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INDICATIVE · SAMPLE DATA
EQBK$45.9760

Equity Bancshares Inc

BanksVerified

Equity Bancshares Inc has a market capitalization of $954.66 million and a price-to-earnings ratio of 42.01, which is relatively high compared to the industry median. The company's liquidity position is assessed as medium, with a negative net cash position after subtracting total debt. The price-to-book ratio of 1.3 suggests that the company is trading at a slight premium to its book value. The company's profitability is modest, with a return on equity of 3.1% and a return on assets of 0.36%. These figures are below the industry median for banks, indicating that the company is not generating strong returns relative to its equity and asset base. The net income of $22.73 million on revenue of $226.08 million reflects a net margin of 10.05%, which is in line with the industry average. Equity Bancshares Inc's revenue is concentrated in the United States, with no significant international exposure disclosed. The company's geographic and segmental breakdown is not detailed in the available data, but the lack of international operations suggests that it is primarily focused on domestic markets. The company's growth trajectory is modest, with no significant revenue growth disclosed in the financial snapshot. The capital expenditure of -$13.25 million indicates a reduction in capital spending, which may reflect a strategic shift or a focus on cost management. The outlook for the current fiscal year is not explicitly provided, but the company's financial performance suggests a stable, rather than high-growth, trajectory. The risk assessment for Equity Bancshares Inc highlights a medium liquidity risk and a low dilution risk. The company's debt-to-equity ratio of 0.19 is relatively low, indicating a conservative capital structure. However, the negative net cash position after subtracting total debt suggests that the company may need to manage its liquidity carefully in the coming periods. Recent events and filings for Equity Bancshares Inc do not include any major announcements or regulatory actions. The company's recent financial performance and analyst estimates suggest a stable outlook, with a mean price target of $51.60 and a median price target of $52.00. The analyst recommendations are mixed, with one strong buy, one buy, and three holds, indicating a generally cautious but not bearish sentiment among analysts.

30-day price · EQBK-0.14 (-0.3%)
Low$44.19High$46.84Close$45.97As of22 May, 00:00 UTC
Profile
CompanyEquity Bancshares Inc
TickerEQBK.K
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. Equity Bancshares Inc operates as a bank holding company providing a range of financial services, including commercial and retail banking, wealth management, and insurance services.

Classification. Equity Bancshares Inc is classified under the Financials economic sector, Banking & Investment Services business sector, and Banks industry with a confidence level of 0.92.

Equity Bancshares Inc has a market capitalization of $954.66 million and a price-to-earnings ratio of 42.01, which is relatively high compared to the industry median. The company's liquidity position is assessed as medium, with a negative net cash position after subtracting total debt. The price-to-book ratio of 1.3 suggests that the company is trading at a slight premium to its book value. The company's profitability is modest, with a return on equity of 3.1% and a return on assets of 0.36%. These figures are below the industry median for banks, indicating that the company is not generating strong returns relative to its equity and asset base. The net income of $22.73 million on revenue of $226.08 million reflects a net margin of 10.05%, which is in line with the industry average. Equity Bancshares Inc's revenue is concentrated in the United States, with no significant international exposure disclosed. The company's geographic and segmental breakdown is not detailed in the available data, but the lack of international operations suggests that it is primarily focused on domestic markets. The company's growth trajectory is modest, with no significant revenue growth disclosed in the financial snapshot. The capital expenditure of -$13.25 million indicates a reduction in capital spending, which may reflect a strategic shift or a focus on cost management. The outlook for the current fiscal year is not explicitly provided, but the company's financial performance suggests a stable, rather than high-growth, trajectory. The risk assessment for Equity Bancshares Inc highlights a medium liquidity risk and a low dilution risk. The company's debt-to-equity ratio of 0.19 is relatively low, indicating a conservative capital structure. However, the negative net cash position after subtracting total debt suggests that the company may need to manage its liquidity carefully in the coming periods. Recent events and filings for Equity Bancshares Inc do not include any major announcements or regulatory actions. The company's recent financial performance and analyst estimates suggest a stable outlook, with a mean price target of $51.60 and a median price target of $52.00. The analyst recommendations are mixed, with one strong buy, one buy, and three holds, indicating a generally cautious but not bearish sentiment among analysts.
Key takeaways
  • Equity Bancshares Inc has a high price-to-earnings ratio of 42.01, indicating that it is trading at a premium relative to its earnings.
  • The company's return on equity of 3.1% is below the industry median, suggesting that it is not generating strong returns for shareholders.
  • The company's liquidity position is assessed as medium, with a negative net cash position after subtracting total debt.
  • Analysts have a generally cautious outlook, with a mean price target of $51.60 and a median price target of $52.00.
  • The company's capital structure is conservative, with a debt-to-equity ratio of 0.19.
  • --
  • ## RATIONALES
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Financial snapshot
PeriodHA-latest
CurrencyUSD
Revenue$226.1M
Gross profit
Operating income
Net income$22.7M
R&D
SG&A
D&A
SBC
Operating cash flow$51.4M
CapEx-$13.3M
Free cash flow$8.9M
Total assets$6.37B
Total liabilities$5.64B
Total equity$732.1M
Cash & equivalents
Long-term debt$138.0M
Valuation
Market price$45.97
Market cap$954.7M
Enterprise value$1.09B
P/E42.0
Reported non-GAAP P/E
EV/Revenue4.8
EV/Op income
EV/OCF21.3
P/B1.3
P/Tangible book1.3
Tangible book$732.1M
Net cash-$138.0M
Current ratio
Debt/Equity0.2
ROA0.4%
ROE3.1%
Cash conversion2.3%
CapEx/Revenue-5.9%
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskMedium
  • Net cash is negative after subtracting total debt.
Industry benchmarks
Activity: Banks · cohort 670 companies
MetricEQBKActivity
Op margin36.8% medp25 22.9% · p75 60.0%
Net margin10.1%33.6% medp25 19.4% · p75 51.1%bottom quartile
Gross margin55.0% medp25 42.9% · p75 88.7%
CapEx / revenue-5.9%-4.6% medp25 -10.4% · p75 -2.1%below median
Debt / equity19.0%56.1% medp25 13.2% · p75 161.2%below median
Observations
IR observations
Mean price target51.60 USD
Median price target52.00 USD
High price target58.00 USD
Low price target47.00 USD
Mean recommendation2.40 (1=strong buy, 5=strong sell)
Strong-buy count1.00
Buy count1.00
Hold count3.00
Sell count0.00
Strong-sell count0.00
Mean EPS estimate4.65 USD
Last actual EPS1.23 USD
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod financials
no public URL
2026-05-23 02:22 UTC#69f63d66
Source: analysis-pipeline (hybrid)Generated: 2026-05-27 21:28 UTCJob: 7bf59f79