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INDICATIVE · SAMPLE DATA
CMRB.PK57

First Commerce Bancorp Inc

BanksVerified

First Commerce Bancorp Inc has an equal number of basic and diluted shares outstanding, with 19,952,579 shares in both categories, indicating no dilution from stock options or convertible securities. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. Profitability and return metrics are not available in the valuation snapshot, making it difficult to compare First Commerce Bancorp Inc's performance against industry_config preferred metrics or cohort medians. This lack of data limits the ability to assess its financial health relative to peers in the banking industry. Segment and geographic exposure data are not disclosed in the input, preventing an analysis of revenue concentration or geographic diversification. Without this information, it is unclear whether the company is exposed to regional economic risks or has a diversified customer base. Growth trajectory data is also not available, as no numeric deltas or revenue history are provided in the outlook. This absence of data hinders the ability to evaluate the company's future performance or expansion plans. Risk factors include the inability to assess liquidity risk, which could impact the company's ability to meet short-term obligations. The dilution risk is currently low, but the lack of financial data limits the ability to evaluate potential future dilution from new issuances or convertible instruments. Recent events, including filings and transcripts, are not provided in the input data, so no specific recent developments can be analyzed for their impact on the company's operations or financial position.

30-day price · CMRB.PK+0.09 (+1.5%)
Low$6.06High$6.37Close$6.32As of18 May, 00:00 UTC
Profile
CompanyFirst Commerce Bancorp Inc
TickerCMRB.PK
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. First Commerce Bancorp Inc is a bank holding company that operates through its subsidiary, First Commerce Bank, providing banking and investment services to customers in the United States.

Classification. First Commerce Bancorp Inc is classified under the Financials economic sector, Banking & Investment Services business sector, and Banks industry with a confidence level of 0.92.

First Commerce Bancorp Inc has an equal number of basic and diluted shares outstanding, with 19,952,579 shares in both categories, indicating no dilution from stock options or convertible securities. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. Profitability and return metrics are not available in the valuation snapshot, making it difficult to compare First Commerce Bancorp Inc's performance against industry_config preferred metrics or cohort medians. This lack of data limits the ability to assess its financial health relative to peers in the banking industry. Segment and geographic exposure data are not disclosed in the input, preventing an analysis of revenue concentration or geographic diversification. Without this information, it is unclear whether the company is exposed to regional economic risks or has a diversified customer base. Growth trajectory data is also not available, as no numeric deltas or revenue history are provided in the outlook. This absence of data hinders the ability to evaluate the company's future performance or expansion plans. Risk factors include the inability to assess liquidity risk, which could impact the company's ability to meet short-term obligations. The dilution risk is currently low, but the lack of financial data limits the ability to evaluate potential future dilution from new issuances or convertible instruments. Recent events, including filings and transcripts, are not provided in the input data, so no specific recent developments can be analyzed for their impact on the company's operations or financial position.
Key takeaways
  • First Commerce Bancorp Inc has no dilution from stock options or convertible securities, as basic and diluted shares are equal.
  • Liquidity risk could not be assessed due to missing balance-sheet inputs and no going-concern language in source documents.
  • Profitability and return metrics are not available, limiting the ability to compare performance against industry benchmarks.
  • Segment and geographic exposure data are not disclosed, making it difficult to assess revenue concentration or diversification.
  • Growth trajectory and recent events data are not available, hindering the ability to evaluate future performance or recent developments.
  • --
  • ## RATIONALES
  • ```json
Financial snapshot
PeriodHA-latest
CurrencyUSD
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY0
FY-1
FY-2
FY-3
FY-4
PeriodGross %Op %Net %FCF %
FY0
FY-1
FY-2
FY-3
FY-4
PeriodAssetsEquityCashDebt
FY0
FY-1
FY-2
FY-3
FY-4
PeriodOCFCapExFCFSBC
FY0
FY-1
FY-2
FY-3
FY-4
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodGross %Op %Net %FCF %
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodAssetsEquityCashDebt
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodOCFCapExFCFSBC
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banks · cohort 7 companies
MetricCMRB.PKActivity
Op margin560.2% medp25 560.2% · p75 560.2%
Net margin459.2% medp25 422.9% · p75 495.5%
Gross margin62.8% medp25 28.5% · p75 92.6%
CapEx / revenue2.6% medp25 1.0% · p75 12.1%
Debt / equity16.8% medp25 13.7% · p75 33.1%
Observations
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-10 13:25 UTC#7d336da6
Source: analysis-pipeline (hybrid)Generated: 2026-05-10 13:26 UTCJob: dc01d826