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INDICATIVE · SAMPLE DATA
NRBB57

NRB Bank PLC

BanksVerified

NRB Bank PLC's capital structure and liquidity position are characterized by a strong operating cash flow of BDT 2,973,626,220 and a free cash flow of BDT 1,263,364,000, indicating robust cash generation capabilities. However, the liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in the source documents. In terms of profitability and returns, the bank's operating cash flow and free cash flow suggest a healthy financial position. However, without industry-specific metrics and cohort medians, a direct comparison to industry benchmarks is not feasible. The bank's capital expenditure of BDT -70,818,050 indicates a net outflow, which may be attributed to investments in infrastructure or technology. The bank's segments and geographic exposure are not explicitly detailed in the available data. However, the absence of disclosed segments suggests a potentially concentrated revenue base, which could pose a concentration risk. The geographic exposure is also not specified, making it difficult to assess regional diversification. The growth trajectory of NRB Bank PLC is not clearly defined in the available data. The absence of outlook numeric deltas and revenue history prevents a detailed analysis of the bank's future growth prospects. The bank's capital expenditure and free cash flow suggest a potential for reinvestment or shareholder returns, but the exact direction is unclear. The risk assessment for NRB Bank PLC indicates a low dilution risk, with no significant dilution potential identified. However, the liquidity risk remains unassessed due to the lack of balance-sheet inputs and no going-concern language in the source documents. The absence of detailed risk factors and adjustments in the custom valuations further limits the ability to fully evaluate the bank's risk profile. Recent events and filings for NRB Bank PLC are not detailed in the available data. The absence of specific events or transcripts prevents an analysis of recent developments that could impact the bank's financial position. The lack of disclosed segments and geographic exposure also limits the ability to assess the impact of recent events on the bank's operations.

30-day price · NRBB(missing data)
No daily-bar history available from current data sources. Alternate source pending.
Profile
CompanyNRB Bank PLC
TickerNRBB.DH
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. NRB Bank PLC provides banking and investment services, generating revenue primarily through interest income and fee-based services.

Classification. NRB Bank PLC is classified under the Financials economic sector, Banking & Investment Services business sector, and Banks industry with a confidence level of 0.92.

NRB Bank PLC's capital structure and liquidity position are characterized by a strong operating cash flow of BDT 2,973,626,220 and a free cash flow of BDT 1,263,364,000, indicating robust cash generation capabilities. However, the liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in the source documents. In terms of profitability and returns, the bank's operating cash flow and free cash flow suggest a healthy financial position. However, without industry-specific metrics and cohort medians, a direct comparison to industry benchmarks is not feasible. The bank's capital expenditure of BDT -70,818,050 indicates a net outflow, which may be attributed to investments in infrastructure or technology. The bank's segments and geographic exposure are not explicitly detailed in the available data. However, the absence of disclosed segments suggests a potentially concentrated revenue base, which could pose a concentration risk. The geographic exposure is also not specified, making it difficult to assess regional diversification. The growth trajectory of NRB Bank PLC is not clearly defined in the available data. The absence of outlook numeric deltas and revenue history prevents a detailed analysis of the bank's future growth prospects. The bank's capital expenditure and free cash flow suggest a potential for reinvestment or shareholder returns, but the exact direction is unclear. The risk assessment for NRB Bank PLC indicates a low dilution risk, with no significant dilution potential identified. However, the liquidity risk remains unassessed due to the lack of balance-sheet inputs and no going-concern language in the source documents. The absence of detailed risk factors and adjustments in the custom valuations further limits the ability to fully evaluate the bank's risk profile. Recent events and filings for NRB Bank PLC are not detailed in the available data. The absence of specific events or transcripts prevents an analysis of recent developments that could impact the bank's financial position. The lack of disclosed segments and geographic exposure also limits the ability to assess the impact of recent events on the bank's operations.
Key takeaways
  • NRB Bank PLC has a strong operating cash flow and free cash flow, indicating robust cash generation capabilities.
  • The liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in the source documents.
  • The bank's profitability and returns are healthy, but a direct comparison to industry benchmarks is not feasible.
  • The absence of disclosed segments and geographic exposure suggests a potentially concentrated revenue base.
  • The growth trajectory and future growth prospects of the bank are not clearly defined in the available data.
  • The risk assessment indicates a low dilution risk, but the liquidity risk remains unassessed.
  • --
  • ## RATIONALES
Financial snapshot
PeriodHA-latest
CurrencyBDT
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow$2.97B
CapEx-$70.8M
Free cash flow$1.26B
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4$994.7M$671.1M$785.8M
FY-3$1.10B$427.9M$429.3M
FY-2$957.6M$553.1M$273.6M
FY-1$1.48B$794.4M$466.9M
FY0$1.20B$76.9M-$398.0M
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4$55.36B$5.80B
FY-3$61.14B$7.00B
FY-2$74.22B$7.76B
FY-1$85.31B$8.14B
FY0$97.87B$8.74B
PeriodOCFCapExFCFSBC
FY-4$355.9M-$31.9M$785.8M
FY-3$2.27B-$147.0M$429.3M
FY-2$2.21B-$147.4M$273.6M
FY-1$2.97B-$70.8M$466.9M
FY0$4.45B-$147.7M-$398.0M
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7$1.26B
FQ-6$256.9M$17.2M$27.2M
FQ-5$462.9M$88.4M$79.2M
FQ-4$208.9M$86.1M$90.1M
FQ-3$269.7M-$114.7M-$109.9M
FQ-2$506.8M$38.3M$37.4M
FQ-1-$797.6M-$892.7M-$873.3M
FQ0-$75.1M-$535.3M-$497.9M
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7
FQ-6$87.51B$9.16B
FQ-5$95.27B$8.77B
FQ-4$95.62B$8.86B
FQ-3$97.87B$8.74B
FQ-2$103.71B$8.81B
FQ-1$107.28B$7.91B
FQ0$103.69B$7.39B
PeriodOCFCapExFCFSBC
FQ-7$2.97B-$70.8M$1.26B
FQ-6$2.58B-$31.1M$27.2M
FQ-5$9.44B-$78.1M$79.2M
FQ-4$4.79B-$113.1M$90.1M
FQ-3$4.45B-$147.7M-$109.9M
FQ-2$1.03B-$48.3M$37.4M
FQ-1$3.31B-$70.1M-$873.3M
FQ0$1.96B-$77.3M-$497.9M
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banks · cohort 670 companies
MetricNRBBActivity
Op margin36.8% medp25 22.9% · p75 60.0%
Net margin33.6% medp25 19.4% · p75 51.1%
Gross margin55.0% medp25 42.9% · p75 88.7%
CapEx / revenue-4.6% medp25 -10.4% · p75 -2.1%
Debt / equity56.1% medp25 13.2% · p75 161.2%
Observations
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-09 08:05 UTC#217a3c15
Source: analysis-pipeline (hybrid)Generated: 2026-05-28 18:53 UTCJob: 7470c8c0