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LIVE · 09:40 UTC
8306.T$2875.0065

Mitsubishi UFJ Financial Group Inc

BanksVerified
Score breakdown
Valuation+22Profitability+32Sentiment+30Risk penalty-3
Quality breakdown
Key fields100Profile25Conclusion95AI synthesis67Observations37

Mitsubishi UFJ Financial Group Inc has a total equity of 20,520,386,000,000 JPY and total liabilities of 392,593,115,000,000 JPY, indicating a significant debt load. The company's liquidity is assessed as medium, with a negative net cash position after subtracting total debt. This suggests potential challenges in meeting short-term obligations without additional financing. The company's profitability is reflected in a net income of 186,294,800,000 JPY and a return on equity of 9.08%. However, its return on assets of 0.45% is relatively low, indicating that the company is not efficiently utilizing its assets to generate profits compared to industry standards. Mitsubishi UFJ Financial Group Inc operates primarily in the banking sector, with a focus on domestic and international financial services. The company's operations are largely concentrated in Japan, with a significant presence in the Asia-Pacific region. The company's business mix is dominated by traditional banking services, including retail and corporate banking, asset management, and investment banking. Over the past five years and eight quarters, the company has demonstrated a consistent revenue stream, with a recent revenue of 2,876,453,000,000 JPY. However, the company's growth trajectory has been modest, with a focus on maintaining profitability and managing its substantial debt load. The company faces several risk factors, including medium liquidity risk and the potential for dilution, although the latter is currently assessed as low. The negative net cash position after subtracting total debt is a key flag that could impact the company's financial stability and operational flexibility. Recent events, including analyst estimates and price targets, indicate a generally positive outlook for the company. The mean price target is 3,022.31 JPY, with a median price target of 3,300.00 JPY. Analysts have provided a range of recommendations, with a mean recommendation of 2.07, indicating a slight bias towards buying. The company has received 2 strong-buy ratings, 10 buy ratings, and 3 hold ratings, suggesting a cautiously optimistic view from the investment community.

Profile
CompanyMitsubishi UFJ Financial Group Inc
Ticker8306.T
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. Mitsubishi UFJ Financial Group Inc is a Japanese financial services company primarily engaged in banking and investment services, operating within the Banks industry under the Financials economic sector.

Classification. Mitsubishi UFJ Financial Group Inc is classified under the TRBC industry Banks, within the Banking & Investment Services business sector, based on verified market data with a confidence level of 0.92.

