Nvr Inc

NVR INC (NVR) is currently classified as Commercial Banks within Banks (Financials). Classification confidence: 0.66 (rule-based classification). Capital structure on the latest snapshot: total assets 5,585,778,000 USD, total equity 3,494,034,000, short-term debt 0, long-term debt 0. Self-calculated market cap is 19,000,117,793 USD (market_price × shares_outstanding_diluted). Profitability profile: revenue 1,881,063,000, gross profit 0, operating income 0, net income 198,359,000. Return on equity ~38.4%. Return on assets ~24.0%. Operating-cash-flow to net-income ratio is 0.84. Risk profile from automated assessment: liquidity risk unknown, dilution risk high. Flags: Diluted share count is moderately above the basic share count.; Source documents mention dilution or offering risk.; Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).. Recent news context: [TRIGGER] 8-K: 8-K (sec_8k_material) on NVR — filing_type=8-K; max_severity=medium; ignored_items=['9.01']; material_items=['2.02']; all_items_found=['2.02', '9.01']; severity_per_code={'2.02': 'medium'}; contributing_watchers=sec_8k_material (source=sec_8k_material; url=0000906163-26-000086). Additional context: 8-K: filing_type=8-K; max_severity=medium; ignored_items=['9.01']; material_items=['2.02']; all_items_found=['2.02', '9.01']; severity_per_code={'2.02': 'medium'}; contributing_watchers=sec_8k_material. Comparable peers identified within the same class: JPMorgan Chase, Bank of America, Citigroup, JPM.N, BAC.O.

Nvr Inc (NVR) has entered the analysis scope for the first time, establishing a baseline for future monitoring with no prior data available for delta computation. This initial snapshot captures the company's current structural profile, which includes a lean leadership team of two officers and a shareholder base comprising 35 top holders. The absence of analyst coverage in this initial dataset highlights the need for careful interpretation of early signals, as there is no consensus estimate or rating history to contextualize recent movements. The most significant activity detected involves a major modification in holdings by investor ID 587, as reported in filings as of March 31, 2026. The data indicates a dramatic shift in this investor's position, with share counts fluctuating between 1.0 and 872.0 shares. Specifically, one signal detected on June 23, 2026, shows the position increasing to 872 shares (valued at approximately $5.75 million), while a subsequent signal on June 24, 2026, reflects a reduction to just 1 share (valued at roughly $6,590). This volatility in reported holdings suggests a complex transaction or reporting adjustment that warrants close attention. This holder activity is particularly notable given NVR's status as a member of one major index, which typically implies a degree of institutional stability. The extreme variance in the reported weight of investor 587—from a negligible 0.0000038% to 0.33% of the portfolio—underscores the sensitivity of the company's ownership structure to individual investor actions. With only two officers managing the company, such significant shifts in a single holder's stake could have outsized implications for corporate governance and share price stability, although the exact nature of the transaction remains unclear from the available data. As this is the first analysis for NVR, these initial signals serve as the foundational reference point for all future comparisons. The company's financial disclosures, including recent 10-Q and 10-K filings from 2025 and 2026, provide the regulatory backdrop for these ownership changes. Investors and analysts should monitor whether this pattern of rapid adjustment by investor 587 persists or stabilizes, as it represents the primary material change in the company's profile since the start of this tracking period.

The company maintains a zero debt-to-equity ratio, significantly lower than the bank cohort median of 0.31.

Net income surged 25.5% year-over-year to $1.68 billion in fiscal 2025, demonstrating strong profitability growth.

Free cash flow increased 22.7% year-over-year to $1.35 billion in fiscal 2025, highlighting robust cash generation.

Revenue grew 5.2% annually over the two-year period from fiscal 2023 to fiscal 2025.

NVR faces a high dilution risk flag, which could negatively impact shareholder value and earnings per share.

Cash conversion ratio of 0.84 is below the bank cohort median of 1.13, indicating weaker cash generation efficiency.

Total assets declined with a negative 1.7% compound annual growth rate over the five-year period ending fiscal 2025.

Equity shrank with a negative 1.8% compound annual growth rate over the five-year period ending fiscal 2025.

Revenue $1.88B; Net margin 10.5%.

• ▍Revenue $1.88B
• ▍Net margin 10.5%

Revenue $7.61B; Net margin 12.8%.

• ▍Revenue $7.61B
• ▍Net margin 12.8%

Revenue $5.00B; Net margin 12.7%.

• ▍Revenue $5.00B
• ▍Net margin 12.7%

Revenue $10.32B; Net margin 13.0%.

• ▍Revenue $10.32B
• ▍Net margin 13.0%

Revenue $10.52B; Net margin 16.0%.

• ▍Revenue $10.52B
• ▍Net margin 16.0%

Revenue $10.52B; Net margin 16.0%.

• ▍Revenue $10.52B
• ▍Net margin 16.0%

Revenue $9.52B; Net margin 16.7%.

• ▍Revenue $9.52B
• ▍Net margin 16.7%

Revenue $9.52B; Net margin 16.7%.

• ▍Revenue $9.52B
• ▍Net margin 16.7%