PNGS—53

PNGS Gargi Fashion Jewellery Ltd

Apparel & Accessories RetailersVerified

Score breakdown

Profitability+35Sentiment+15Missing signals-3

Quality breakdown

Key fields100Profile38Conclusion82AI synthesis40Observations3

PNGS Gargi Fashion Jewellery Ltd (PNGS.BO) is currently classified as Retailers within Apparel & Accessories Retailers (Consumer Cyclicals). Classification confidence: 0.92 (verified market data). Capital structure on the latest snapshot: total assets 1,171,970,000 INR, total equity 996,861,000, short-term debt 0, long-term debt 71,765,000. Net cash position is approximately 13,539,000 INR. Profitability profile: revenue 1,263,480,000, gross profit 503,305,000, operating income 369,000,000, net income 288,068,000. Return on equity ~28.9%. Return on assets ~24.6%. Operating-cash-flow to net-income ratio is 0.64. Risk profile from automated assessment: liquidity risk low, dilution risk low. Flags: No immediate filing-based liquidity or dilution flags were detected..

30-day price · PNGS+98.40 (+11.4%)

Low$849.00High$1010.50Close$960.10As of4 May, 00:00 UTC

Profile

CompanyPNGS Gargi Fashion Jewellery Ltd

TickerPNGS.BO

SectorConsumer Cyclicals

BusinessRetailers

Industry groupRetailers

IndustryApparel & Accessories Retailers

AI analysis

Business. PNGS Gargi Fashion Jewellery Ltd is classified under Consumer Cyclicals / Apparel & Accessories Retailers and appears profitable on the latest normalized snapshot.

Classification. Classification confidence is 0.92 based on verified market data; matched terms: Apparel & Accessories Retailers, Retailers, Consumer Cyclicals.

Key takeaways

Return on equity is about 28.9%.
Debt to equity is about 0.07x.

Financial snapshot

PeriodHA-latest

CurrencyINR

Revenue$1.26B

Gross profit$503.3M

Operating income$369.0M

Net income$288.1M

R&D—

SG&A—

D&A—

SBC—

Operating cash flow$183.4M

CapEx-$15.1M

Free cash flow$279.0M

Total assets$1.17B

Total liabilities$175.1M

Total equity$996.9M

Cash & equivalents$85.3M

Long-term debt$71.8M

Annual history (last 5)

PeriodRevenueOp IncomeNet IncomeFCF

FY0$1.26B$369.0M$288.1M$279.0M

FY-1$504.8M$108.7M$84.6M$82.6M

FY-2$286.7M$63.8M$46.9M$37.5M

FY-3$59.4M$15.0M$11.1M$7.5M

FY-4$60.0k$38.0k$35.0k$35.0k

PeriodGross %Op %Net %FCF %

FY0————

FY-1————

FY-2————

FY-3————

FY-4————

PeriodAssetsEquityCashDebt

FY0$1.17B$996.9M$85.3M—

FY-1$386.4M$290.4M——

FY-2$242.2M$205.8M$113.4M—

FY-3$83.6M$11.2M$6.3M—

FY-4$264.0k$162.0k$189.0k—

PeriodOCFCapExFCFSBC

FY0$183.4M-$15.1M$279.0M—

FY-1-$117.0M-$5.3M$82.6M—

FY-2$17.0M-$11.1M$37.5M—

FY-3-$43.1M-$3.8M$7.5M—

FY-4-$24.0k$0.00$35.0k—

Quarterly history (last 4)

PeriodRevenueOp IncomeNet IncomeFCF

FQ0$460.6M$127.7M$106.0M—

FQ-1$464.5M$126.4M$102.7M—

FQ-2$273.1M$60.7M$53.1M—

FQ-3$227.1M$45.3M$41.1M—

FQ-4$362.4M$114.4M$91.5M—

FQ-5$229.4M$68.3M$50.9M—

FQ-6$444.5M$140.6M$104.6M—

FQ-7$153.8M$30.6M$23.5M—

PeriodGross %Op %Net %FCF %

FQ0————

FQ-1————

FQ-2————

FQ-3————

FQ-4————

FQ-5————

FQ-6————

FQ-7————

PeriodAssetsEquityCashDebt

FQ0————

FQ-1$1.65B$1.26B——

FQ-2————

FQ-3$1.17B$996.9M——

FQ-4————

FQ-5$1.06B$864.5M——

FQ-6————

FQ-7$386.4M$290.4M——

PeriodOCFCapExFCFSBC

FQ0————

FQ-1$58.7M-$6.6M——

FQ-2————

FQ-3$183.4M-$15.1M——

FQ-4————

FQ-5$96.2M-$1.0M——

FQ-6————

FQ-7-$117.0M-$5.3M——

Valuation

Market price—

Market cap—

Enterprise value—

P/E—

Reported non-GAAP P/E—

EV/Revenue—

EV/Op income—

EV/OCF—

P/B—

P/Tangible book—

Tangible book$996.9M

Net cash$13.5M

Current ratio10.0

Debt/Equity0.1

ROA24.6%

ROE28.9%

Cash conversion64.0%

CapEx/Revenue-1.2%

SBC/Revenue—

Asset intensity—

Dilution ratio0.0%

Risk assessment

Dilution riskLow

Liquidity riskLow

No immediate filing-based liquidity or dilution flags were detected.

Industry benchmarks

Activity: Retailers · cohort 2 companies

MetricPNGSActivity

Op margin29.2%20.7% medp25 18.7% · p75 22.8%top quartile

Net margin22.8%15.6% medp25 13.4% · p75 17.7%top quartile

Gross margin39.8%31.0% medp25 19.6% · p75 40.5%above median

R&D / revenue—0.4% medp25 0.4% · p75 0.4%

CapEx / revenue-1.2%4.6% medp25 3.2% · p75 5.9%bottom quartile

Debt / equity7.0%39.3% medp25 19.7% · p75 97.3%bottom quartile

Source data

Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.

Company fundamentalsperiod FQ-7 · history via verified-market-data

no public URL

2026-05-06 01:59 UTC#f84f32d1

Source: analysis-pipeline (hybrid)Generated: 2026-05-06 02:07 UTCJob: cf2181a0