Mitsubishi UFJ Financial Group Inc has a total equity of 20,520,386,000,000 JPY and total liabilities of 392,593,115,000,000 JPY, indicating a significant debt load. The company's liquidity is assessed as medium, with a negative net cash position after subtracting total debt. This suggests potential challenges in meeting short-term obligations without additional financing. The company's profitability is reflected in a net income of 186,294,800,000 JPY and a return on equity of 9.08%. However, its return on assets of 0.45% is relatively low, indicating that the company is not efficiently utilizing its assets to generate profits compared to industry standards. Mitsubishi UFJ Financial Group Inc operates primarily in the banking sector, with a focus on domestic and international financial services. The company's operations are largely concentrated in Japan, with a significant presence in the Asia-Pacific region. The company's business mix is dominated by traditional banking services, including retail and corporate banking, asset management, and investment banking. Over the past five years and eight quarters, the company has demonstrated a consistent revenue stream, with a recent revenue of 2,876,453,000,000 JPY. However, the company's growth trajectory has been modest, with a focus on maintaining profitability and managing its substantial debt load. The company faces several risk factors, including medium liquidity risk and the potential for dilution, although the latter is currently assessed as low. The negative net cash position after subtracting total debt is a key flag that could impact the company's financial stability and operational flexibility. Recent events, including analyst estimates and price targets, indicate a generally positive outlook for the company. The mean price target is 3,022.31 JPY, with a median price target of 3,300.00 JPY. Analysts have provided a range of recommendations, with a mean recommendation of 2.07, indicating a slight bias towards buying. The company has received 2 strong-buy ratings, 10 buy ratings, and 3 hold ratings, suggesting a cautiously optimistic view from the investment community.
Key takeaways
  • Mitsubishi UFJ Financial Group Inc has a substantial debt load, with a debt-to-equity ratio of 4.76, indicating a high level of financial leverage.
  • The company's return on equity of 9.08% is strong, but its return on assets of 0.45% is relatively low, suggesting inefficiencies in asset utilization.
  • Analysts have a generally positive outlook, with a mean price target of 3,022.31 JPY and a median price target of 3,300.00 JPY.
  • The company's liquidity is assessed as medium, with a negative net cash position after subtracting total debt, which could pose challenges in meeting short-term obligations.
  • The company's operations are primarily concentrated in Japan, with a significant presence in the Asia-Pacific region, and its business mix is dominated by traditional banking services.
  • The investment community has provided a range of recommendations, with a mean recommendation of 2.07, indicating a slight bias towards buying the stock.
Financial snapshot
PeriodHA-latest
CurrencyJPY
Revenue$2.88T
Gross profit
Operating income
Net income$1.86T
R&D
SG&A
D&A
SBC
Operating cash flow$6.42B
CapEx-$456.70B
Free cash flow$1.37T
Total assets$413.11T
Total liabilities$392.59T
Total equity$20.52T
Cash & equivalents
Long-term debt$97.64T
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
PeriodGross %Op %Net %FCF %
PeriodAssetsEquityCashDebt
PeriodOCFCapExFCFSBC
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
PeriodGross %Op %Net %FCF %
PeriodAssetsEquityCashDebt
PeriodOCFCapExFCFSBC
Valuation
Market price$2875.00
Market cap$32.45T
Enterprise value$130.09T
P/E17.4
Reported non-GAAP P/E
EV/Revenue45.2
EV/Op income
EV/OCF20279.0
P/B1.6
P/Tangible book1.6
Tangible book$20.52T
Net cash-$97.64T
Current ratio
Debt/Equity4.8
ROA0.4%
ROE9.1%
Cash conversion0.0%
CapEx/Revenue-15.9%
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskMedium
  • Net cash is negative after subtracting total debt.
Industry benchmarks
Activity: Banks · cohort 707 companies
Metric8306.TActivity
Net margin64.8%61.7% medp25 61.7% · p75 61.7%top quartile
CapEx / revenue-15.9%-6.8% medp25 -6.8% · p75 -6.8%bottom quartile
Debt / equity476.0%259.4% medp25 259.4% · p75 259.4%top quartile
Observations
IR observations
  • Analyst estimate (TR.PriceTargetMean): Mean price target = 3,022.31 JPY
  • Analyst estimate (TR.PriceTargetMedian): Median price target = 3,300.00 JPY
  • Analyst estimate (TR.PriceTargetHigh): High price target = 3,800.00 JPY
  • Analyst estimate (TR.PriceTargetLow): Low price target = 2,120.00 JPY
  • Analyst estimate (TR.RecMean): Mean recommendation = 2.07 (1=strong buy, 5=strong sell)
  • Analyst estimate (TR.NumOfStrongBuy): Strong-buy count = 2.00
  • Analyst estimate (TR.NumOfBuy): Buy count = 10.00
  • Analyst estimate (TR.NumOfHold): Hold count = 3.00
  • Analyst estimate (TR.NumOfSell): Sell count = 0.00
  • Analyst estimate (TR.NumOfStrongSell): Strong-sell count = 0.00
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from TRBC classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from TRBC classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from TRBC classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-04-29 02:22 UTC#e82fe9de
Market quoteclose JPY 2875.00 · shares 11.29B diluted
no public URL
2026-04-29 02:22 UTC#cc090bab
Source: analysis-pipeline (hybrid)Generated: 2026-04-29 02:23 UTCJob: fac8f570