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MARKETS CLOSED · LAST TRADE Thu 03:19 UTC
TFHI.PS56

Top Frontier Investment Holdings Inc

Oil & Gas Refining and MarketingVerified
Score breakdown
Profitability+32Sentiment+30Risk penalty-3Missing signals-3
Quality breakdown
Key fields100Profile38Conclusion95AI synthesis40Observations3

The company’s capital structure is highly leveraged, with a debt-to-equity ratio of 6.63, indicating significant reliance on debt financing [doc:valuation_snapshot]. Liquidity is assessed as medium, with a current ratio of 1.23, suggesting limited short-term liquidity cushion [doc:valuation_snapshot]. Free cash flow of PHP 65.13 billion is available for reinvestment or debt servicing, but capital expenditures of PHP 82.73 billion indicate ongoing investment in operations [doc:financial_snapshot]. Profitability metrics show a return on equity of 8.0%, which is modest given the high leverage, and a return on assets of 0.68%, suggesting underutilization of asset base [doc:valuation_snapshot]. Gross profit of PHP 286.52 billion and operating income of PHP 182.14 billion reflect a gross margin of 19.2% and operating margin of 12.2%, which are typical for a diversified conglomerate with energy exposure [doc:financial_snapshot]. Revenue is spread across multiple segments, with no single segment disclosed as contributing more than 50% of total revenue [doc:HA-latest]. The energy and fuel and oil segments are likely the largest contributors, given the company’s classification and the capital intensity of those operations. Growth trajectory is mixed, with revenue of PHP 1.49 trillion in the latest period, but no year-over-year growth rate is disclosed [doc:financial_snapshot]. The outlook for the current fiscal year is neutral, with no significant directional change expected in revenue or operating income [doc:outlook]. Risk factors include high leverage and a negative net cash position after subtracting total debt, which increases refinancing risk [doc:risk_assessment]. Dilution is assessed as low, with no near-term pressure from share issuance, and no adjustments to valuation metrics have been applied [doc:risk_assessment]. Recent events include no disclosed filings or transcripts in the input data, but the capital expenditure of PHP 82.73 billion suggests ongoing operational investment [doc:financial_snapshot].

Profile
CompanyTop Frontier Investment Holdings Inc
TickerTFHI.PS
SectorEnergy
BusinessEnergy - Fossil Fuels
Industry groupEnergy - Fossil Fuels
IndustryOil & Gas Refining and Marketing
AI analysis

Business. Top Frontier Investment Holdings, Inc. operates as a holding company with diversified segments including food and beverage, packaging, energy, fuel and oil, infrastructure, cement, real estate, and mining, generating revenue through processing and marketing of food products, refining crude oil, and distributing refined petroleum products [doc:HA-latest].

Classification. The company is classified under the Energy - Fossil Fuels business sector, specifically in the Oil & Gas Refining and Marketing industry, with a confidence level of 0.92 based on verified market data.

The company’s capital structure is highly leveraged, with a debt-to-equity ratio of 6.63, indicating significant reliance on debt financing [doc:valuation_snapshot]. Liquidity is assessed as medium, with a current ratio of 1.23, suggesting limited short-term liquidity cushion [doc:valuation_snapshot]. Free cash flow of PHP 65.13 billion is available for reinvestment or debt servicing, but capital expenditures of PHP 82.73 billion indicate ongoing investment in operations [doc:financial_snapshot]. Profitability metrics show a return on equity of 8.0%, which is modest given the high leverage, and a return on assets of 0.68%, suggesting underutilization of asset base [doc:valuation_snapshot]. Gross profit of PHP 286.52 billion and operating income of PHP 182.14 billion reflect a gross margin of 19.2% and operating margin of 12.2%, which are typical for a diversified conglomerate with energy exposure [doc:financial_snapshot]. Revenue is spread across multiple segments, with no single segment disclosed as contributing more than 50% of total revenue [doc:HA-latest]. The energy and fuel and oil segments are likely the largest contributors, given the company’s classification and the capital intensity of those operations. Growth trajectory is mixed, with revenue of PHP 1.49 trillion in the latest period, but no year-over-year growth rate is disclosed [doc:financial_snapshot]. The outlook for the current fiscal year is neutral, with no significant directional change expected in revenue or operating income [doc:outlook]. Risk factors include high leverage and a negative net cash position after subtracting total debt, which increases refinancing risk [doc:risk_assessment]. Dilution is assessed as low, with no near-term pressure from share issuance, and no adjustments to valuation metrics have been applied [doc:risk_assessment]. Recent events include no disclosed filings or transcripts in the input data, but the capital expenditure of PHP 82.73 billion suggests ongoing operational investment [doc:financial_snapshot].
Key takeaways
  • The company is highly leveraged, with a debt-to-equity ratio of 6.63, indicating significant financial risk.
  • Free cash flow is insufficient to cover capital expenditures, suggesting reliance on external financing for growth.
  • Return on assets is low at 0.68%, indicating inefficient use of capital.
  • Revenue is diversified across multiple segments, but no single segment dominates.
  • Liquidity is medium, with a current ratio of 1.23, and no near-term dilution risk.
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Financial snapshot
PeriodHA-latest
CurrencyPHP
Revenue$1.49T
Gross profit$286.52B
Operating income$182.14B
Net income$19.64B
R&D
SG&A
D&A
SBC
Operating cash flow$157.62B
CapEx-$82.73B
Free cash flow$65.13B
Total assets$2.88T
Total liabilities$2.63T
Total equity$245.62B
Cash & equivalents
Long-term debt$1.63T
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY0
FY-1
FY-2
FY-3
FY-4
PeriodGross %Op %Net %FCF %
FY0
FY-1
FY-2
FY-3
FY-4
PeriodAssetsEquityCashDebt
FY0
FY-1
FY-2
FY-3
FY-4
PeriodOCFCapExFCFSBC
FY0
FY-1
FY-2
FY-3
FY-4
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodGross %Op %Net %FCF %
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodAssetsEquityCashDebt
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodOCFCapExFCFSBC
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book$245.62B
Net cash-$1.63T
Current ratio1.2
Debt/Equity6.6
ROA0.7%
ROE8.0%
Cash conversion8.0%
CapEx/Revenue-5.6%
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskMedium
  • Net cash is negative after subtracting total debt.
Industry benchmarks
Activity: Oil & Gas Refining and Marketing · cohort 2 companies
MetricTFHI.PSActivity
Op margin12.2%5.0% medp25 4.3% · p75 5.6%top quartile
Net margin1.3%3.0% medp25 2.6% · p75 5.9%bottom quartile
Gross margin19.2%19.2% medp25 8.7% · p75 29.6%below median
R&D / revenue0.4% medp25 0.4% · p75 0.4%
CapEx / revenue-5.6%5.6% medp25 4.1% · p75 7.1%bottom quartile
Debt / equity663.0%94.7% medp25 53.9% · p75 135.4%top quartile
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-04 14:21 UTC#8fb4503c
Source: analysis-pipeline (hybrid)Generated: 2026-05-04 14:22 UTCJob: d7c70b41