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MARKETS CLOSED · LAST TRADE Thu 03:31 UTC
PAGNYSE64

PENSKE AUTOMOTIVE GROUP, INC.

Auto Vehicles, Parts & Service RetailersVerified
Score breakdown
Profitability+24Risk penalty-11Missing signals-3
Quality breakdown
Key fields100Profile75Conclusion84AI synthesis40Observations47

PENSKE AUTOMOTIVE GROUP, INC. (PAG) is currently classified as Retailers within Auto Vehicles, Parts & Service Retailers (Consumer Cyclicals). Classification confidence: 0.92 (verified market data). Capital structure on the latest snapshot: total assets 18,318,200,000 USD, total equity 5,663,700,000, short-term debt 423,100,000, long-term debt 2,213,800,000. Net cash position is approximately -2,553,200,000 USD. Profitability profile: revenue 7,863,600,000, gross profit 1,299,400,000, operating income 289,000,000, net income 234,500,000. Return on equity ~4.1%. Return on assets ~1.3%. Operating-cash-flow to net-income ratio is 0.92. Risk profile from automated assessment: liquidity risk high, dilution risk medium. Flags: Current liabilities exceed current assets.; Net cash is negative after subtracting total debt.; Source documents mention dilution or offering risk..

Profile
CompanyPENSKE AUTOMOTIVE GROUP, INC.
ExchangeNYSE
TickerPAG
CIK0001019849
SICRetail-Auto Dealers & Gasoline Stations
SectorConsumer Cyclicals
BusinessRetailers
Industry groupRetailers
IndustryAuto Vehicles, Parts & Service Retailers
AI analysis

Business. PENSKE AUTOMOTIVE GROUP, INC. is classified under Consumer Cyclicals / Auto Vehicles, Parts & Service Retailers and appears profitable on the latest normalized snapshot.

Classification. Classification confidence is 0.92 based on verified market data; matched terms: Auto Vehicles, Parts & Service Retailers, Retailers, Consumer Cyclicals.

PENSKE AUTOMOTIVE GROUP, INC. (PAG) is currently classified as Retailers within Auto Vehicles, Parts & Service Retailers (Consumer Cyclicals). Classification confidence: 0.92 (verified market data). Capital structure on the latest snapshot: total assets 18,318,200,000 USD, total equity 5,663,700,000, short-term debt 423,100,000, long-term debt 2,213,800,000. Net cash position is approximately -2,553,200,000 USD. Profitability profile: revenue 7,863,600,000, gross profit 1,299,400,000, operating income 289,000,000, net income 234,500,000. Return on equity ~4.1%. Return on assets ~1.3%. Operating-cash-flow to net-income ratio is 0.92. Risk profile from automated assessment: liquidity risk high, dilution risk medium. Flags: Current liabilities exceed current assets.; Net cash is negative after subtracting total debt.; Source documents mention dilution or offering risk..
Key takeaways
  • Return on equity is about 4.1%.
  • Debt to equity is about 0.47x.
  • and Europe operate under an agency model where we receive a fee for facilitating the sale by the manufacturer of a new vehicle but do not hold the vehicle in inventory.
Financial snapshot
PeriodQ1 2026
CurrencyUSD
Revenue$7.86B
Gross profit$1.30B
Operating income$289.0M
Net income$234.5M
R&D
SG&A
D&A
SBC$8.1M
Operating cash flow$215.0M
CapEx
Free cash flow
Total assets$18.32B
Total liabilities$12.64B
Total equity$5.66B
Cash & equivalents$83.7M
Long-term debt$2.21B
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY2025$31.81B$1.28B$935.4M
FY2025$8.05B$224.8M
FY2025$8.03B$266.7M
FY2025$7.95B$257.8M
FY2024$30.46B$1.32B$918.9M
PeriodGross %Op %Net %FCF %
FY2025
FY2025
FY2025
FY2025
FY2024
PeriodAssetsEquityCashDebt
FY2025$17.60B$5.56B$64.7M
FY2025
FY2025
FY2025
FY2024$16.72B$5.21B$72.4M
PeriodOCFCapExFCFSBC
FY2025$975.1M$30.2M
FY2025
FY2025
FY2025
FY2024$1.18B$29.4M
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
Q1 2026$7.86B$289.0M$234.5M
Q1 2026
Q3 2025$22.96B$962.4M$707.3M
Q2 2025$15.27B$663.7M$494.3M
PeriodGross %Op %Net %FCF %
Q1 2026
Q1 2026
Q3 2025
Q2 2025
PeriodAssetsEquityCashDebt
Q1 2026$18.32B$5.66B$83.7M
Q1 2026$17.60B$5.56B$64.7M
Q3 2025$17.12B$5.71B$80.3M
Q2 2025$17.39B$5.61B$155.3M
PeriodOCFCapExFCFSBC
Q1 2026$215.0M$8.1M
Q1 2026
Q3 2025$851.9M$24.3M
Q2 2025$472.4M$16.9M
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book$2.86B
Net cash-$2.55B
Current ratio1.0
Debt/Equity0.5
ROA1.3%
ROE4.1%
Cash conversion92.0%
CapEx/Revenue
SBC/Revenue0.1%
Asset intensity0.2
Dilution ratio0.1%
Risk assessment
Dilution riskMedium
Liquidity riskHigh
  • Current liabilities exceed current assets.
  • Net cash is negative after subtracting total debt.
  • Source documents mention dilution or offering risk.
Industry benchmarks
Activity: Retailers · cohort 2 companies
MetricPAGActivity
Op margin3.7%20.7% medp25 18.7% · p75 22.8%bottom quartile
Net margin3.0%15.6% medp25 13.4% · p75 17.7%bottom quartile
Gross margin16.5%31.0% medp25 19.6% · p75 40.5%bottom quartile
R&D / revenue0.4% medp25 0.4% · p75 0.4%
CapEx / revenue4.6% medp25 3.2% · p75 5.9%
Debt / equity47.0%39.3% medp25 19.7% · p75 97.3%above median
Observations
IR observations
market data ESG controversies score100.0
market data ESG governance pillar24.0
market data ESG social pillar46.3
market data insider trading score5.0
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
SEC filingstype companyfacts · CIK 0001019849 · 427 us-gaap concepts
2026-05-01 11:20 UTC#fdb7727f
Source: analysis-pipeline (hybrid)Generated: 2026-05-01 11:21 UTCJob: 019d4ad1