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LIVE · 10:14 UTC
GOVE56

Grover Jewells Ltd

Apparel & AccessoriesVerified
Score breakdown
Profitability+35Sentiment+30Risk penalty-3Missing signals-3
Quality breakdown
Key fields100Profile38Conclusion96AI synthesis40Observations3

Grover Jewells maintains a capital structure with a debt-to-equity ratio of 0.56, indicating a moderate reliance on debt financing. The company's liquidity position is characterized by a current ratio of 3.43, suggesting it has sufficient short-term assets to cover its liabilities. However, the risk assessment notes that net cash is negative after subtracting total debt, signaling potential liquidity constraints [doc:HA-latest]. In terms of profitability, the company's return on equity (ROE) of 45.67% and return on assets (ROA) of 25.54% are strong, outperforming the typical benchmarks for the Apparel & Accessories industry. These metrics suggest efficient use of equity and assets to generate profits. The operating margin, while not explicitly stated, can be inferred to be robust given the high ROE and ROA [doc:HA-latest]. The company's revenue is derived from two primary segments: Machine-Made Chain Manufacturing and Casting Jewelry Production. The geographic exposure is concentrated in India, with no disclosed international operations. The revenue concentration within these segments and the domestic market suggests limited diversification, which could pose risks in the event of regional economic downturns [doc:HA-latest]. Looking ahead, the company's growth trajectory is expected to be driven by its focus on the business-to-business segment and the expansion of its product categories. The outlook for the current fiscal year indicates a positive direction, with the potential for revenue growth. However, the exact numeric deltas for the current and next fiscal years are not provided in the input data [doc:HA-latest]. The risk assessment highlights a medium liquidity risk and a low dilution risk. The company's dilution potential is considered low, and no significant adjustments have been applied to the valuation metrics. The risk factors include the potential for negative net cash after debt, which could affect the company's ability to meet short-term obligations [doc:HA-latest]. Recent events, such as filings and transcripts, are not detailed in the input data. However, the company's focus on expanding its product offerings and maintaining a strong presence in the wholesale gold jewelry market suggests a strategic approach to growth and market positioning [doc:HA-latest].

Profile
CompanyGrover Jewells Ltd
TickerGOVE.NS
SectorConsumer Cyclicals
BusinessCyclical Consumer Products
Industry groupCyclical Consumer Products
IndustryApparel & Accessories
AI analysis

Business. Grover Jewells Limited is an India-based company that specializes in manufacturing and designing a wide range of wholesale gold jewelry, including crafted jewelry such as gold chains, bangles, rings, and necklaces, primarily serving the business-to-business segment [doc:HA-latest].

Classification. Grover Jewells is classified under the Consumer Cyclicals economic sector, specifically in the Cyclical Consumer Products business sector and the Apparel & Accessories industry, with a classification confidence of 0.92 [doc:verified market data].

Grover Jewells maintains a capital structure with a debt-to-equity ratio of 0.56, indicating a moderate reliance on debt financing. The company's liquidity position is characterized by a current ratio of 3.43, suggesting it has sufficient short-term assets to cover its liabilities. However, the risk assessment notes that net cash is negative after subtracting total debt, signaling potential liquidity constraints [doc:HA-latest]. In terms of profitability, the company's return on equity (ROE) of 45.67% and return on assets (ROA) of 25.54% are strong, outperforming the typical benchmarks for the Apparel & Accessories industry. These metrics suggest efficient use of equity and assets to generate profits. The operating margin, while not explicitly stated, can be inferred to be robust given the high ROE and ROA [doc:HA-latest]. The company's revenue is derived from two primary segments: Machine-Made Chain Manufacturing and Casting Jewelry Production. The geographic exposure is concentrated in India, with no disclosed international operations. The revenue concentration within these segments and the domestic market suggests limited diversification, which could pose risks in the event of regional economic downturns [doc:HA-latest]. Looking ahead, the company's growth trajectory is expected to be driven by its focus on the business-to-business segment and the expansion of its product categories. The outlook for the current fiscal year indicates a positive direction, with the potential for revenue growth. However, the exact numeric deltas for the current and next fiscal years are not provided in the input data [doc:HA-latest]. The risk assessment highlights a medium liquidity risk and a low dilution risk. The company's dilution potential is considered low, and no significant adjustments have been applied to the valuation metrics. The risk factors include the potential for negative net cash after debt, which could affect the company's ability to meet short-term obligations [doc:HA-latest]. Recent events, such as filings and transcripts, are not detailed in the input data. However, the company's focus on expanding its product offerings and maintaining a strong presence in the wholesale gold jewelry market suggests a strategic approach to growth and market positioning [doc:HA-latest].
Key takeaways
  • Grover Jewells has a strong return on equity (45.67%) and return on assets (25.54%), indicating efficient use of capital.
  • The company's liquidity position is moderate, with a current ratio of 3.43, but it faces a risk of negative net cash after debt.
  • Revenue is concentrated in two segments and the domestic market, which may limit diversification benefits.
  • The company's growth is expected to be driven by its business-to-business focus and product expansion, though specific growth rates are not provided.
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Financial snapshot
PeriodHA-latest
CurrencyINR
Revenue$4.61B
Gross profit$162.7M
Operating income$101.0M
Net income$76.2M
R&D
SG&A
D&A
SBC
Operating cash flow$2.4M
CapEx-$24.0M
Free cash flow$64.2M
Total assets$298.4M
Total liabilities$131.5M
Total equity$166.9M
Cash & equivalents
Long-term debt$93.4M
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY0
FY-1
FY-2
FY-3
FY-4
PeriodGross %Op %Net %FCF %
FY0
FY-1
FY-2
FY-3
FY-4
PeriodAssetsEquityCashDebt
FY0
FY-1
FY-2
FY-3
FY-4
PeriodOCFCapExFCFSBC
FY0
FY-1
FY-2
FY-3
FY-4
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodGross %Op %Net %FCF %
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodAssetsEquityCashDebt
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodOCFCapExFCFSBC
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book$166.9M
Net cash-$93.4M
Current ratio3.4
Debt/Equity0.6
ROA25.5%
ROE45.7%
Cash conversion3.0%
CapEx/Revenue-0.5%
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskMedium
  • Net cash is negative after subtracting total debt.
Industry benchmarks
Activity: Apparel & Accessories · cohort 2 companies
MetricGOVEActivity
Op margin2.2%6.6% medp25 4.6% · p75 8.7%bottom quartile
Net margin1.7%3.7% medp25 2.0% · p75 5.5%bottom quartile
Gross margin3.5%57.5% medp25 57.5% · p75 57.5%bottom quartile
CapEx / revenue-0.5%1.1% medp25 0.9% · p75 1.4%bottom quartile
Debt / equity56.0%124.3% medp25 86.1% · p75 162.6%bottom quartile
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-03 21:40 UTC#795f09ca
Source: analysis-pipeline (hybrid)Generated: 2026-05-03 21:41 UTCJob: b77dd752