0k—

FY-4$41.5M-$4.8M$4.8M—

Quarterly history (last 4)

PeriodRevenueOp IncomeNet IncomeFCF

FQ0————

FQ-1————

FQ-2————

FQ-3————

FQ-4————

FQ-5————

FQ-6————

FQ-7————

PeriodGross %Op %Net %FCF %

FQ0————

FQ-1————

FQ-2————

FQ-3————

FQ-4————

FQ-5————

FQ-6————

FQ-7————

PeriodAssetsEquityCashDebt

FQ0————

FQ-1————

FQ-2————

FQ-3————

FQ-4————

FQ-5————

FQ-6————

FQ-7————

PeriodOCFCapExFCFSBC

FQ0————

FQ-1————

FQ-2————

FQ-3————

FQ-4————

FQ-5————

FQ-6————

FQ-7————

Valuation

Market price—

Market cap—

Enterprise value—

P/E—

Reported non-GAAP P/E—

EV/Revenue—

EV/Op income—

EV/OCF—

P/B—

P/Tangible book—

Tangible book$102.2M

Net cash$22.8M

Current ratio1.8

Debt/Equity0.3

ROA10.1%

ROE17.8%

Cash conversion1.7%

CapEx/Revenue-11.5%

SBC/Revenue—

Asset intensity—

Dilution ratio0.0%

Risk assessment

Dilution riskLow

Liquidity riskLow

No immediate filing-based liquidity or dilution flags were detected.

Industry benchmarks

Activity: Recreational Products · cohort 1 companies

MetricGBYLActivity

Op margin15.1%-0.8% medp25 -0.8% · p75 -0.8%top quartile

Net margin11.2%-2.6% medp25 -2.6% · p75 -2.6%top quartile

Gross margin29.9%24.3% medp25 17.6% · p75 36.7%above median

R&D / revenue—3.1% medp25 3.1% · p75 3.1%

CapEx / revenue-11.5%3.1% medp25 3.1% · p75 3.1%bottom quartile

Debt / equity28.0%111.1% medp25 111.1% · p75 111.1%bottom quartile

Source data

Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.

Company fundamentalsperiod FQ-7 · history via verified-market-data

no public URL

2026-05-06 04:08 UTC#e514ee5f

Source: analysis-pipeline (hybrid)Generated: 2026-05-06 04:17 UTCJob: a8e1e66c